Compare Foster City, MI Car Insurance Rates (2021)

Car insurance in Foster City, MI averages $746 a month. Foster City, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Foster City car insurance rates, compare quotes from the top car insurance companies in Foster City, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Foster City for teen drivers is USAA
  • The cheapest car insurance company in Foster City is USAA
  • Average car insurance rates in Foster City, MI after a DUI are $14,594/year

If you need to buy Foster City, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Foster City, MI is right here.

You’ll find Foster City car insurance rates, the cheapest Foster City, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Foster City, Michigan car insurance rates to Troy car insurance rates, Dearborn car insurance rates, and Livonia car insurance rates.

Ready to find affordable Foster City, MI car insurance today? Enter your ZIP code for fast, free Foster City car insurance quotes.

Cheapest Foster City, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Foster City, MI car insurance rates? Every Foster City, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Foster City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,839 $3,839 $3,582 $3,582 $8,513 $8,513 $4,303 $4,303
GEICO $3,629 $3,629 $3,657 $3,657 $9,955 $9,955 $3,472 $3,472
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,879 $2,705 $2,536 $2,814 $10,155 $10,845 $3,358 $3,147
State Farm $6,400 $6,400 $5,887 $5,887 $21,698 $21,698 $7,490 $7,490
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,533 $2,405 $2,380 $2,254 $6,070 $5,772 $3,082 $2,964

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Minimum Car Insurance in Foster City, MI

Every driver must carry the minimum car insurance in Foster City, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Foster City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Foster City, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Foster City, MI. Compare credit history car insurance rates in Foster City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Foster City, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,652 $4,429 $4,096
GEICO $6,652 $4,896 $3,987
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $6,547 $4,963 $4,242
Progressive $5,554 $4,659 $4,202
State Farm $16,804 $8,514 $5,789
Travelers $7,919 $7,680 $7,583
USAA $5,133 $2,930 $2,234

Cheapest Foster City, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Foster City, MI to rates for a clean record with top companies.

Annual Foster City, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,262 $5,415 $5,344 $5,215
GEICO $1,882 $3,864 $11,561 $3,407
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $4,084 $5,330 $4,813 $4,993
State Farm $6,753 $8,011 $16,815 $9,897
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,767 $3,440 $4,509 $3,014

Cheapest Foster City, MI Car Insurance for Teen Drivers

Teen car insurance in Foster City, MI can be expensive. Take a look at rates from the top car insurance companies in Foster City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Foster City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,513 $8,513
GEICO $9,955 $9,955
Liberty Mutual $34,830 $34,830
Nationwide $9,836 $9,836
Progressive $10,155 $10,845
State Farm $21,698 $21,698
Travelers $15,616 $15,616
USAA $6,070 $5,772

Cheapest Foster City, MI Car Insurance for Seniors

Take a look at Foster City, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Foster City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,582 $3,582
GEICO $3,657 $3,657
Liberty Mutual $14,122 $14,122
Nationwide $3,325 $3,325
Progressive $2,536 $2,814
State Farm $5,887 $5,887
Travelers $4,461 $4,461
USAA $2,380 $2,254

Cheapest Foster City, MI Car Insurance Rates After a DUI

A DUI in Foster City, MI increases car insurance rates. Compare Foster City, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Foster City, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,344
GEICO $11,561
Liberty Mutual $28,910
Nationwide $5,456
Progressive $4,813
State Farm $16,815
Travelers $12,018
USAA $4,509

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Cheapest Foster City, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Foster City, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Foster City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,059 $5,059
GEICO $5,057 $5,300
Liberty Mutual $18,676 $20,073
Nationwide $5,251 $5,251
Progressive $4,805 $4,805
State Farm $10,092 $10,646
Travelers $7,683 $7,771
USAA $3,393 $3,472

The Best Cheap Car Insurance Companies in Foster City, MI

Take a look at a side-by-side comparison of the top car insurance companies in Foster City, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Foster City, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,059
GEICO $5,178
Liberty Mutual $19,375
Nationwide $5,251
Progressive $4,805
State Farm $10,369
Travelers $7,727
USAA $3,432

Category Winners: Cheapest Car Insurance in Foster City, Michigan

Find the cheapest car insurance companies in Foster City, MI for each category right here.

Best Annual Car Insurance Rates by Company in Foster City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Foster City, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Foster City car insurance rates. Find the cheapest Foster City, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Foster City, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,919 $5,047 $5,211
GEICO $4,844 $5,134 $5,558
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,484 $5,164 $5,104
Progressive $4,653 $4,812 $4,951
State Farm $9,885 $10,429 $10,793
Travelers $7,640 $7,737 $7,805
USAA $3,336 $3,440 $3,521

Compare Car Insurance Quotes in Foster City, MI

Ready to find affordable Foster City, Michigan car insurance today? Enter your ZIP code for fast, free Foster City, MI car insurance quotes.

Free Car Insurance Comparison

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