Compare Foster, KY Car Insurance Rates (2021)

Car insurance in Foster, KY averages $384 a month. Foster, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Foster car insurance rates, compare quotes from the top car insurance companies in Foster, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Foster for teen drivers is USAA
  • The cheapest car insurance company in Foster is USAA
  • Average car insurance rates in Foster, KY after a DUI are $5,491/year

If you need to buy Foster, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Foster, KY is right here.

You’ll find Foster car insurance rates, the cheapest Foster, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Foster, Kentucky car insurance rates to Frankfort car insurance rates, Bowling Green car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Foster, KY car insurance today? Enter your ZIP code for fast, free Foster car insurance quotes.

Cheapest Foster, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Foster, KY car insurance rates? Every Foster, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Foster, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,345 $3,310 $3,015 $3,218 $12,473 $14,013 $3,715 $3,932
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,864 $3,105 $2,443 $2,727 $11,554 $12,761 $2,997 $3,120
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,395 $2,293 $2,129 $2,146 $11,339 $12,857 $2,979 $3,075
State Farm $2,436 $2,436 $2,177 $2,177 $7,455 $9,409 $2,722 $3,071
Travelers $2,122 $2,160 $2,081 $2,084 $9,980 $15,954 $2,214 $2,566
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

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Minimum Car Insurance in Foster, KY

Every driver must carry the minimum car insurance in Foster, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Foster, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Foster, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Foster, KY. Compare credit history car insurance rates in Foster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Foster, Kentucky

Insurance Company Poor Fair Good
Allstate $7,779 $5,375 $4,479
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,439 $4,555 $3,595
Nationwide $5,647 $4,437 $3,858
Progressive $5,499 $4,770 $4,437
State Farm $5,777 $3,475 $2,704
Travelers $5,465 $4,620 $4,601
USAA $4,399 $2,446 $1,988

Cheapest Foster, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Foster, KY to rates for a clean record with top companies.

Annual Foster, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,869 $6,361 $6,785 $5,495
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,335 $6,660 $5,182 $4,607
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $4,057 $5,974 $4,635 $4,941
State Farm $3,632 $4,339 $3,986 $3,986
Travelers $4,270 $4,394 $6,334 $4,582
USAA $2,219 $3,142 $3,746 $2,670

Cheapest Foster, KY Car Insurance for Teen Drivers

Teen car insurance in Foster, KY can be expensive. Take a look at rates from the top car insurance companies in Foster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Foster, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,473 $14,013
GEICO $7,170 $8,568
Liberty Mutual $11,554 $12,761
Nationwide $7,450 $9,339
Progressive $11,339 $12,857
State Farm $7,455 $9,409
Travelers $9,980 $15,954
USAA $5,206 $5,502

Cheapest Foster, KY Car Insurance for Seniors

Take a look at Foster, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Foster, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,015 $3,218
GEICO $3,742 $3,389
Liberty Mutual $2,443 $2,727
Nationwide $2,972 $3,117
Progressive $2,129 $2,146
State Farm $2,177 $2,177
Travelers $2,081 $2,084
USAA $1,779 $1,819

Cheapest Foster, KY Car Insurance Rates After a DUI

A DUI in Foster, KY increases car insurance rates. Compare Foster, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Foster, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,785
GEICO $7,199
Liberty Mutual $5,182
Nationwide $6,064
Progressive $4,635
State Farm $3,986
Travelers $6,334
USAA $3,746

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Cheapest Foster, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Foster, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Foster, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,878 $5,878
GEICO $4,371 $4,456
Liberty Mutual $5,196 $5,196
Nationwide $4,647 $4,647
Progressive $4,902 $4,902
State Farm $3,890 $4,081
Travelers $4,895 $4,895
USAA $2,835 $3,054

The Best Cheap Car Insurance Companies in Foster, KY

Take a look at a side-by-side comparison of the top car insurance companies in Foster, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Foster, Kentucky

Insurance Company Average Annual Rates
Allstate $5,878
GEICO $4,413
Liberty Mutual $5,196
Nationwide $4,647
Progressive $4,902
State Farm $3,986
Travelers $4,895
USAA $2,944

Category Winners: Cheapest Car Insurance in Foster, Kentucky

Find the cheapest car insurance companies in Foster, KY for each category right here.

Best Annual Car Insurance Rates by Company in Foster, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Foster, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Foster car insurance rates. Find the cheapest Foster, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Foster, Kentucky

Insurance Company Low Medium High
Allstate $5,493 $5,856 $6,284
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,967 $5,165 $5,457
Nationwide $4,735 $4,596 $4,611
Progressive $4,603 $4,856 $5,246
State Farm $3,793 $3,986 $4,178
Travelers $4,657 $4,917 $5,111
USAA $2,827 $2,938 $3,068

Compare Car Insurance Quotes in Foster, KY

Ready to find affordable Foster, Kentucky car insurance today? Enter your ZIP code for fast, free Foster, KY car insurance quotes.

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