Compare Frankfort, KY Car Insurance Rates (2021)

Car insurance in Frankfort, KY averages $341 a month. Frankfort, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Frankfort car insurance rates, compare quotes from the top car insurance companies in Frankfort, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Frankfort, KY after a DUI are $4,904/year
  • The cheapest car insurance company in Frankfort is USAA
  • The cheapest car insurance company in Frankfort for teen drivers is USAA

If you need to buy Frankfort, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Frankfort, KY is right here.

You’ll find Frankfort car insurance rates, the cheapest Frankfort, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Frankfort, Kentucky car insurance rates to Bowling Green car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.

Ready to find affordable Frankfort, KY car insurance today? Enter your ZIP code for fast, free Frankfort car insurance quotes.

Cheapest Frankfort, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Frankfort, KY car insurance rates? Every Frankfort, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Frankfort, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,157 $3,115 $2,860 $3,050 $11,975 $13,475 $3,478 $3,667
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,496 $2,696 $2,115 $2,361 $10,940 $12,106 $2,604 $2,700
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $1,918 $1,816 $1,730 $1,732 $9,547 $10,798 $2,376 $2,426
State Farm $1,674 $1,674 $1,499 $1,499 $5,041 $6,391 $1,870 $2,088
Travelers $1,904 $1,936 $1,882 $1,884 $9,234 $14,829 $1,996 $2,272
USAA $1,807 $1,803 $1,640 $1,658 $4,872 $5,119 $2,270 $2,474

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Minimum Car Insurance in Frankfort, KY

Every driver must carry the minimum car insurance in Frankfort, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Frankfort, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Frankfort, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Frankfort, KY. Compare credit history car insurance rates in Frankfort from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Frankfort, Kentucky

Insurance Company Poor Fair Good
Allstate $7,398 $5,126 $4,267
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,764 $4,189 $3,304
Nationwide $5,260 $4,162 $3,616
Progressive $4,496 $3,945 $3,687
State Farm $3,932 $2,371 $1,848
Travelers $4,997 $4,247 $4,233
USAA $4,009 $2,261 $1,846

Cheapest Frankfort, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Frankfort, KY to rates for a clean record with top companies.

Annual Frankfort, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,621 $6,057 $6,481 $5,229
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $3,959 $6,101 $4,740 $4,208
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,344 $4,957 $3,813 $4,057
State Farm $2,480 $2,953 $2,717 $2,717
Travelers $3,920 $4,029 $5,823 $4,196
USAA $2,040 $2,880 $3,443 $2,459

Cheapest Frankfort, KY Car Insurance for Teen Drivers

Teen car insurance in Frankfort, KY can be expensive. Take a look at rates from the top car insurance companies in Frankfort for teenagers.

Annual Car Insurance Rates for Teen Drivers in Frankfort, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,975 $13,475
GEICO $6,749 $7,991
Liberty Mutual $10,940 $12,106
Nationwide $7,042 $8,761
Progressive $9,547 $10,798
State Farm $5,041 $6,391
Travelers $9,234 $14,829
USAA $4,872 $5,119

Cheapest Frankfort, KY Car Insurance for Seniors

Take a look at Frankfort, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Frankfort, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,860 $3,050
GEICO $3,436 $3,112
Liberty Mutual $2,115 $2,361
Nationwide $2,775 $2,893
Progressive $1,730 $1,732
State Farm $1,499 $1,499
Travelers $1,882 $1,884
USAA $1,640 $1,658

Cheapest Frankfort, KY Car Insurance Rates After a DUI

A DUI in Frankfort, KY increases car insurance rates. Compare Frankfort, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Frankfort, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,481
GEICO $6,581
Liberty Mutual $4,740
Nationwide $5,633
Progressive $3,813
State Farm $2,717
Travelers $5,823
USAA $3,443

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Cheapest Frankfort, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Frankfort, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Frankfort, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,597 $5,597
GEICO $4,038 $4,114
Liberty Mutual $4,752 $4,752
Nationwide $4,346 $4,346
Progressive $4,043 $4,043
State Farm $2,649 $2,785
Travelers $4,492 $4,492
USAA $2,605 $2,806

The Best Cheap Car Insurance Companies in Frankfort, KY

Take a look at a side-by-side comparison of the top car insurance companies in Frankfort, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Frankfort, Kentucky

Insurance Company Average Annual Rates
Allstate $5,597
GEICO $4,076
Liberty Mutual $4,752
Nationwide $4,346
Progressive $4,043
State Farm $2,717
Travelers $4,492
USAA $2,706

Category Winners: Cheapest Car Insurance in Frankfort, Kentucky

Find the cheapest car insurance companies in Frankfort, KY for each category right here.

Best Annual Car Insurance Rates by Company in Frankfort, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Frankfort, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Frankfort car insurance rates. Find the cheapest Frankfort, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Frankfort, Kentucky

Insurance Company Low Medium High
Allstate $5,215 $5,576 $6,000
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,524 $4,723 $5,009
Nationwide $4,367 $4,301 $4,370
Progressive $3,736 $4,001 $4,392
State Farm $2,551 $2,716 $2,884
Travelers $4,244 $4,514 $4,719
USAA $2,569 $2,699 $2,849

What affects car insurance rates in Frankfort, Kentucky?

What factors can have an impact on Frankfort, KY car insurance? There are several reasons why Frankfort car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Frankfort, Kentucky.

Commute Time in Frankfort

The more time you spend in your car the higher the risk of an accident. The average commute length in Frankfort, KY is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Frankfort, KY

Ready to find affordable Frankfort, Kentucky car insurance today? Enter your ZIP code for fast, free Frankfort, KY car insurance quotes.

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