Compare Fort Lyon, CO Car Insurance Rates (2021)

Car insurance in Fort Lyon, CO averages $326 a month. Fort Lyon, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fort Lyon car insurance rates, compare quotes from the top car insurance companies in Fort Lyon, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fort Lyon for teen drivers is Liberty Mutual
  • Average car insurance rates in Fort Lyon, CO are $3,912/year
  • The cheapest car insurance company in Fort Lyon is Liberty Mutual

If you need to buy Fort Lyon, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Lyon, CO is right here.

You’ll find Fort Lyon car insurance rates, the cheapest Fort Lyon, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Fort Lyon, Colorado car insurance rates to Fort Collins car insurance rates, Arvada car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Fort Lyon, CO car insurance today? Enter your ZIP code for fast, free Fort Lyon car insurance quotes.

Cheapest Fort Lyon, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Lyon, CO car insurance rates? Every Fort Lyon, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Lyon, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,146 $3,119 $2,861 $3,088 $11,472 $11,490 $3,439 $3,470
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,936 $1,913 $1,641 $1,798 $5,324 $5,795 $1,953 $1,985
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,002 $2,827 $2,530 $2,547 $9,269 $10,382 $3,404 $3,329
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Fort Lyon, CO

Every driver must carry the minimum car insurance in Fort Lyon, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Lyon, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fort Lyon, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Lyon, CO. Compare credit history car insurance rates in Fort Lyon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Lyon, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,140 $4,944 $4,698
GEICO $4,188 $3,479 $2,771
Liberty Mutual $4,009 $2,431 $1,939
Nationwide $4,848 $3,820 $3,334
Progressive $5,355 $4,516 $4,113
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Cheapest Fort Lyon, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Lyon, CO to rates for a clean record with top companies.

Annual Fort Lyon, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,448 $5,704 $5,630 $5,260
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,434 $2,860 $2,988 $2,891
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,060 $5,525 $4,290 $4,770
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Fort Lyon, CO Car Insurance for Teen Drivers

Teen car insurance in Fort Lyon, CO can be expensive. Take a look at rates from the top car insurance companies in Fort Lyon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Lyon, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,472 $11,490
GEICO $6,808 $7,210
Liberty Mutual $5,324 $5,795
Nationwide $6,687 $8,617
Progressive $9,269 $10,382
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheapest Fort Lyon, CO Car Insurance for Seniors

Take a look at Fort Lyon, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Lyon, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,861 $3,088
GEICO $2,320 $2,581
Liberty Mutual $1,641 $1,798
Nationwide $2,380 $2,529
Progressive $2,530 $2,547
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheapest Fort Lyon, CO Car Insurance Rates After a DUI

A DUI in Fort Lyon, CO increases car insurance rates. Compare Fort Lyon, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Lyon, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,630
GEICO $4,302
Liberty Mutual $2,988
Nationwide $5,371
Progressive $4,290
State Farm $2,986
USAA $5,527

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Cheapest Fort Lyon, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Lyon, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Lyon, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,260 $5,260
GEICO $3,397 $3,562
Liberty Mutual $2,793 $2,793
Nationwide $4,001 $4,001
Progressive $4,661 $4,661
State Farm $2,913 $3,059
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Fort Lyon, CO

Take a look at a side-by-side comparison of the top car insurance companies in Fort Lyon, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Lyon, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,261
GEICO $3,480
Liberty Mutual $2,793
Nationwide $4,001
Progressive $4,661
State Farm $2,986
USAA $3,589

Category Winners: Cheapest Car Insurance in Fort Lyon, Colorado

Find the cheapest car insurance companies in Fort Lyon, CO for each category right here.

Best Annual Car Insurance Rates by Company in Fort Lyon, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation American Family

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Cheapest Fort Lyon, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Lyon car insurance rates. Find the cheapest Fort Lyon, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Lyon, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,604 $5,184 $5,993
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,648 $2,782 $2,950
Nationwide $4,052 $4,001 $3,949
Progressive $4,399 $4,671 $4,914
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

Compare Car Insurance Quotes in Fort Lyon, CO

Ready to find affordable Fort Lyon, Colorado car insurance today? Enter your ZIP code for fast, free Fort Lyon, CO car insurance quotes.

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