Compare Fort Monmouth, NJ Car Insurance Rates (2021)

Car insurance in Fort Monmouth, NJ averages $398 a month. Fort Monmouth, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fort Monmouth car insurance rates, compare quotes from the top car insurance companies in Fort Monmouth, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fort Monmouth, NJ are $4,779/year
  • The cheapest car insurance company in Fort Monmouth for teen drivers is GEICO
  • The cheapest car insurance company in Fort Monmouth is GEICO

If you need to buy Fort Monmouth, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Monmouth, NJ is right here.

You’ll find Fort Monmouth car insurance rates, the cheapest Fort Monmouth, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Fort Monmouth, New Jersey car insurance rates to Jersey City car insurance rates, Bayonne car insurance rates, and Clifton car insurance rates.

Ready to find affordable Fort Monmouth, NJ car insurance today? Enter your ZIP code for fast, free Fort Monmouth car insurance quotes.

Cheapest Fort Monmouth, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Monmouth, NJ car insurance rates? Every Fort Monmouth, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Monmouth, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,005 $2,990 $2,913 $2,913 $9,454 $11,633 $3,517 $3,643
Farmers $4,030 $4,062 $3,923 $3,846 $11,749 $13,508 $4,789 $4,891
GEICO $2,056 $2,018 $2,006 $2,006 $3,718 $3,727 $2,359 $2,306
Liberty Mutual $4,104 $4,104 $4,505 $4,505 $10,609 $12,038 $4,505 $5,170
Progressive $1,676 $1,559 $1,520 $1,557 $7,473 $8,243 $1,977 $1,906
State Farm $3,760 $3,760 $3,402 $3,402 $12,232 $15,702 $4,280 $4,780
Travelers $2,795 $2,728 $2,585 $2,618 $6,374 $7,226 $2,736 $2,725

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Minimum Car Insurance in Fort Monmouth, NJ

Every driver must carry the minimum car insurance in Fort Monmouth, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Monmouth, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fort Monmouth, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Monmouth, NJ. Compare credit history car insurance rates in Fort Monmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Monmouth, New Jersey

Insurance Company Poor Fair Good
Allstate $6,941 $4,513 $3,572
Farmers $7,535 $5,923 $5,591
GEICO $3,793 $2,190 $1,592
Liberty Mutual $7,841 $5,820 $4,917
Progressive $3,609 $3,169 $2,939
State Farm $9,269 $5,602 $4,373
Travelers $4,969 $3,667 $2,534

Cheapest Fort Monmouth, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Monmouth, NJ to rates for a clean record with top companies.

Annual Fort Monmouth, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $6,255 $5,471 $4,565
Farmers $4,923 $8,336 $6,799 $5,342
GEICO $1,968 $2,581 $3,582 $1,968
Liberty Mutual $5,948 $6,803 $6,071 $5,948
Progressive $2,804 $3,724 $3,183 $3,246
State Farm $3,498 $6,346 $10,189 $5,625
Travelers $2,872 $4,242 $4,098 $3,682

Cheapest Fort Monmouth, NJ Car Insurance for Teen Drivers

Teen car insurance in Fort Monmouth, NJ can be expensive. Take a look at rates from the top car insurance companies in Fort Monmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Monmouth, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,454 $11,633
Farmers $11,749 $13,508
GEICO $3,718 $3,727
Liberty Mutual $10,609 $12,038
Progressive $7,473 $8,243
State Farm $12,232 $15,702
Travelers $6,374 $7,226

Cheapest Fort Monmouth, NJ Car Insurance for Seniors

Take a look at Fort Monmouth, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Monmouth, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,913 $2,913
Farmers $3,923 $3,846
GEICO $2,006 $2,006
Liberty Mutual $4,505 $4,505
Progressive $1,520 $1,557
State Farm $3,402 $3,402
Travelers $2,585 $2,618

Cheapest Fort Monmouth, NJ Car Insurance Rates After a DUI

A DUI in Fort Monmouth, NJ increases car insurance rates. Compare Fort Monmouth, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Monmouth, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,471
Farmers $6,799
GEICO $3,582
Liberty Mutual $6,071
Progressive $3,183
State Farm $10,189
Travelers $4,098

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Cheapest Fort Monmouth, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Monmouth, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Monmouth, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,998 $5,018
Farmers $6,350 $6,350
GEICO $2,504 $2,545
Liberty Mutual $6,133 $6,252
Progressive $3,239 $3,239
State Farm $6,252 $6,577
Travelers $3,724 $3,724

The Best Cheap Car Insurance Companies in Fort Monmouth, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Fort Monmouth, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Monmouth, New Jersey

Insurance Company Average Annual Rates
Allstate $5,008
Farmers $6,350
GEICO $2,525
Liberty Mutual $6,192
Progressive $3,239
State Farm $6,415
Travelers $3,724

Category Winners: Cheapest Car Insurance in Fort Monmouth, New Jersey

Find the cheapest car insurance companies in Fort Monmouth, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Fort Monmouth, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Fort Monmouth, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Monmouth car insurance rates. Find the cheapest Fort Monmouth, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Monmouth, New Jersey

Insurance Company Low Medium High
Allstate $4,604 $5,085 $5,336
Farmers $5,708 $6,327 $7,014
GEICO $2,267 $2,573 $2,734
Liberty Mutual $5,524 $6,385 $6,668
Progressive $2,922 $3,295 $3,499
State Farm $5,978 $6,496 $6,770
Travelers $3,420 $3,727 $4,024

Compare Car Insurance Quotes in Fort Monmouth, NJ

Ready to find affordable Fort Monmouth, New Jersey car insurance today? Enter your ZIP code for fast, free Fort Monmouth, NJ car insurance quotes.

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