Compare Fort Lauderdale, FL Car Insurance Rates (2021)

Car insurance in Fort Lauderdale, FL averages $489 a month. Fort Lauderdale, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Fort Lauderdale car insurance rates, compare quotes from the top car insurance companies in Fort Lauderdale, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fort Lauderdale for teen drivers is USAA
  • The cheapest ZIP code in Fort Lauderdale is 33394
  • The cheapest car insurance company in Fort Lauderdale is USAA

If you need to buy Fort Lauderdale, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Lauderdale, FL is right here.

You’ll find Fort Lauderdale car insurance rates, the cheapest Fort Lauderdale, FL car insurance companies, and information on Florida car insurance laws. You can also compare Fort Lauderdale, Florida car insurance rates to Miami car insurance rates, Tampa car insurance rates, and Tallahassee car insurance rates.

Ready to find affordable Fort Lauderdale, FL car insurance today? Enter your ZIP code for fast, free Fort Lauderdale car insurance quotes.

Cheapest Fort Lauderdale, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Lauderdale, FL car insurance rates? Every Fort Lauderdale, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Lauderdale, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,513 $5,256 $4,819 $4,884 $19,001 $20,626 $5,432 $5,483
GEICO $3,918 $3,933 $3,666 $3,666 $7,090 $8,922 $4,324 $4,385
Liberty Mutual $4,953 $4,953 $4,529 $4,529 $10,584 $16,362 $4,953 $6,755
Nationwide $3,971 $3,914 $3,530 $3,657 $9,649 $11,887 $4,378 $4,551
Progressive $4,322 $4,082 $3,695 $3,955 $12,435 $13,542 $5,256 $4,999
State Farm $2,645 $2,645 $2,395 $2,395 $7,380 $9,426 $2,942 $3,123
USAA $2,085 $2,049 $1,956 $1,937 $7,224 $8,361 $2,605 $2,810

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Minimum Car Insurance in Fort Lauderdale, FL

Every driver must carry the minimum car insurance in Fort Lauderdale, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Lauderdale, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fort Lauderdale, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Lauderdale, FL. Compare credit history car insurance rates in Fort Lauderdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Lauderdale, Florida

Insurance Company Poor Fair Good
Allstate $12,452 $7,847 $6,331
GEICO $7,313 $4,384 $3,267
Liberty Mutual $9,309 $6,804 $5,494
Nationwide $7,167 $5,213 $4,696
Progressive $8,495 $6,059 $5,053
State Farm $5,653 $3,689 $3,015
USAA $5,887 $2,894 $2,104

Cheapest Fort Lauderdale, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Lauderdale, FL to rates for a clean record with top companies.

Annual Fort Lauderdale, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,647 $9,179 $10,187 $8,494
GEICO $3,444 $4,430 $6,642 $5,435
Liberty Mutual $5,151 $6,733 $9,836 $7,089
Nationwide $4,843 $5,328 $7,207 $5,390
Progressive $5,107 $7,671 $6,426 $6,939
State Farm $3,761 $4,477 $4,119 $4,119
USAA $2,836 $3,507 $5,195 $2,975

Cheapest Fort Lauderdale, FL Car Insurance for Teen Drivers

Teen car insurance in Fort Lauderdale, FL can be expensive. Take a look at rates from the top car insurance companies in Fort Lauderdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Lauderdale, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,001 $20,626
GEICO $7,090 $8,922
Liberty Mutual $10,584 $16,362
Nationwide $9,649 $11,887
Progressive $12,435 $13,542
State Farm $7,380 $9,426
USAA $7,224 $8,361

Cheapest Fort Lauderdale, FL Car Insurance for Seniors

Take a look at Fort Lauderdale, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Lauderdale, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,819 $4,884
GEICO $3,666 $3,666
Liberty Mutual $4,529 $4,529
Nationwide $3,530 $3,657
Progressive $3,695 $3,955
State Farm $2,395 $2,395
USAA $1,956 $1,937

Cheapest Fort Lauderdale, FL Car Insurance Rates After a DUI

A DUI in Fort Lauderdale, FL increases car insurance rates. Compare Fort Lauderdale, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Lauderdale, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,187
GEICO $6,642
Liberty Mutual $9,836
Nationwide $7,207
Progressive $6,426
State Farm $4,119
USAA $5,195

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Cheapest Fort Lauderdale, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Lauderdale, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Lauderdale, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,619 $9,134
GEICO $4,963 $5,013
Liberty Mutual $6,966 $7,439
Nationwide $5,692 $5,692
Progressive $6,536 $6,536
State Farm $3,972 $4,266
USAA $3,587 $3,670

Cheapest Fort Lauderdale, FL Car Insurance Rates by ZIP Code

Fort Lauderdale car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fort Lauderdale, FL.

Annual Car Insurance Rates by ZIP Code in Fort Lauderdale, Florida

ZIP Code Average Annual Rates
33301 $4,494
33304 $4,492
33305 $4,486
33306 $4,477
33308 $4,477
33309 $4,758
33311 $4,810
33312 $4,762
33315 $4,532
33316 $4,487
33334 $4,528
33394 $4,447

The Best Cheap Car Insurance Companies in Fort Lauderdale, FL

Take a look at a side-by-side comparison of the top car insurance companies in Fort Lauderdale, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Lauderdale, Florida

Insurance Company Average Annual Rates
Allstate $8,877
GEICO $4,988
Liberty Mutual $7,202
Nationwide $5,692
Progressive $6,536
State Farm $4,119
USAA $3,628

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Category Winners: Cheapest Car Insurance in Fort Lauderdale, Florida

Find the cheapest car insurance companies in Fort Lauderdale, FL for each category right here.

Best Annual Car Insurance Rates by Company in Fort Lauderdale, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Fort Lauderdale, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Lauderdale car insurance rates. Find the cheapest Fort Lauderdale, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Lauderdale, Florida

Insurance Company Low Medium High
Allstate $6,717 $9,359 $10,554
GEICO $4,072 $5,165 $5,727
Liberty Mutual $6,537 $7,318 $7,752
Nationwide $4,466 $5,922 $6,688
Progressive $5,487 $6,687 $7,434
State Farm $3,516 $4,218 $4,624
USAA $3,041 $3,782 $4,063

What affects car insurance rates in Fort Lauderdale, Florida?

What factors can have an impact on Fort Lauderdale, FL car insurance? There are several reasons why Fort Lauderdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Lauderdale, Florida.

Car Theft in Fort Lauderdale

High levels of vehicle theft can make car insurance more expensive. Fort Lauderdale, FL car theft statistics from the FBI indicate 870 vehicle thefts a year.

Commute Time in Fort Lauderdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Lauderdale, FL is 27.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Fort Lauderdale, FL

Ready to find affordable Fort Lauderdale, Florida car insurance today? Enter your ZIP code for fast, free Fort Lauderdale, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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