Compare Franconia, VA Car Insurance Rates (2021)

Car insurance in Franconia, VA averages $228 a month. Franconia, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Franconia car insurance rates, compare quotes from the top car insurance companies in Franconia, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Franconia is 22315
  • Average car insurance rates in Franconia, VA are $2,739/year
  • The cheapest car insurance company in Franconia is USAA

If you need to buy Franconia, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Franconia, VA is right here.

You’ll find Franconia car insurance rates, the cheapest Franconia, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Franconia, Virginia car insurance rates to Suffolk car insurance rates, Alexandria car insurance rates, and Hampton car insurance rates.

Ready to find affordable Franconia, VA car insurance today? Enter your ZIP code for fast, free Franconia car insurance quotes.

Cheapest Franconia, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Franconia, VA car insurance rates? Every Franconia, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Franconia, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,359 $2,490 $2,490 $8,000 $9,129 $3,258 $3,241
GEICO $1,528 $1,513 $1,450 $1,450 $3,400 $4,538 $1,782 $1,745
Nationwide $1,644 $1,649 $1,457 $1,492 $4,059 $5,214 $1,822 $1,976
Progressive $1,372 $1,295 $1,253 $1,251 $6,639 $7,435 $1,664 $1,689
State Farm $1,639 $1,639 $1,498 $1,498 $5,230 $6,553 $1,860 $2,144
USAA $1,235 $1,213 $1,166 $1,166 $3,906 $4,631 $1,585 $1,737

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Franconia, VA

Every driver must carry the minimum car insurance in Franconia, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Franconia, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Franconia, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Franconia, VA. Compare credit history car insurance rates in Franconia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Franconia, Virginia

Insurance Company Poor Fair Good
Allstate $5,082 $4,094 $3,378
GEICO $2,417 $2,055 $2,055
Nationwide $2,855 $2,299 $2,089
Progressive $3,124 $2,761 $2,589
State Farm $3,925 $2,430 $1,918
USAA $2,777 $1,896 $1,566

Cheapest Franconia, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Franconia, VA to rates for a clean record with top companies.

Annual Franconia, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,087 $5,027 $4,605 $4,019
GEICO $1,660 $2,145 $3,238 $1,660
Nationwide $2,098 $2,098 $3,080 $2,382
Progressive $2,389 $3,232 $2,879 $2,799
State Farm $2,500 $3,015 $2,758 $2,758
USAA $1,607 $2,096 $2,761 $1,855

Cheapest Franconia, VA Car Insurance for Teen Drivers

Teen car insurance in Franconia, VA can be expensive. Take a look at rates from the top car insurance companies in Franconia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Franconia, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,000 $9,129
GEICO $3,400 $4,538
Nationwide $4,059 $5,214
Progressive $6,639 $7,435
State Farm $5,230 $6,553
USAA $3,906 $4,631

Cheapest Franconia, VA Car Insurance for Seniors

Take a look at Franconia, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Franconia, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,490 $2,490
GEICO $1,450 $1,450
Nationwide $1,457 $1,492
Progressive $1,253 $1,251
State Farm $1,498 $1,498
USAA $1,166 $1,166

Cheapest Franconia, VA Car Insurance Rates After a DUI

A DUI in Franconia, VA increases car insurance rates. Compare Franconia, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Franconia, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,605
GEICO $3,238
Nationwide $3,080
Progressive $2,879
State Farm $2,758
USAA $2,761

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Franconia, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Franconia, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Franconia, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,052 $4,317
GEICO $2,136 $2,216
Nationwide $2,414 $2,414
Progressive $2,825 $2,825
State Farm $2,688 $2,828
USAA $2,003 $2,157

Cheapest Franconia, VA Car Insurance Rates by ZIP Code

Franconia car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Franconia, VA.

Annual Car Insurance Rates by ZIP Code in Franconia, Virginia

ZIP Code Average Annual Rates
22310 $2,380
22315 $2,359

The Best Cheap Car Insurance Companies in Franconia, VA

Take a look at a side-by-side comparison of the top car insurance companies in Franconia, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Franconia, Virginia

Insurance Company Average Annual Rates
Allstate $4,184
GEICO $2,176
Nationwide $2,414
Progressive $2,825
State Farm $2,758
USAA $2,080

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Franconia, Virginia

Find the cheapest car insurance companies in Franconia, VA for each category right here.

Best Annual Car Insurance Rates by Company in Franconia, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Franconia, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Franconia car insurance rates. Find the cheapest Franconia, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Franconia, Virginia

Insurance Company Low Medium High
Allstate $4,050 $4,184 $4,319
GEICO $2,091 $2,174 $2,262
Nationwide $2,536 $2,392 $2,315
Progressive $2,697 $2,794 $2,983
State Farm $2,572 $2,755 $2,945
USAA $1,994 $2,084 $2,162

What affects car insurance rates in Franconia, Virginia?

What factors can have an impact on Franconia, VA car insurance? There are several reasons why Franconia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Franconia, Virginia.

Commute Time in Franconia

The more time you spend in your car the higher the risk of an accident. The average commute length in Franconia, VA is 34.6 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Franconia, VA

Ready to find affordable Franconia, Virginia car insurance today? Enter your ZIP code for fast, free Franconia, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption