Compare Fort Worth, TX Car Insurance Rates (2021)

Car insurance in Fort Worth, TX averages $328 a month. Fort Worth, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Fort Worth car insurance rates, compare quotes from the top car insurance companies in Fort Worth, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fort Worth, TX after a DUI are $4,468/year
  • The cheapest ZIP code in Fort Worth is 76008
  • The cheapest car insurance company in Fort Worth is USAA

If you need to buy Fort Worth, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Worth, TX is right here.

You’ll find Fort Worth car insurance rates, the cheapest Fort Worth, TX car insurance companies, and information on Texas car insurance laws. You can also compare Fort Worth, Texas car insurance rates to Plano car insurance rates, El Paso car insurance rates, and Dallas car insurance rates.

Ready to find affordable Fort Worth, TX car insurance today? Enter your ZIP code for fast, free Fort Worth car insurance quotes.

Cheapest Fort Worth, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Worth, TX car insurance rates? Every Fort Worth, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Worth, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,465 $3,488 $3,420 $3,420 $9,239 $11,126 $4,277 $4,442
American Family $2,871 $3,201 $2,698 $3,096 $7,794 $10,251 $4,160 $4,760
GEICO $2,612 $2,824 $2,526 $2,874 $5,768 $5,970 $2,827 $2,813
Nationwide $2,344 $2,381 $2,074 $2,193 $6,626 $8,494 $2,753 $2,975
Progressive $2,384 $2,274 $2,122 $2,161 $9,963 $11,131 $2,835 $2,888
State Farm $2,136 $2,136 $1,912 $1,912 $5,217 $6,664 $2,330 $2,397
USAA $1,586 $1,586 $1,523 $1,501 $4,510 $4,881 $2,102 $2,231

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Minimum Car Insurance in Fort Worth, TX

Every driver must carry the minimum car insurance in Fort Worth, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Worth, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fort Worth, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Worth, TX. Compare credit history car insurance rates in Fort Worth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Worth, Texas

Insurance Company Poor Fair Good
Allstate $6,808 $4,993 $4,278
American Family $6,668 $4,209 $3,684
GEICO $5,453 $3,080 $2,048
Nationwide $4,475 $3,594 $3,122
Progressive $5,033 $4,348 $4,028
State Farm $4,362 $2,725 $2,177
USAA $3,639 $2,120 $1,711

Cheapest Fort Worth, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Worth, TX to rates for a clean record with top companies.

Annual Fort Worth, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,135 $6,443 $6,725 $4,135
American Family $4,415 $5,646 $4,940 $4,415
GEICO $2,990 $3,964 $3,299 $3,854
Nationwide $3,239 $3,239 $4,786 $3,655
Progressive $3,898 $5,036 $4,553 $4,391
State Farm $2,732 $3,149 $3,738 $2,732
USAA $1,851 $2,748 $3,237 $2,125

Cheapest Fort Worth, TX Car Insurance for Teen Drivers

Teen car insurance in Fort Worth, TX can be expensive. Take a look at rates from the top car insurance companies in Fort Worth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Worth, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,239 $11,126
American Family $7,794 $10,251
GEICO $5,768 $5,970
Nationwide $6,626 $8,494
Progressive $9,963 $11,131
State Farm $5,217 $6,664
USAA $4,510 $4,881

Cheapest Fort Worth, TX Car Insurance for Seniors

Take a look at Fort Worth, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Worth, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,698 $3,096
GEICO $2,526 $2,874
Nationwide $2,074 $2,193
Progressive $2,122 $2,161
State Farm $1,912 $1,912
USAA $1,523 $1,501

Cheapest Fort Worth, TX Car Insurance Rates After a DUI

A DUI in Fort Worth, TX increases car insurance rates. Compare Fort Worth, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Worth, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,725
American Family $4,940
GEICO $3,299
Nationwide $4,786
Progressive $4,553
State Farm $3,738
USAA $3,237

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Cheapest Fort Worth, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Worth, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Worth, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,227 $5,492
American Family $4,854 $4,854
GEICO $3,462 $3,592
Nationwide $3,730 $3,730
Progressive $4,470 $4,470
State Farm $3,088 $3,088
USAA $2,459 $2,521

Cheapest Fort Worth, TX Car Insurance Rates by ZIP Code

Fort Worth car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fort Worth, TX.

Annual Car Insurance Rates by ZIP Code in Fort Worth, Texas

ZIP Code Average Annual Rates
76008 $5,267
76102 $5,890
76103 $5,893
76104 $5,887
76105 $6,029
76106 $6,078
76107 $5,699
76108 $5,583
76109 $5,693
76110 $5,529
76111 $5,937
76112 $5,724
76114 $5,777
76115 $5,873
76116 $5,523
76120 $5,917
76123 $5,836
76126 $5,547
76127 $6,030
76129 $5,954
76130 $6,876
76131 $5,774
76132 $5,626
76133 $5,753
76134 $5,835
76135 $5,652
76137 $5,653
76140 $5,623
76148 $5,582
76155 $5,929
76164 $6,109
76177 $5,727
76179 $5,701
76244 $5,503
76247 $5,505
76262 $5,342

The Best Cheap Car Insurance Companies in Fort Worth, TX

Take a look at a side-by-side comparison of the top car insurance companies in Fort Worth, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Worth, Texas

Insurance Company Average Annual Rates
Allstate $5,359
American Family $4,854
GEICO $3,527
Nationwide $3,730
Progressive $4,470
State Farm $3,088
USAA $2,490

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Category Winners: Cheapest Car Insurance in Fort Worth, Texas

Find the cheapest car insurance companies in Fort Worth, TX for each category right here.

Best Annual Car Insurance Rates by Company in Fort Worth, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Fort Worth, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Worth car insurance rates. Find the cheapest Fort Worth, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Worth, Texas

Insurance Company Low Medium High
Allstate $5,228 $5,310 $5,541
American Family $4,535 $4,688 $5,339
GEICO $3,335 $3,483 $3,762
Nationwide $4,008 $3,573 $3,610
Progressive $4,270 $4,452 $4,688
State Farm $2,913 $3,077 $3,274
USAA $2,395 $2,479 $2,596

What affects car insurance rates in Fort Worth, Texas?

What factors can have an impact on Fort Worth, TX car insurance? There are several reasons why Fort Worth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Worth, Texas.

Car Theft in Fort Worth

High levels of vehicle theft can make car insurance more expensive. Fort Worth, TX car theft statistics from the FBI indicate 2,972 vehicle thefts a year.

Commute Time in Fort Worth

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Worth, TX is 27.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Fort Worth, TX

Ready to find affordable Fort Worth, Texas car insurance today? Enter your ZIP code for fast, free Fort Worth, TX car insurance quotes.

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