Compare Fountain City, IN Car Insurance Rates (2021)

Car insurance in Fountain City, IN averages $263 a month. Fountain City, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fountain City car insurance rates, compare quotes from the top car insurance companies in Fountain City, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fountain City, IN are $3,158/year
  • The cheapest car insurance company in Fountain City is USAA
  • The cheapest car insurance company in Fountain City for teen drivers is USAA

If you need to buy Fountain City, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Fountain City, IN is right here.

You’ll find Fountain City car insurance rates, the cheapest Fountain City, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Fountain City, Indiana car insurance rates to South Bend car insurance rates, Fort Wayne car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Fountain City, IN car insurance today? Enter your ZIP code for fast, free Fountain City car insurance quotes.

Cheapest Fountain City, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fountain City, IN car insurance rates? Every Fountain City, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fountain City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,247 $2,299 $1,979 $2,165 $6,911 $8,729 $2,275 $2,469
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,539 $1,574 $1,351 $1,442 $4,458 $5,787 $1,803 $1,970
Progressive $1,537 $1,455 $1,395 $1,402 $9,101 $10,250 $1,930 $1,974
State Farm $1,343 $1,343 $1,198 $1,198 $4,106 $5,252 $1,486 $1,659
Travelers $1,177 $1,196 $1,107 $1,104 $7,243 $11,382 $1,246 $1,441
USAA $919 $905 $852 $859 $2,544 $2,852 $1,240 $1,329

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Minimum Car Insurance in Fountain City, IN

Every driver must carry the minimum car insurance in Fountain City, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Fountain City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fountain City, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fountain City, IN. Compare credit history car insurance rates in Fountain City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fountain City, Indiana

Insurance Company Poor Fair Good
Allstate $4,500 $3,354 $3,051
American Family $4,970 $3,229 $2,702
Farmers $4,024 $3,278 $3,035
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,835 $2,396 $2,240
Progressive $4,001 $3,546 $3,344
State Farm $3,203 $1,911 $1,482
Travelers $3,606 $3,054 $3,051
USAA $1,943 $1,277 $1,093

Cheapest Fountain City, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fountain City, IN to rates for a clean record with top companies.

Annual Fountain City, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,903 $4,261 $3,926 $3,447
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,144 $2,759 $2,646 $2,413
Progressive $2,724 $4,766 $3,249 $3,784
State Farm $2,146 $2,355 $2,146 $2,146
Travelers $2,747 $3,400 $3,853 $2,947
USAA $1,087 $1,544 $1,773 $1,346

Cheapest Fountain City, IN Car Insurance for Teen Drivers

Teen car insurance in Fountain City, IN can be expensive. Take a look at rates from the top car insurance companies in Fountain City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fountain City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,911 $8,729
American Family $6,259 $9,073
Farmers $8,319 $8,886
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,458 $5,787
Progressive $9,101 $10,250
State Farm $4,106 $5,252
Travelers $7,243 $11,382
USAA $2,544 $2,852

Cheapest Fountain City, IN Car Insurance for Seniors

Take a look at Fountain City, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fountain City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,979 $2,165
American Family $2,048 $2,048
Farmers $1,366 $1,526
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,351 $1,442
Progressive $1,395 $1,402
State Farm $1,198 $1,198
Travelers $1,107 $1,104
USAA $852 $859

Cheapest Fountain City, IN Car Insurance Rates After a DUI

A DUI in Fountain City, IN increases car insurance rates. Compare Fountain City, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fountain City, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,926
American Family $5,054
Farmers $3,693
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,646
Progressive $3,249
State Farm $2,146
Travelers $3,853
USAA $1,773

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Cheapest Fountain City, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fountain City, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fountain City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,635 $3,635
American Family $3,590 $3,677
Farmers $3,446 $3,446
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,490 $2,490
Progressive $3,631 $3,631
State Farm $2,137 $2,260
Travelers $3,237 $3,237
USAA $1,419 $1,457

The Best Cheap Car Insurance Companies in Fountain City, IN

Take a look at a side-by-side comparison of the top car insurance companies in Fountain City, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fountain City, Indiana

Insurance Company Average Annual Rates
Allstate $3,635
American Family $3,634
Farmers $3,446
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,490
Progressive $3,631
State Farm $2,198
Travelers $3,237
USAA $1,438

Category Winners: Cheapest Car Insurance in Fountain City, Indiana

Find the cheapest car insurance companies in Fountain City, IN for each category right here.

Best Annual Car Insurance Rates by Company in Fountain City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fountain City, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fountain City car insurance rates. Find the cheapest Fountain City, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fountain City, Indiana

Insurance Company Low Medium High
Allstate $3,451 $3,620 $3,833
American Family $3,603 $3,754 $3,544
Farmers $3,324 $3,440 $3,573
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,537 $2,470 $2,464
Progressive $3,440 $3,577 $3,874
State Farm $2,098 $2,197 $2,300
Travelers $3,181 $3,267 $3,263
USAA $1,392 $1,434 $1,487

What affects car insurance rates in Fountain City, Indiana?

What factors can have an impact on Fountain City, IN car insurance? There are several reasons why Fountain City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fountain City, Indiana.

Commute Time in Fountain City

The more time you spend in your car the higher the risk of an accident. The average commute length in Fountain City, IN is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Fountain City, IN

Ready to find affordable Fountain City, Indiana car insurance today? Enter your ZIP code for fast, free Fountain City, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State