Compare Fortuna, CA Car Insurance Rates (2021)

Car insurance in Fortuna, CA averages $257 a month. Fortuna, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fortuna car insurance rates, compare quotes from the top car insurance companies in Fortuna, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fortuna, CA are $3,088/year
  • Average car insurance rates in Fortuna, CA after a DUI are $4,340/year
  • The cheapest car insurance company in Fortuna is USAA

If you need to buy Fortuna, California car insurance, the options can be confusing. Everything you need to know about car insurance in Fortuna, CA is right here.

You’ll find Fortuna car insurance rates, the cheapest Fortuna, CA car insurance companies, and information on California car insurance laws. You can also compare Fortuna, California car insurance rates to Fresno car insurance rates, Bakersfield car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Fortuna, CA car insurance today? Enter your ZIP code for fast, free Fortuna car insurance quotes.

Cheapest Fortuna, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fortuna, CA car insurance rates? Every Fortuna, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fortuna, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,366 $2,375 $1,720 $1,755 $6,483 $8,168 $3,085 $3,438
Farmers $2,237 $2,237 $2,004 $2,004 $7,157 $11,834 $2,652 $2,952
GEICO $1,492 $1,494 $1,405 $1,405 $4,557 $4,652 $2,146 $2,202
Liberty Mutual $1,963 $1,869 $1,809 $1,758 $4,268 $4,504 $2,224 $2,233
Nationwide $2,595 $2,481 $2,263 $2,137 $6,532 $7,203 $3,098 $3,069
Progressive $1,469 $1,514 $1,227 $1,466 $3,841 $4,655 $2,090 $2,250
State Farm $3,135 $3,135 $2,800 $2,800 $5,722 $7,079 $3,470 $3,581
Travelers $2,093 $2,033 $1,851 $1,832 $4,202 $4,829 $2,700 $2,652
USAA $1,623 $1,541 $1,584 $1,594 $3,656 $3,689 $2,255 $2,134

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Minimum Car Insurance in Fortuna, CA

Every driver must carry the minimum car insurance in Fortuna, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Fortuna, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fortuna, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fortuna, CA to rates for a clean record with top companies.

Annual Fortuna, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,206 $3,757 $5,834 $2,898
Farmers $3,051 $4,159 $5,194 $4,135
GEICO $1,694 $2,606 $3,275 $2,101
Liberty Mutual $2,237 $3,001 $2,706 $2,371
Nationwide $2,568 $3,286 $5,547 $3,286
Progressive $1,527 $2,568 $2,969 $2,192
State Farm $2,826 $3,373 $6,382 $3,281
Travelers $1,882 $2,998 $3,496 $2,721
USAA $1,505 $2,232 $3,654 $1,648

Cheapest Fortuna, CA Car Insurance for Teen Drivers

Teen car insurance in Fortuna, CA can be expensive. Take a look at rates from the top car insurance companies in Fortuna for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fortuna, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $8,168
Farmers $7,157 $11,834
GEICO $4,557 $4,652
Liberty Mutual $4,268 $4,504
Nationwide $6,532 $7,203
Progressive $3,841 $4,655
State Farm $5,722 $7,079
Travelers $4,202 $4,829
USAA $3,656 $3,689

Cheapest Fortuna, CA Car Insurance for Seniors

Take a look at Fortuna, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fortuna, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,755
Farmers $2,004 $2,004
GEICO $1,405 $1,405
Liberty Mutual $1,809 $1,758
Nationwide $2,263 $2,137
Progressive $1,227 $1,466
State Farm $2,800 $2,800
Travelers $1,851 $1,832
USAA $1,584 $1,594

Cheapest Fortuna, CA Car Insurance Rates After a DUI

A DUI in Fortuna, CA increases car insurance rates. Compare Fortuna, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fortuna, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,834
Farmers $5,194
GEICO $3,275
Liberty Mutual $2,706
Nationwide $5,547
Progressive $2,969
State Farm $6,382
Travelers $3,496
USAA $3,654

Cheapest Fortuna, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fortuna, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fortuna, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,325 $4,023
Farmers $3,753 $4,516
GEICO $2,198 $2,640
Liberty Mutual $2,367 $2,790
Nationwide $3,247 $4,097
Progressive $2,100 $2,528
State Farm $3,823 $4,108
Travelers $2,500 $3,048
USAA $2,084 $2,435

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The Best Cheap Car Insurance Companies in Fortuna, CA

Take a look at a side-by-side comparison of the top car insurance companies in Fortuna, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fortuna, California

Insurance Company Average Annual Rates
Allstate $3,674
Farmers $4,135
GEICO $2,419
Liberty Mutual $2,579
Nationwide $3,672
Progressive $2,314
State Farm $3,965
Travelers $2,774
USAA $2,259

Category Winners: Cheapest Car Insurance in Fortuna, California

Find the cheapest car insurance companies in Fortuna, CA for each category right here.

Best Annual Car Insurance Rates by Company in Fortuna, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Fortuna, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fortuna car insurance rates. Find the cheapest Fortuna, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fortuna, California

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,799
Farmers $3,892 $4,162 $4,351
GEICO $2,273 $2,441 $2,543
Liberty Mutual $2,430 $2,597 $2,709
Nationwide $3,327 $3,734 $3,956
Progressive $2,130 $2,374 $2,437
State Farm $3,641 $4,019 $4,236
Travelers $2,455 $2,842 $3,025
USAA $2,081 $2,297 $2,400

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What affects car insurance rates in Fortuna, California?

What factors can have an impact on Fortuna, CA car insurance? There are several reasons why Fortuna car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fortuna, California.

Car Theft in Fortuna

High levels of vehicle theft can make car insurance more expensive. Fortuna, CA car theft statistics from the FBI indicate 34 vehicle thefts a year.

Commute Time in Fortuna

The more time you spend in your car the higher the risk of an accident. The average commute length in Fortuna, CA is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Fortuna, CA

Ready to find affordable Fortuna, California car insurance today? Enter your ZIP code for fast, free Fortuna, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State