Compare Fort Thomas, AZ Car Insurance Rates (2021)

Car insurance in Fort Thomas, AZ averages $259 a month. Fort Thomas, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Fort Thomas car insurance rates, compare quotes from the top car insurance companies in Fort Thomas, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fort Thomas is GEICO
  • Average car insurance rates in Fort Thomas, AZ are $3,105/year
  • The cheapest car insurance company in Fort Thomas for teen drivers is GEICO

If you need to buy Fort Thomas, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Thomas, AZ is right here.

You’ll find Fort Thomas car insurance rates, the cheapest Fort Thomas, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Fort Thomas, Arizona car insurance rates to Phoenix car insurance rates, Tempe car insurance rates, and Surprise car insurance rates.

Ready to find affordable Fort Thomas, AZ car insurance today? Enter your ZIP code for fast, free Fort Thomas car insurance quotes.

Cheapest Fort Thomas, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Thomas, AZ car insurance rates? Every Fort Thomas, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Thomas, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,501 $2,501 $2,439 $2,439 $5,418 $7,014 $2,798 $3,040
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $2,166 $2,178 $1,922 $2,040 $9,412 $9,826 $2,462 $2,568
GEICO $1,399 $1,561 $1,187 $1,511 $3,946 $4,156 $1,276 $1,258
Nationwide $1,981 $2,019 $1,776 $1,880 $4,781 $6,111 $2,275 $2,455
Progressive $1,693 $1,492 $1,523 $1,448 $6,876 $7,674 $1,828 $1,827
State Farm $2,343 $2,343 $2,054 $2,054 $7,266 $9,113 $2,524 $3,204
Travelers $1,365 $1,431 $1,263 $1,337 $3,808 $4,726 $1,440 $1,510
USAA $1,631 $1,639 $1,520 $1,544 $5,987 $6,867 $2,146 $2,305

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Minimum Car Insurance in Fort Thomas, AZ

Every driver must carry the minimum car insurance in Fort Thomas, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Thomas, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fort Thomas, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Thomas, AZ. Compare credit history car insurance rates in Fort Thomas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Thomas, Arizona

Insurance Company Poor Fair Good
Allstate $4,494 $3,208 $2,854
American Family $4,315 $3,216 $2,772
Farmers $4,639 $3,883 $3,694
GEICO $2,794 $1,837 $1,479
Nationwide $3,493 $2,789 $2,447
Progressive $3,397 $2,966 $2,772
State Farm $7,113 $2,752 $1,723
Travelers $2,560 $2,100 $1,670
USAA $3,892 $2,715 $2,258

Cheapest Fort Thomas, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Thomas, AZ to rates for a clean record with top companies.

Annual Fort Thomas, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,829 $3,560 $4,039 $3,647
American Family $2,419 $3,845 $4,663 $2,810
Farmers $3,443 $4,433 $4,326 $4,085
GEICO $1,585 $2,136 $2,840 $1,585
Nationwide $2,470 $2,594 $3,817 $2,757
Progressive $2,692 $3,527 $2,841 $3,121
State Farm $3,514 $4,211 $3,862 $3,862
Travelers $1,701 $2,203 $2,426 $2,110
USAA $2,153 $3,074 $4,061 $2,532

Cheapest Fort Thomas, AZ Car Insurance for Teen Drivers

Teen car insurance in Fort Thomas, AZ can be expensive. Take a look at rates from the top car insurance companies in Fort Thomas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Thomas, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,418 $7,014
American Family $5,942 $7,712
Farmers $9,412 $9,826
GEICO $3,946 $4,156
Nationwide $4,781 $6,111
Progressive $6,876 $7,674
State Farm $7,266 $9,113
Travelers $3,808 $4,726
USAA $5,987 $6,867

Cheapest Fort Thomas, AZ Car Insurance for Seniors

Take a look at Fort Thomas, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Thomas, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,439 $2,439
American Family $2,111 $2,111
Farmers $1,922 $2,040
GEICO $1,187 $1,511
Nationwide $1,776 $1,880
Progressive $1,523 $1,448
State Farm $2,054 $2,054
Travelers $1,263 $1,337
USAA $1,520 $1,544

Cheapest Fort Thomas, AZ Car Insurance Rates After a DUI

A DUI in Fort Thomas, AZ increases car insurance rates. Compare Fort Thomas, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Thomas, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
American Family $4,663
Farmers $4,326
GEICO $2,840
Nationwide $3,817
Progressive $2,841
State Farm $3,862
Travelers $2,426
USAA $4,061

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Cheapest Fort Thomas, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Thomas, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Thomas, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,519 $3,519
American Family $3,400 $3,468
Farmers $4,072 $4,072
GEICO $2,001 $2,073
Nationwide $2,910 $2,910
Progressive $3,045 $3,045
State Farm $3,767 $3,958
Travelers $2,110 $2,110
USAA $2,923 $2,987

The Best Cheap Car Insurance Companies in Fort Thomas, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Fort Thomas, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Thomas, Arizona

Insurance Company Average Annual Rates
Allstate $3,519
American Family $3,434
Farmers $4,072
GEICO $2,037
Nationwide $2,910
Progressive $3,045
State Farm $3,862
Travelers $2,110
USAA $2,955

Category Winners: Cheapest Car Insurance in Fort Thomas, Arizona

Find the cheapest car insurance companies in Fort Thomas, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Fort Thomas, Arizona

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Cheapest Fort Thomas, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Thomas car insurance rates. Find the cheapest Fort Thomas, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Thomas, Arizona

Insurance Company Low Medium High
Allstate $3,277 $3,536 $3,743
American Family $3,307 $3,544 $3,451
Farmers $3,429 $4,112 $4,674
GEICO $1,697 $2,063 $2,349
Nationwide $2,818 $2,934 $2,977
Progressive $2,728 $3,095 $3,312
State Farm $3,505 $3,928 $4,154
Travelers $1,924 $2,138 $2,268
USAA $2,719 $2,996 $3,150

What affects car insurance rates in Fort Thomas, Arizona?

What factors can have an impact on Fort Thomas, AZ car insurance? There are several reasons why Fort Thomas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Thomas, Arizona.

Commute Time in Fort Thomas

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Thomas, AZ is 33.2 minutes according to City-Data.

Compare Car Insurance Quotes in Fort Thomas, AZ

Ready to find affordable Fort Thomas, Arizona car insurance today? Enter your ZIP code for fast, free Fort Thomas, AZ car insurance quotes.

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Average Monthly Car Insurance Rates by State