Compare Fountain Valley, CA Car Insurance Rates (2021)

Car insurance in Fountain Valley, CA averages $313 a month. Fountain Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fountain Valley car insurance rates, compare quotes from the top car insurance companies in Fountain Valley, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fountain Valley, CA after a DUI are $5,273/year
  • The cheapest car insurance company in Fountain Valley for teen drivers is USAA
  • Average car insurance rates in Fountain Valley, CA are $3,758/year

If you need to buy Fountain Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Fountain Valley, CA is right here.

You’ll find Fountain Valley car insurance rates, the cheapest Fountain Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Fountain Valley, California car insurance rates to Fresno car insurance rates, Los Angeles car insurance rates, and San Jose car insurance rates.

Ready to find affordable Fountain Valley, CA car insurance today? Enter your ZIP code for fast, free Fountain Valley car insurance quotes.

Cheapest Fountain Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fountain Valley, CA car insurance rates? Every Fountain Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fountain Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,828 $2,817 $2,078 $2,076 $7,967 $9,995 $3,549 $3,836
Farmers $2,886 $2,886 $2,631 $2,631 $9,226 $14,979 $3,425 $3,823
GEICO $1,850 $1,851 $1,740 $1,740 $5,636 $5,722 $2,658 $2,711
Liberty Mutual $2,231 $2,096 $2,093 $2,021 $4,788 $5,163 $2,492 $2,537
Nationwide $3,244 $3,091 $2,867 $2,695 $8,324 $9,197 $3,865 $3,800
Progressive $1,890 $1,944 $1,634 $1,928 $5,157 $6,185 $2,748 $2,952
State Farm $3,324 $3,324 $2,971 $2,971 $6,167 $7,664 $3,681 $3,794
Travelers $2,560 $2,470 $2,271 $2,248 $5,412 $6,125 $3,341 $3,252
USAA $2,016 $1,908 $1,965 $1,970 $4,643 $4,654 $2,777 $2,623

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Minimum Car Insurance in Fountain Valley, CA

Every driver must carry the minimum car insurance in Fountain Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Fountain Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fountain Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fountain Valley, CA to rates for a clean record with top companies.

Annual Fountain Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,667 $4,423 $6,997 $3,486
Farmers $3,934 $5,352 $6,648 $5,309
GEICO $2,088 $3,231 $4,045 $2,590
Liberty Mutual $2,541 $3,401 $3,075 $2,693
Nationwide $3,234 $4,150 $7,008 $4,150
Progressive $1,990 $3,408 $3,950 $2,871
State Farm $3,027 $3,608 $6,802 $3,511
Travelers $2,284 $3,789 $4,363 $3,403
USAA $1,871 $2,791 $4,565 $2,051

Cheapest Fountain Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Fountain Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Fountain Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fountain Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,967 $9,995
Farmers $9,226 $14,979
GEICO $5,636 $5,722
Liberty Mutual $4,788 $5,163
Nationwide $8,324 $9,197
Progressive $5,157 $6,185
State Farm $6,167 $7,664
Travelers $5,412 $6,125
USAA $4,643 $4,654

Cheapest Fountain Valley, CA Car Insurance for Seniors

Take a look at Fountain Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fountain Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,078 $2,076
Farmers $2,631 $2,631
GEICO $1,740 $1,740
Liberty Mutual $2,093 $2,021
Nationwide $2,867 $2,695
Progressive $1,634 $1,928
State Farm $2,971 $2,971
Travelers $2,271 $2,248
USAA $1,965 $1,970

Cheapest Fountain Valley, CA Car Insurance Rates After a DUI

A DUI in Fountain Valley, CA increases car insurance rates. Compare Fountain Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fountain Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,997
Farmers $6,648
GEICO $4,045
Liberty Mutual $3,075
Nationwide $7,008
Progressive $3,950
State Farm $6,802
Travelers $4,363
USAA $4,565

Cheapest Fountain Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fountain Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fountain Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,954 $4,832
Farmers $4,817 $5,805
GEICO $2,714 $3,263
Liberty Mutual $2,687 $3,169
Nationwide $4,091 $5,179
Progressive $2,770 $3,339
State Farm $4,082 $4,392
Travelers $3,115 $3,805
USAA $2,596 $3,043

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The Best Cheap Car Insurance Companies in Fountain Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Fountain Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fountain Valley, California

Insurance Company Average Annual Rates
Allstate $4,393
Farmers $5,311
GEICO $2,989
Liberty Mutual $2,928
Nationwide $4,635
Progressive $3,055
State Farm $4,237
Travelers $3,460
USAA $2,819

Category Winners: Cheapest Car Insurance in Fountain Valley, California

Find the cheapest car insurance companies in Fountain Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Fountain Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Fountain Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fountain Valley car insurance rates. Find the cheapest Fountain Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fountain Valley, California

Insurance Company Low Medium High
Allstate $4,113 $4,439 $4,628
Farmers $4,897 $5,359 $5,677
GEICO $2,676 $3,027 $3,263
Liberty Mutual $2,691 $2,956 $3,135
Nationwide $4,106 $4,724 $5,076
Progressive $2,678 $3,160 $3,326
State Farm $3,773 $4,321 $4,617
Travelers $2,957 $3,562 $3,860
USAA $2,528 $2,880 $3,051

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What affects car insurance rates in Fountain Valley, California?

What factors can have an impact on Fountain Valley, CA car insurance? There are several reasons why Fountain Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fountain Valley, California.

Car Theft in Fountain Valley

High levels of vehicle theft can make car insurance more expensive. Fountain Valley, CA car theft statistics from the FBI indicate 117 vehicle thefts a year.

Commute Time in Fountain Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Fountain Valley, CA is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Fountain Valley, CA

Ready to find affordable Fountain Valley, California car insurance today? Enter your ZIP code for fast, free Fountain Valley, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State