Compare Fort Pierce, FL Car Insurance Rates (2021)

Car insurance in Fort Pierce, FL averages $370 a month. Fort Pierce, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Fort Pierce car insurance rates, compare quotes from the top car insurance companies in Fort Pierce, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fort Pierce is USAA
  • The cheapest ZIP code in Fort Pierce is 34945
  • The cheapest car insurance company in Fort Pierce for teen drivers is GEICO

If you need to buy Fort Pierce, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Pierce, FL is right here.

You’ll find Fort Pierce car insurance rates, the cheapest Fort Pierce, FL car insurance companies, and information on Florida car insurance laws. You can also compare Fort Pierce, Florida car insurance rates to Miami car insurance rates, St. Petersburg car insurance rates, and Tallahassee car insurance rates.

Ready to find affordable Fort Pierce, FL car insurance today? Enter your ZIP code for fast, free Fort Pierce car insurance quotes.

Cheapest Fort Pierce, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Pierce, FL car insurance rates? Every Fort Pierce, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Pierce, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,364 $4,150 $3,807 $3,849 $14,725 $15,919 $4,281 $4,314
GEICO $2,782 $2,802 $2,600 $2,600 $4,909 $6,186 $3,067 $3,131
Liberty Mutual $3,614 $3,614 $3,308 $3,308 $7,662 $11,817 $3,614 $4,911
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,745 $3,505 $3,205 $3,436 $10,507 $11,408 $4,478 $4,227
State Farm $1,975 $1,975 $1,801 $1,801 $5,710 $7,262 $2,192 $2,337
USAA $1,562 $1,534 $1,468 $1,453 $5,358 $6,189 $1,944 $2,094

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Minimum Car Insurance in Fort Pierce, FL

Every driver must carry the minimum car insurance in Fort Pierce, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Pierce, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fort Pierce, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Pierce, FL. Compare credit history car insurance rates in Fort Pierce from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Pierce, Florida

Insurance Company Poor Fair Good
Allstate $9,738 $6,112 $4,928
GEICO $5,059 $3,107 $2,362
Liberty Mutual $6,747 $4,944 $4,002
Nationwide $5,066 $3,720 $3,364
Progressive $7,251 $5,154 $4,287
State Farm $4,281 $2,809 $2,305
USAA $4,371 $2,158 $1,572

Cheapest Fort Pierce, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Pierce, FL to rates for a clean record with top companies.

Annual Fort Pierce, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,984 $7,172 $7,920 $6,629
GEICO $2,481 $3,137 $4,612 $3,808
Liberty Mutual $3,734 $4,887 $7,155 $5,148
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,407 $6,485 $5,476 $5,888
State Farm $2,864 $3,400 $3,132 $3,132
USAA $2,115 $2,611 $3,857 $2,217

Cheapest Fort Pierce, FL Car Insurance for Teen Drivers

Teen car insurance in Fort Pierce, FL can be expensive. Take a look at rates from the top car insurance companies in Fort Pierce for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Pierce, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,725 $15,919
GEICO $4,909 $6,186
Liberty Mutual $7,662 $11,817
Nationwide $6,784 $8,345
Progressive $10,507 $11,408
State Farm $5,710 $7,262
USAA $5,358 $6,189

Cheapest Fort Pierce, FL Car Insurance for Seniors

Take a look at Fort Pierce, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Pierce, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,807 $3,849
GEICO $2,600 $2,600
Liberty Mutual $3,308 $3,308
Nationwide $2,553 $2,640
Progressive $3,205 $3,436
State Farm $1,801 $1,801
USAA $1,468 $1,453

Cheapest Fort Pierce, FL Car Insurance Rates After a DUI

A DUI in Fort Pierce, FL increases car insurance rates. Compare Fort Pierce, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Pierce, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,920
GEICO $4,612
Liberty Mutual $7,155
Nationwide $5,097
Progressive $5,476
State Farm $3,132
USAA $3,857

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Cheapest Fort Pierce, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Pierce, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Pierce, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,729 $7,123
GEICO $3,492 $3,527
Liberty Mutual $5,061 $5,401
Nationwide $4,050 $4,050
Progressive $5,564 $5,564
State Farm $3,025 $3,238
USAA $2,670 $2,731

Cheapest Fort Pierce, FL Car Insurance Rates by ZIP Code

Fort Pierce car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fort Pierce, FL.

Annual Car Insurance Rates by ZIP Code in Fort Pierce, Florida

ZIP Code Average Annual Rates
34945 $3,338
34946 $3,346
34947 $3,475
34949 $3,510
34950 $3,475
34951 $3,346
34981 $3,475
34982 $3,475

The Best Cheap Car Insurance Companies in Fort Pierce, FL

Take a look at a side-by-side comparison of the top car insurance companies in Fort Pierce, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Pierce, Florida

Insurance Company Average Annual Rates
Allstate $6,926
GEICO $3,509
Liberty Mutual $5,231
Nationwide $4,050
Progressive $5,564
State Farm $3,132
USAA $2,700

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Category Winners: Cheapest Car Insurance in Fort Pierce, Florida

Find the cheapest car insurance companies in Fort Pierce, FL for each category right here.

Best Annual Car Insurance Rates by Company in Fort Pierce, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Fort Pierce, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Pierce car insurance rates. Find the cheapest Fort Pierce, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Pierce, Florida

Insurance Company Low Medium High
Allstate $5,247 $7,304 $8,227
GEICO $2,835 $3,638 $4,055
Liberty Mutual $4,785 $5,317 $5,591
Nationwide $3,135 $4,222 $4,793
Progressive $4,514 $5,711 $6,467
State Farm $2,634 $3,211 $3,550
USAA $2,268 $2,813 $3,020

What affects car insurance rates in Fort Pierce, Florida?

What factors can have an impact on Fort Pierce, FL car insurance? There are several reasons why Fort Pierce car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Pierce, Florida.

Car Theft in Fort Pierce

High levels of vehicle theft can make car insurance more expensive. Fort Pierce, FL car theft statistics from the FBI indicate 115 vehicle thefts a year.

Commute Time in Fort Pierce

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Pierce, FL is 31.7 minutes according to City-Data.

Traffic in Fort Pierce

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fort Pierce, FL traffic data from INRIX ranks Fort Pierce as the 772nd-most congested in the world.

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Compare Car Insurance Quotes in Fort Pierce, FL

Ready to find affordable Fort Pierce, Florida car insurance today? Enter your ZIP code for fast, free Fort Pierce, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State