Compare Fostoria, MI Car Insurance Rates (2021)

Car insurance in Fostoria, MI averages $867 a month. Fostoria, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Fostoria car insurance rates, compare quotes from the top car insurance companies in Fostoria, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fostoria, MI are $10,404/year
  • The cheapest car insurance company in Fostoria for teen drivers is USAA
  • Average car insurance rates in Fostoria, MI after a DUI are $17,232/year

If you need to buy Fostoria, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Fostoria, MI is right here.

You’ll find Fostoria car insurance rates, the cheapest Fostoria, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Fostoria, Michigan car insurance rates to Detroit car insurance rates, Flint car insurance rates, and Livonia car insurance rates.

Ready to find affordable Fostoria, MI car insurance today? Enter your ZIP code for fast, free Fostoria car insurance quotes.

Cheapest Fostoria, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fostoria, MI car insurance rates? Every Fostoria, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fostoria, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,409 $4,409 $4,109 $4,109 $9,803 $9,803 $4,948 $4,948
GEICO $4,556 $4,556 $4,619 $4,619 $12,494 $12,494 $4,353 $4,353
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,402 $5,402 $4,787 $4,787 $14,586 $14,586 $5,943 $5,943
Progressive $3,053 $2,844 $2,696 $3,006 $11,082 $11,813 $3,558 $3,296
State Farm $7,006 $7,006 $6,465 $6,465 $24,240 $24,240 $8,223 $8,223
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,800 $2,667 $2,628 $2,491 $6,954 $6,655 $3,441 $3,324

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Minimum Car Insurance in Fostoria, MI

Every driver must carry the minimum car insurance in Fostoria, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Fostoria, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fostoria, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fostoria, MI. Compare credit history car insurance rates in Fostoria from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fostoria, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,683 $5,079 $4,690
GEICO $8,372 $6,148 $4,997
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,656 $7,245 $6,138
Progressive $5,967 $5,018 $4,521
State Farm $18,622 $9,425 $6,403
Travelers $8,206 $7,958 $7,858
USAA $5,808 $3,293 $2,510

Cheapest Fostoria, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fostoria, MI to rates for a clean record with top companies.

Annual Fostoria, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,897 $6,227 $6,150 $5,996
GEICO $2,305 $4,836 $14,640 $4,241
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,550 $8,796 $7,979 $7,394
Progressive $4,379 $5,752 $5,180 $5,363
State Farm $7,366 $8,798 $18,823 $10,946
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,108 $3,880 $5,101 $3,391

Cheapest Fostoria, MI Car Insurance for Teen Drivers

Teen car insurance in Fostoria, MI can be expensive. Take a look at rates from the top car insurance companies in Fostoria for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fostoria, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,803 $9,803
GEICO $12,494 $12,494
Liberty Mutual $39,803 $39,803
Nationwide $14,586 $14,586
Progressive $11,082 $11,813
State Farm $24,240 $24,240
Travelers $16,180 $16,180
USAA $6,954 $6,655

Cheapest Fostoria, MI Car Insurance for Seniors

Take a look at Fostoria, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fostoria, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,109 $4,109
GEICO $4,619 $4,619
Liberty Mutual $16,769 $16,769
Nationwide $4,787 $4,787
Progressive $2,696 $3,006
State Farm $6,465 $6,465
Travelers $4,626 $4,626
USAA $2,628 $2,491

Cheapest Fostoria, MI Car Insurance Rates After a DUI

A DUI in Fostoria, MI increases car insurance rates. Compare Fostoria, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fostoria, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,150
GEICO $14,640
Liberty Mutual $35,578
Nationwide $7,979
Progressive $5,180
State Farm $18,823
Travelers $12,473
USAA $5,101

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Cheapest Fostoria, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fostoria, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fostoria, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,818 $5,818
GEICO $6,355 $6,656
Liberty Mutual $21,834 $23,389
Nationwide $7,680 $7,680
Progressive $5,168 $5,168
State Farm $11,181 $11,785
Travelers $7,961 $8,053
USAA $3,826 $3,914

The Best Cheap Car Insurance Companies in Fostoria, MI

Take a look at a side-by-side comparison of the top car insurance companies in Fostoria, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fostoria, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,818
GEICO $6,505
Liberty Mutual $22,611
Nationwide $7,680
Progressive $5,168
State Farm $11,483
Travelers $8,007
USAA $3,870

Category Winners: Cheapest Car Insurance in Fostoria, Michigan

Find the cheapest car insurance companies in Fostoria, MI for each category right here.

Best Annual Car Insurance Rates by Company in Fostoria, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fostoria, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fostoria car insurance rates. Find the cheapest Fostoria, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fostoria, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,654 $5,802 $5,996
GEICO $6,142 $6,457 $6,918
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $8,032 $7,551 $7,456
Progressive $4,986 $5,177 $5,341
State Farm $10,956 $11,548 $11,946
Travelers $7,920 $8,016 $8,086
USAA $3,755 $3,880 $3,975

What affects car insurance rates in Fostoria, Michigan?

What factors can have an impact on Fostoria, MI car insurance? There are several reasons why Fostoria car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fostoria, Michigan.

Commute Time in Fostoria

The more time you spend in your car the higher the risk of an accident. The average commute length in Fostoria, MI is 43.7 minutes according to City-Data.

Compare Car Insurance Quotes in Fostoria, MI

Ready to find affordable Fostoria, Michigan car insurance today? Enter your ZIP code for fast, free Fostoria, MI car insurance quotes.

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