Compare Fountain, MI Car Insurance Rates (2021)

Car insurance in Fountain, MI averages $803 a month. Fountain, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Fountain car insurance rates, compare quotes from the top car insurance companies in Fountain, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fountain is USAA
  • Average car insurance rates in Fountain, MI are $9,636/year
  • The cheapest car insurance company in Fountain for teen drivers is USAA

If you need to buy Fountain, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Fountain, MI is right here.

You’ll find Fountain car insurance rates, the cheapest Fountain, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Fountain, Michigan car insurance rates to Ann Arbor car insurance rates, Warren car insurance rates, and Livonia car insurance rates.

Ready to find affordable Fountain, MI car insurance today? Enter your ZIP code for fast, free Fountain car insurance quotes.

Cheapest Fountain, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fountain, MI car insurance rates? Every Fountain, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fountain, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,681 $14,681 $13,611 $13,611 $36,902 $36,902 $15,474 $15,474
Farmers $4,301 $4,301 $4,012 $4,012 $9,412 $9,412 $4,825 $4,825
GEICO $3,845 $3,845 $3,898 $3,898 $10,755 $10,755 $3,679 $3,679
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,649 $4,649 $4,126 $4,126 $12,340 $12,340 $5,101 $5,101
Progressive $3,105 $2,917 $2,732 $3,030 $11,186 $11,987 $3,630 $3,411
State Farm $7,466 $7,466 $6,882 $6,882 $25,639 $25,639 $8,751 $8,751
Travelers $4,991 $4,991 $4,282 $4,282 $15,054 $15,054 $5,423 $5,423
USAA $2,783 $2,642 $2,612 $2,471 $6,844 $6,523 $3,405 $3,278

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Minimum Car Insurance in Fountain, MI

Every driver must carry the minimum car insurance in Fountain, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Fountain, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fountain, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fountain, MI. Compare credit history car insurance rates in Fountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fountain, Michigan

Insurance Company Poor Fair Good
Allstate $30,569 $16,939 $12,993
Farmers $7,463 $4,914 $4,535
GEICO $7,127 $5,241 $4,265
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $8,224 $6,184 $5,254
Progressive $6,062 $5,092 $4,596
State Farm $19,772 $9,997 $6,784
Travelers $7,622 $7,392 $7,299
USAA $5,731 $3,254 $2,474

Cheapest Fountain, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fountain, MI to rates for a clean record with top companies.

Annual Fountain, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,787 $13,067 $44,083 $13,732
Farmers $4,747 $6,031 $5,957 $5,816
GEICO $1,976 $4,131 $12,445 $3,625
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $5,604 $7,485 $6,811 $6,316
Progressive $4,458 $5,831 $5,254 $5,456
State Farm $7,869 $9,370 $19,876 $11,621
Travelers $5,050 $7,190 $11,546 $5,964
USAA $3,070 $3,831 $5,029 $3,348

Cheapest Fountain, MI Car Insurance for Teen Drivers

Teen car insurance in Fountain, MI can be expensive. Take a look at rates from the top car insurance companies in Fountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fountain, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,902 $36,902
Farmers $9,412 $9,412
GEICO $10,755 $10,755
Liberty Mutual $35,785 $35,785
Nationwide $12,340 $12,340
Progressive $11,186 $11,987
State Farm $25,639 $25,639
Travelers $15,054 $15,054
USAA $6,844 $6,523

Cheapest Fountain, MI Car Insurance for Seniors

Take a look at Fountain, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fountain, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,611 $13,611
Farmers $4,012 $4,012
GEICO $3,898 $3,898
Liberty Mutual $14,804 $14,804
Nationwide $4,126 $4,126
Progressive $2,732 $3,030
State Farm $6,882 $6,882
Travelers $4,282 $4,282
USAA $2,612 $2,471

Cheapest Fountain, MI Car Insurance Rates After a DUI

A DUI in Fountain, MI increases car insurance rates. Compare Fountain, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fountain, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,083
Farmers $5,957
GEICO $12,445
Liberty Mutual $30,874
Nationwide $6,811
Progressive $5,254
State Farm $19,876
Travelers $11,546
USAA $5,029

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Cheapest Fountain, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fountain, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fountain, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,167 $20,167
Farmers $5,638 $5,638
GEICO $5,417 $5,672
Liberty Mutual $19,417 $20,833
Nationwide $6,554 $6,554
Progressive $5,250 $5,250
State Farm $11,857 $12,511
Travelers $7,395 $7,480
USAA $3,776 $3,864

The Best Cheap Car Insurance Companies in Fountain, MI

Take a look at a side-by-side comparison of the top car insurance companies in Fountain, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fountain, Michigan

Insurance Company Average Annual Rates
Allstate $20,167
Farmers $5,638
GEICO $5,544
Liberty Mutual $20,125
Nationwide $6,554
Progressive $5,250
State Farm $12,184
Travelers $7,438
USAA $3,820

Category Winners: Cheapest Car Insurance in Fountain, Michigan

Find the cheapest car insurance companies in Fountain, MI for each category right here.

Best Annual Car Insurance Rates by Company in Fountain, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fountain, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fountain car insurance rates. Find the cheapest Fountain, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fountain, Michigan

Insurance Company Low Medium High
Allstate $19,727 $20,206 $20,568
Farmers $5,496 $5,625 $5,793
GEICO $5,198 $5,497 $5,938
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,869 $6,440 $6,353
Progressive $5,085 $5,257 $5,408
State Farm $11,602 $12,256 $12,694
Travelers $7,365 $7,444 $7,504
USAA $3,714 $3,828 $3,916

What affects car insurance rates in Fountain, Michigan?

What factors can have an impact on Fountain, MI car insurance? There are several reasons why Fountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fountain, Michigan.

Commute Time in Fountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Fountain, MI is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Fountain, MI

Ready to find affordable Fountain, Michigan car insurance today? Enter your ZIP code for fast, free Fountain, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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