Compare Foster, RI Car Insurance Rates (2021)

Car insurance in Foster, RI averages $414 a month. Foster, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Foster car insurance rates, compare quotes from the top car insurance companies in Foster, RI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Foster, RI after a DUI are $6,049/year
  • The cheapest car insurance company in Foster is State Farm
  • Average car insurance rates in Foster, RI are $4,967/year

If you need to buy Foster, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Foster, RI is right here.

You’ll find Foster car insurance rates, the cheapest Foster, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Foster, Rhode Island car insurance rates to Johnston car insurance rates, North Providence car insurance rates, and Harmony car insurance rates.

Ready to find affordable Foster, RI car insurance today? Enter your ZIP code for fast, free Foster car insurance quotes.

Cheapest Foster, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Foster, RI car insurance rates? Every Foster, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Foster, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,997 $3,929 $3,974 $4,147 $7,028 $8,358 $4,199 $4,354
GEICO $3,675 $3,767 $3,767 $3,683 $11,467 $15,016 $3,809 $3,978
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,787 $2,833 $2,452 $2,600 $7,253 $9,326 $3,308 $3,592
Progressive $2,725 $2,586 $2,500 $2,487 $12,245 $13,770 $3,334 $3,400
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,658 $1,678 $1,687 $1,675 $17,034 $26,855 $1,701 $1,897
USAA $2,080 $2,056 $1,994 $1,952 $9,689 $11,070 $2,842 $2,981

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Minimum Car Insurance in Foster, RI

Every driver must carry the minimum car insurance in Foster, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Foster, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Foster, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Foster, RI. Compare credit history car insurance rates in Foster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Foster, Rhode Island

Insurance Company Poor Fair Good
Allstate $6,265 $4,814 $3,916
GEICO $6,887 $5,974 $5,575
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $4,952 $4,077 $3,777
Progressive $6,021 $5,242 $4,879
State Farm $2,799 $1,893 $1,562
Travelers $7,105 $6,619 $6,596
USAA $6,427 $3,654 $2,918

Cheapest Foster, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Foster, RI to rates for a clean record with top companies.

Annual Foster, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,292 $5,089 $5,791 $4,821
GEICO $3,975 $5,229 $10,389 $4,989
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $3,936 $4,340 $4,714 $4,085
Progressive $4,388 $6,972 $4,929 $5,234
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $6,069 $6,276 $7,834 $6,914
USAA $3,146 $4,275 $6,571 $3,340

Cheapest Foster, RI Car Insurance for Teen Drivers

Teen car insurance in Foster, RI can be expensive. Take a look at rates from the top car insurance companies in Foster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Foster, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,028 $8,358
GEICO $11,467 $15,016
Liberty Mutual $8,914 $13,893
Nationwide $7,253 $9,326
Progressive $12,245 $13,770
State Farm $3,641 $4,851
Travelers $17,034 $26,855
USAA $9,689 $11,070

Cheapest Foster, RI Car Insurance for Seniors

Take a look at Foster, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Foster, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,974 $4,147
GEICO $3,767 $3,683
Liberty Mutual $3,530 $3,530
Nationwide $2,452 $2,600
Progressive $2,500 $2,487
State Farm $1,171 $1,171
Travelers $1,687 $1,675
USAA $1,994 $1,952

Cheapest Foster, RI Car Insurance Rates After a DUI

A DUI in Foster, RI increases car insurance rates. Compare Foster, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Foster, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,791
GEICO $10,389
Liberty Mutual $6,231
Nationwide $4,714
Progressive $4,929
State Farm $1,933
Travelers $7,834
USAA $6,571

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Cheapest Foster, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Foster, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Foster, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,966 $5,030
GEICO $6,020 $6,271
Liberty Mutual $5,564 $5,935
Nationwide $4,269 $4,269
Progressive $5,381 $5,381
State Farm $2,022 $2,147
Travelers $6,773 $6,773
USAA $4,292 $4,374

The Best Cheap Car Insurance Companies in Foster, RI

Take a look at a side-by-side comparison of the top car insurance companies in Foster, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Foster, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,998
GEICO $6,145
Liberty Mutual $5,750
Nationwide $4,269
Progressive $5,381
State Farm $2,085
Travelers $6,773
USAA $4,333

Category Winners: Cheapest Car Insurance in Foster, Rhode Island

Find the cheapest car insurance companies in Foster, RI for each category right here.

Best Annual Car Insurance Rates by Company in Foster, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Foster, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Foster car insurance rates. Find the cheapest Foster, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Foster, Rhode Island

Insurance Company Low Medium High
Allstate $4,759 $4,986 $5,249
GEICO $5,891 $6,133 $6,413
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $4,407 $4,294 $4,105
Progressive $5,071 $5,348 $5,723
State Farm $1,975 $2,081 $2,198
Travelers $6,909 $6,895 $6,515
USAA $4,136 $4,336 $4,527

What affects car insurance rates in Foster, Rhode Island?

What factors can have an impact on Foster, RI car insurance? There are several reasons why Foster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Foster, Rhode Island.

Car Theft in Foster

High levels of vehicle theft can make car insurance more expensive. Foster, RI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Foster

The more time you spend in your car the higher the risk of an accident. The average commute length in Foster, RI is 45.3 minutes according to City-Data.

Compare Car Insurance Quotes in Foster, RI

Ready to find affordable Foster, Rhode Island car insurance today? Enter your ZIP code for fast, free Foster, RI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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