Compare Fountain Hills, AZ Car Insurance Rates (2021)

Car insurance in Fountain Hills, AZ averages $337 a month. Fountain Hills, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Fountain Hills car insurance rates, compare quotes from the top car insurance companies in Fountain Hills, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fountain Hills, AZ are $4,038/year
  • The cheapest car insurance company in Fountain Hills for teen drivers is GEICO
  • The cheapest car insurance company in Fountain Hills is GEICO

If you need to buy Fountain Hills, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Fountain Hills, AZ is right here.

You’ll find Fountain Hills car insurance rates, the cheapest Fountain Hills, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Fountain Hills, Arizona car insurance rates to Surprise car insurance rates, Gilbert car insurance rates, and Glendale car insurance rates.

Ready to find affordable Fountain Hills, AZ car insurance today? Enter your ZIP code for fast, free Fountain Hills car insurance quotes.

Cheapest Fountain Hills, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fountain Hills, AZ car insurance rates? Every Fountain Hills, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fountain Hills, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,919 $3,919 $3,811 $3,811 $8,538 $11,068 $4,388 $4,774
American Family $2,764 $2,764 $2,538 $2,538 $7,365 $9,643 $2,764 $3,235
Farmers $2,811 $2,794 $2,498 $2,665 $12,182 $12,593 $3,180 $3,277
GEICO $1,443 $1,605 $1,227 $1,565 $4,112 $4,315 $1,317 $1,289
Nationwide $2,500 $2,540 $2,236 $2,364 $6,274 $8,018 $2,896 $3,127
Progressive $1,970 $1,719 $1,773 $1,685 $8,151 $9,065 $2,112 $2,088
State Farm $3,021 $3,021 $2,667 $2,667 $9,527 $11,953 $3,253 $4,121
Travelers $1,997 $2,099 $1,859 $1,974 $5,905 $7,432 $2,113 $2,220
USAA $1,990 $1,991 $1,857 $1,873 $7,710 $8,810 $2,638 $2,819

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Minimum Car Insurance in Fountain Hills, AZ

Every driver must carry the minimum car insurance in Fountain Hills, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Fountain Hills, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fountain Hills, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fountain Hills, AZ. Compare credit history car insurance rates in Fountain Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fountain Hills, Arizona

Insurance Company Poor Fair Good
Allstate $7,080 $5,031 $4,476
American Family $5,280 $3,934 $3,390
Farmers $5,974 $5,012 $4,764
GEICO $2,895 $1,902 $1,531
Nationwide $4,503 $3,591 $3,140
Progressive $3,977 $3,480 $3,255
State Farm $9,252 $3,586 $2,249
Travelers $3,887 $3,179 $2,534
USAA $4,873 $3,415 $2,846

Cheapest Fountain Hills, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fountain Hills, AZ to rates for a clean record with top companies.

Annual Fountain Hills, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,423 $5,606 $6,356 $5,730
American Family $2,973 $4,626 $5,751 $3,455
Farmers $4,428 $5,728 $5,589 $5,254
GEICO $1,634 $2,215 $2,954 $1,634
Nationwide $3,170 $3,333 $4,931 $3,545
Progressive $3,151 $4,151 $3,324 $3,657
State Farm $4,564 $5,493 $5,029 $5,029
Travelers $2,559 $3,341 $3,712 $3,189
USAA $2,692 $3,875 $5,106 $3,172

Cheapest Fountain Hills, AZ Car Insurance for Teen Drivers

Teen car insurance in Fountain Hills, AZ can be expensive. Take a look at rates from the top car insurance companies in Fountain Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fountain Hills, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,538 $11,068
American Family $7,365 $9,643
Farmers $12,182 $12,593
GEICO $4,112 $4,315
Nationwide $6,274 $8,018
Progressive $8,151 $9,065
State Farm $9,527 $11,953
Travelers $5,905 $7,432
USAA $7,710 $8,810

Cheapest Fountain Hills, AZ Car Insurance for Seniors

Take a look at Fountain Hills, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fountain Hills, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,811 $3,811
American Family $2,538 $2,538
Farmers $2,498 $2,665
GEICO $1,227 $1,565
Nationwide $2,236 $2,364
Progressive $1,773 $1,685
State Farm $2,667 $2,667
Travelers $1,859 $1,974
USAA $1,857 $1,873

Cheapest Fountain Hills, AZ Car Insurance Rates After a DUI

A DUI in Fountain Hills, AZ increases car insurance rates. Compare Fountain Hills, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fountain Hills, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,356
American Family $5,751
Farmers $5,589
GEICO $2,954
Nationwide $4,931
Progressive $3,324
State Farm $5,029
Travelers $3,712
USAA $5,106

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Cheapest Fountain Hills, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fountain Hills, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fountain Hills, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,529 $5,529
American Family $4,161 $4,241
Farmers $5,250 $5,250
GEICO $2,074 $2,145
Nationwide $3,745 $3,745
Progressive $3,571 $3,571
State Farm $4,901 $5,156
Travelers $3,200 $3,200
USAA $3,671 $3,751

The Best Cheap Car Insurance Companies in Fountain Hills, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Fountain Hills, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fountain Hills, Arizona

Insurance Company Average Annual Rates
Allstate $5,529
American Family $4,201
Farmers $5,250
GEICO $2,109
Nationwide $3,745
Progressive $3,571
State Farm $5,029
Travelers $3,200
USAA $3,711

Category Winners: Cheapest Car Insurance in Fountain Hills, Arizona

Find the cheapest car insurance companies in Fountain Hills, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Fountain Hills, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Fountain Hills, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fountain Hills car insurance rates. Find the cheapest Fountain Hills, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fountain Hills, Arizona

Insurance Company Low Medium High
Allstate $5,189 $5,560 $5,837
American Family $4,029 $4,336 $4,239
Farmers $4,511 $5,307 $5,932
GEICO $1,758 $2,142 $2,427
Nationwide $3,570 $3,789 $3,874
Progressive $3,129 $3,640 $3,943
State Farm $4,507 $5,125 $5,454
Travelers $2,862 $3,251 $3,487
USAA $3,400 $3,767 $3,966

What affects car insurance rates in Fountain Hills, Arizona?

What factors can have an impact on Fountain Hills, AZ car insurance? There are several reasons why Fountain Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fountain Hills, Arizona.

Commute Time in Fountain Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Fountain Hills, AZ is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Fountain Hills, AZ

Ready to find affordable Fountain Hills, Arizona car insurance today? Enter your ZIP code for fast, free Fountain Hills, AZ car insurance quotes.

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Average Monthly Car Insurance Rates by State