Compare Francisco, IN Car Insurance Rates (2021)

Car insurance in Francisco, IN averages $277 a month. Francisco, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Francisco car insurance rates, compare quotes from the top car insurance companies in Francisco, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Francisco, IN are $3,323/year
  • The cheapest car insurance company in Francisco for teen drivers is USAA
  • Average car insurance rates in Francisco, IN after a DUI are $3,939/year

If you need to buy Francisco, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Francisco, IN is right here.

You’ll find Francisco car insurance rates, the cheapest Francisco, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Francisco, Indiana car insurance rates to Fort Wayne car insurance rates, Indianapolis car insurance rates, and Evansville car insurance rates.

Ready to find affordable Francisco, IN car insurance today? Enter your ZIP code for fast, free Francisco car insurance quotes.

Cheapest Francisco, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Francisco, IN car insurance rates? Every Francisco, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Francisco, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,389 $2,445 $2,101 $2,297 $7,394 $9,324 $2,421 $2,633
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,648 $1,627 $1,410 $1,581 $8,765 $9,322 $2,166 $2,349
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,627 $1,544 $1,471 $1,482 $9,447 $10,644 $2,039 $2,086
State Farm $1,426 $1,426 $1,265 $1,265 $4,241 $5,443 $1,575 $1,752
Travelers $1,277 $1,299 $1,196 $1,194 $7,831 $12,358 $1,348 $1,568
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

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Minimum Car Insurance in Francisco, IN

Every driver must carry the minimum car insurance in Francisco, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Francisco, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Francisco, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Francisco, IN. Compare credit history car insurance rates in Francisco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Francisco, Indiana

Insurance Company Poor Fair Good
Allstate $4,799 $3,577 $3,250
American Family $5,078 $3,306 $2,769
Farmers $4,215 $3,432 $3,178
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,189 $3,701 $3,487
State Farm $3,350 $1,998 $1,549
Travelers $3,912 $3,309 $3,306
USAA $2,383 $1,581 $1,357

Cheapest Francisco, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Francisco, IN to rates for a clean record with top companies.

Annual Francisco, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,089 $4,543 $4,192 $3,678
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,226 $3,768 $3,877 $3,563
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,844 $4,973 $3,394 $3,959
State Farm $2,246 $2,457 $2,246 $2,246
Travelers $2,976 $3,686 $4,179 $3,195
USAA $1,334 $1,909 $2,194 $1,656

Cheapest Francisco, IN Car Insurance for Teen Drivers

Teen car insurance in Francisco, IN can be expensive. Take a look at rates from the top car insurance companies in Francisco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Francisco, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,394 $9,324
American Family $6,331 $9,225
Farmers $8,765 $9,322
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,447 $10,644
State Farm $4,241 $5,443
Travelers $7,831 $12,358
USAA $3,204 $3,560

Cheapest Francisco, IN Car Insurance for Seniors

Take a look at Francisco, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Francisco, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,297
American Family $2,107 $2,107
Farmers $1,410 $1,581
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,471 $1,482
State Farm $1,265 $1,265
Travelers $1,196 $1,194
USAA $1,048 $1,048

Cheapest Francisco, IN Car Insurance Rates After a DUI

A DUI in Francisco, IN increases car insurance rates. Compare Francisco, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Francisco, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,192
American Family $5,171
Farmers $3,877
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,394
State Farm $2,246
Travelers $4,179
USAA $2,194

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Cheapest Francisco, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Francisco, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Francisco, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,875 $3,875
American Family $3,673 $3,762
Farmers $3,608 $3,608
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,792 $3,792
State Farm $2,234 $2,364
Travelers $3,509 $3,509
USAA $1,750 $1,797

The Best Cheap Car Insurance Companies in Francisco, IN

Take a look at a side-by-side comparison of the top car insurance companies in Francisco, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Francisco, Indiana

Insurance Company Average Annual Rates
Allstate $3,875
American Family $3,717
Farmers $3,608
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,792
State Farm $2,299
Travelers $3,509
USAA $1,773

Category Winners: Cheapest Car Insurance in Francisco, Indiana

Find the cheapest car insurance companies in Francisco, IN for each category right here.

Best Annual Car Insurance Rates by Company in Francisco, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Francisco, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Francisco car insurance rates. Find the cheapest Francisco, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Francisco, Indiana

Insurance Company Low Medium High
Allstate $3,693 $3,861 $4,073
American Family $3,702 $3,842 $3,608
Farmers $3,487 $3,601 $3,737
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,580 $3,733 $4,065
State Farm $2,196 $2,298 $2,403
Travelers $3,436 $3,542 $3,548
USAA $1,707 $1,769 $1,844

What affects car insurance rates in Francisco, Indiana?

What factors can have an impact on Francisco, IN car insurance? There are several reasons why Francisco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Francisco, Indiana.

Commute Time in Francisco

The more time you spend in your car the higher the risk of an accident. The average commute length in Francisco, IN is 22.4 minutes according to City-Data.

Traffic in Francisco

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Francisco, IN traffic data from INRIX ranks Francisco as the 38th-most congested in the world.

Compare Car Insurance Quotes in Francisco, IN

Ready to find affordable Francisco, Indiana car insurance today? Enter your ZIP code for fast, free Francisco, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State