Compare Fort Lupton, CO Car Insurance Rates (2021)

Car insurance in Fort Lupton, CO averages $320 a month. Fort Lupton, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fort Lupton car insurance rates, compare quotes from the top car insurance companies in Fort Lupton, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fort Lupton, CO are $3,836/year
  • The cheapest car insurance company in Fort Lupton is Liberty Mutual
  • The cheapest car insurance company in Fort Lupton for teen drivers is USAA

If you need to buy Fort Lupton, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Lupton, CO is right here.

You’ll find Fort Lupton car insurance rates, the cheapest Fort Lupton, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Fort Lupton, Colorado car insurance rates to Aurora car insurance rates, Greeley car insurance rates, and Centennial car insurance rates.

Ready to find affordable Fort Lupton, CO car insurance today? Enter your ZIP code for fast, free Fort Lupton car insurance quotes.

Cheapest Fort Lupton, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Lupton, CO car insurance rates? Every Fort Lupton, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Lupton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,154 $2,937 $2,864 $2,890 $11,386 $11,936 $3,427 $3,422
American Family $2,571 $2,571 $2,318 $2,318 $6,240 $8,379 $2,571 $3,150
Farmers $3,204 $3,174 $2,896 $3,131 $12,538 $12,650 $3,525 $3,550
GEICO $1,915 $2,093 $2,034 $2,309 $5,958 $6,295 $1,751 $1,778
Liberty Mutual $1,797 $1,735 $1,529 $1,684 $5,485 $5,983 $1,814 $1,827
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,404 $2,248 $2,115 $2,104 $8,307 $9,274 $2,702 $2,622
State Farm $2,130 $2,130 $1,932 $1,932 $6,335 $7,998 $2,392 $2,838
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

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Minimum Car Insurance in Fort Lupton, CO

Every driver must carry the minimum car insurance in Fort Lupton, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Lupton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fort Lupton, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Lupton, CO. Compare credit history car insurance rates in Fort Lupton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Lupton, Colorado

Insurance Company Poor Fair Good
Allstate $6,699 $5,163 $3,893
American Family $4,891 $3,482 $2,922
Farmers $6,467 $5,274 $5,009
GEICO $3,626 $3,017 $2,407
Liberty Mutual $3,897 $2,393 $1,905
Nationwide $4,426 $3,509 $3,057
Progressive $4,514 $3,858 $3,543
State Farm $4,805 $3,088 $2,490
USAA $4,549 $2,604 $2,090

Cheapest Fort Lupton, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Lupton, CO to rates for a clean record with top companies.

Annual Fort Lupton, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,444 $5,148 $6,348 $5,067
American Family $2,784 $3,947 $5,170 $3,158
Farmers $4,710 $6,071 $5,988 $5,564
GEICO $2,130 $3,313 $3,839 $2,785
Liberty Mutual $2,397 $2,804 $2,904 $2,822
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,433 $4,836 $3,622 $3,997
State Farm $3,169 $3,753 $3,461 $3,461
USAA $2,251 $2,747 $4,792 $2,534

Cheapest Fort Lupton, CO Car Insurance for Teen Drivers

Teen car insurance in Fort Lupton, CO can be expensive. Take a look at rates from the top car insurance companies in Fort Lupton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Lupton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,386 $11,936
American Family $6,240 $8,379
Farmers $12,538 $12,650
GEICO $5,958 $6,295
Liberty Mutual $5,485 $5,983
Nationwide $6,181 $7,890
Progressive $8,307 $9,274
State Farm $6,335 $7,998
USAA $5,179 $5,925

Cheapest Fort Lupton, CO Car Insurance for Seniors

Take a look at Fort Lupton, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Lupton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $2,890
American Family $2,318 $2,318
Farmers $2,896 $3,131
GEICO $2,034 $2,309
Liberty Mutual $1,529 $1,684
Nationwide $2,185 $2,305
Progressive $2,115 $2,104
State Farm $1,932 $1,932
USAA $1,967 $1,966

Cheapest Fort Lupton, CO Car Insurance Rates After a DUI

A DUI in Fort Lupton, CO increases car insurance rates. Compare Fort Lupton, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Lupton, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,348
American Family $5,170
Farmers $5,988
GEICO $3,839
Liberty Mutual $2,904
Nationwide $4,877
Progressive $3,622
State Farm $3,461
USAA $4,792

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Cheapest Fort Lupton, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Lupton, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Lupton, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,252 $5,252
American Family $3,684 $3,846
Farmers $5,583 $5,583
GEICO $2,952 $3,081
Liberty Mutual $2,732 $2,732
Nationwide $3,664 $3,664
Progressive $3,972 $3,972
State Farm $3,375 $3,547
USAA $2,994 $3,168

The Best Cheap Car Insurance Companies in Fort Lupton, CO

Take a look at a side-by-side comparison of the top car insurance companies in Fort Lupton, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Lupton, Colorado

Insurance Company Average Annual Rates
Allstate $5,252
American Family $3,765
Farmers $5,583
GEICO $3,017
Liberty Mutual $2,732
Nationwide $3,664
Progressive $3,972
State Farm $3,461
USAA $3,081

Category Winners: Cheapest Car Insurance in Fort Lupton, Colorado

Find the cheapest car insurance companies in Fort Lupton, CO for each category right here.

Best Annual Car Insurance Rates by Company in Fort Lupton, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Fort Lupton, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Lupton car insurance rates. Find the cheapest Fort Lupton, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Lupton, Colorado

Insurance Company Low Medium High
Allstate $4,903 $5,231 $5,622
American Family $3,565 $3,842 $3,887
Farmers $4,859 $5,499 $6,392
GEICO $2,696 $2,955 $3,399
Liberty Mutual $2,566 $2,721 $2,908
Nationwide $3,642 $3,667 $3,682
Progressive $3,627 $3,985 $4,304
State Farm $3,207 $3,464 $3,712
USAA $2,936 $3,081 $3,226

What affects car insurance rates in Fort Lupton, Colorado?

What factors can have an impact on Fort Lupton, CO car insurance? There are several reasons why Fort Lupton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Lupton, Colorado.

Commute Time in Fort Lupton

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Lupton, CO is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Fort Lupton, CO

Ready to find affordable Fort Lupton, Colorado car insurance today? Enter your ZIP code for fast, free Fort Lupton, CO car insurance quotes.

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