Compare Frakes, KY Car Insurance Rates (2021)

Car insurance in Frakes, KY averages $440 a month. Frakes, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Frakes car insurance rates, compare quotes from the top car insurance companies in Frakes, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Frakes is USAA
  • Average car insurance rates in Frakes, KY after a DUI are $6,328/year
  • Average car insurance rates in Frakes, KY are $5,279/year

If you need to buy Frakes, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Frakes, KY is right here.

You’ll find Frakes car insurance rates, the cheapest Frakes, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Frakes, Kentucky car insurance rates to Hopkinsville car insurance rates, Henderson car insurance rates, and Florence car insurance rates.

Ready to find affordable Frakes, KY car insurance today? Enter your ZIP code for fast, free Frakes car insurance quotes.

Cheapest Frakes, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Frakes, KY car insurance rates? Every Frakes, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Frakes, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,886 $3,846 $3,478 $3,715 $14,492 $16,225 $4,351 $4,632
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,191 $3,476 $2,725 $3,070 $12,414 $13,778 $3,313 $3,422
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,635 $2,495 $2,386 $2,385 $13,296 $15,089 $3,273 $3,318
State Farm $2,373 $2,373 $2,132 $2,132 $6,432 $7,952 $2,638 $2,884
Travelers $2,872 $2,920 $2,848 $2,846 $14,595 $23,536 $3,014 $3,450
USAA $1,980 $1,981 $1,788 $1,815 $5,320 $5,600 $2,499 $2,733

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Minimum Car Insurance in Frakes, KY

Every driver must carry the minimum car insurance in Frakes, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Frakes, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Frakes, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Frakes, KY. Compare credit history car insurance rates in Frakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Frakes, Kentucky

Insurance Company Poor Fair Good
Allstate $9,058 $6,236 $5,190
GEICO $7,842 $3,915 $2,550
Liberty Mutual $8,130 $4,969 $3,923
Nationwide $7,021 $5,495 $4,763
Progressive $6,253 $5,471 $5,105
State Farm $5,177 $3,169 $2,497
Travelers $7,816 $6,618 $6,596
USAA $4,407 $2,472 $2,014

Cheapest Frakes, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Frakes, KY to rates for a clean record with top companies.

Annual Frakes, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,644 $7,400 $7,891 $6,378
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,740 $7,276 $5,648 $5,030
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,628 $6,911 $5,273 $5,626
State Farm $3,317 $3,912 $3,614 $3,614
Travelers $6,092 $6,266 $9,139 $6,543
USAA $2,232 $3,158 $3,778 $2,690

Cheapest Frakes, KY Car Insurance for Teen Drivers

Teen car insurance in Frakes, KY can be expensive. Take a look at rates from the top car insurance companies in Frakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Frakes, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,492 $16,225
GEICO $7,942 $9,404
Liberty Mutual $12,414 $13,778
Nationwide $9,302 $11,583
Progressive $13,296 $15,089
State Farm $6,432 $7,952
Travelers $14,595 $23,536
USAA $5,320 $5,600

Cheapest Frakes, KY Car Insurance for Seniors

Take a look at Frakes, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Frakes, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,478 $3,715
GEICO $4,003 $3,626
Liberty Mutual $2,725 $3,070
Nationwide $3,677 $3,839
Progressive $2,386 $2,385
State Farm $2,132 $2,132
Travelers $2,848 $2,846
USAA $1,788 $1,815

Cheapest Frakes, KY Car Insurance Rates After a DUI

A DUI in Frakes, KY increases car insurance rates. Compare Frakes, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Frakes, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,891
GEICO $7,717
Liberty Mutual $5,648
Nationwide $7,562
Progressive $5,273
State Farm $3,614
Travelers $9,139
USAA $3,778

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Cheapest Frakes, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Frakes, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Frakes, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,828 $6,828
GEICO $4,724 $4,814
Liberty Mutual $5,674 $5,674
Nationwide $5,760 $5,760
Progressive $5,610 $5,610
State Farm $3,523 $3,706
Travelers $7,010 $7,010
USAA $2,855 $3,074

The Best Cheap Car Insurance Companies in Frakes, KY

Take a look at a side-by-side comparison of the top car insurance companies in Frakes, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Frakes, Kentucky

Insurance Company Average Annual Rates
Allstate $6,828
GEICO $4,769
Liberty Mutual $5,674
Nationwide $5,760
Progressive $5,610
State Farm $3,614
Travelers $7,010
USAA $2,964

Category Winners: Cheapest Car Insurance in Frakes, Kentucky

Find the cheapest car insurance companies in Frakes, KY for each category right here.

Best Annual Car Insurance Rates by Company in Frakes, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Frakes, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Frakes car insurance rates. Find the cheapest Frakes, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Frakes, Kentucky

Insurance Company Low Medium High
Allstate $6,435 $6,806 $7,243
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,297 $5,625 $6,099
Nationwide $5,806 $5,676 $5,797
Progressive $5,051 $5,493 $6,285
State Farm $3,381 $3,601 $3,861
Travelers $6,628 $7,038 $7,365
USAA $2,828 $2,958 $3,108

Compare Car Insurance Quotes in Frakes, KY

Ready to find affordable Frakes, Kentucky car insurance today? Enter your ZIP code for fast, free Frakes, KY car insurance quotes.

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