Compare Fort Sumner, NM Car Insurance Rates (2021)

Car insurance in Fort Sumner, NM averages $283 a month. Fort Sumner, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fort Sumner car insurance rates, compare quotes from the top car insurance companies in Fort Sumner, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fort Sumner for teen drivers is USAA
  • Average car insurance rates in Fort Sumner, NM are $3,402/year
  • The cheapest car insurance company in Fort Sumner is USAA

If you need to buy Fort Sumner, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Sumner, NM is right here.

You’ll find Fort Sumner car insurance rates, the cheapest Fort Sumner, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Fort Sumner, New Mexico car insurance rates to Hobbs car insurance rates, Las Cruces car insurance rates, and Roswell car insurance rates.

Ready to find affordable Fort Sumner, NM car insurance today? Enter your ZIP code for fast, free Fort Sumner car insurance quotes.

Cheapest Fort Sumner, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Sumner, NM car insurance rates? Every Fort Sumner, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Sumner, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,343 $2,338 $2,100 $2,231 $9,241 $9,513 $2,630 $2,724
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,550 $1,505 $1,399 $1,407 $6,227 $7,020 $1,877 $1,949
State Farm $1,581 $1,581 $1,427 $1,427 $4,229 $5,332 $1,770 $1,952
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Fort Sumner, NM

Every driver must carry the minimum car insurance in Fort Sumner, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Sumner, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fort Sumner, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Sumner, NM. Compare credit history car insurance rates in Fort Sumner from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Sumner, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,754 $3,929 $3,738
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,150 $2,802 $2,648
State Farm $3,452 $2,116 $1,669
USAA $2,680 $2,000 $1,731

Cheapest Fort Sumner, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Sumner, NM to rates for a clean record with top companies.

Annual Fort Sumner, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,506 $4,498 $4,392 $4,164
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,482 $3,380 $2,674 $2,931
State Farm $2,269 $2,460 $2,460 $2,460
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Fort Sumner, NM Car Insurance for Teen Drivers

Teen car insurance in Fort Sumner, NM can be expensive. Take a look at rates from the top car insurance companies in Fort Sumner for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Sumner, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,241 $9,513
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $6,227 $7,020
State Farm $4,229 $5,332
USAA $3,641 $4,122

Cheapest Fort Sumner, NM Car Insurance for Seniors

Take a look at Fort Sumner, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Sumner, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,100 $2,231
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,399 $1,407
State Farm $1,427 $1,427
USAA $1,372 $1,376

Cheapest Fort Sumner, NM Car Insurance Rates After a DUI

A DUI in Fort Sumner, NM increases car insurance rates. Compare Fort Sumner, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Sumner, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,763
Farmers $4,392
GEICO $8,009
Nationwide $5,214
Progressive $2,674
State Farm $2,460
USAA $2,897

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Cheapest Fort Sumner, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Sumner, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Sumner, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,140 $4,140
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $2,867 $2,867
State Farm $2,352 $2,473
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Fort Sumner, NM

Take a look at a side-by-side comparison of the top car insurance companies in Fort Sumner, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Sumner, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,140
GEICO $4,266
Nationwide $3,817
Progressive $2,867
State Farm $2,412
USAA $2,137

Category Winners: Cheapest Car Insurance in Fort Sumner, New Mexico

Find the cheapest car insurance companies in Fort Sumner, NM for each category right here.

Best Annual Car Insurance Rates by Company in Fort Sumner, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fort Sumner, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Sumner car insurance rates. Find the cheapest Fort Sumner, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Sumner, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,798 $4,105 $4,517
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $2,754 $2,865 $2,981
State Farm $2,211 $2,420 $2,606
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Fort Sumner, New Mexico?

What factors can have an impact on Fort Sumner, NM car insurance? There are several reasons why Fort Sumner car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Sumner, New Mexico.

Commute Time in Fort Sumner

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Sumner, NM is 12.4 minutes according to City-Data.

Compare Car Insurance Quotes in Fort Sumner, NM

Ready to find affordable Fort Sumner, New Mexico car insurance today? Enter your ZIP code for fast, free Fort Sumner, NM car insurance quotes.

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