Compare Franklin, AL Car Insurance Rates (2021)

Car insurance in Franklin, AL averages $298 a month. Franklin, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Franklin car insurance rates, compare quotes from the top car insurance companies in Franklin, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Franklin for teen drivers is USAA
  • Average car insurance rates in Franklin, AL are $3,578/year
  • Average car insurance rates in Franklin, AL after a DUI are $4,083/year

If you need to buy Franklin, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Franklin, AL is right here.

You’ll find Franklin car insurance rates, the cheapest Franklin, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Franklin, Alabama car insurance rates to Decatur car insurance rates, Montgomery car insurance rates, and Mobile car insurance rates.

Ready to find affordable Franklin, AL car insurance today? Enter your ZIP code for fast, free Franklin car insurance quotes.

Cheapest Franklin, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Franklin, AL car insurance rates? Every Franklin, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Franklin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,067 $1,982 $1,849 $1,888 $6,895 $7,399 $2,361 $2,432
Farmers $2,305 $2,286 $2,062 $2,180 $8,782 $9,036 $2,649 $2,785
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,966 $3,209 $2,438 $2,727 $10,375 $11,541 $3,170 $3,389
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,286 $2,156 $1,870 $1,994 $9,087 $10,157 $2,676 $2,844
State Farm $2,944 $2,944 $2,613 $2,613 $8,152 $10,277 $3,308 $3,780
Travelers $1,431 $1,454 $1,337 $1,333 $7,438 $11,625 $1,359 $1,571
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

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Minimum Car Insurance in Franklin, AL

Every driver must carry the minimum car insurance in Franklin, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Franklin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Franklin, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Franklin, AL. Compare credit history car insurance rates in Franklin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Franklin, Alabama

Insurance Company Poor Fair Good
Allstate $4,160 $3,255 $2,663
Farmers $4,501 $3,867 $3,663
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,141 $4,361 $3,429
Nationwide $3,171 $2,467 $2,229
Progressive $4,686 $3,995 $3,721
State Farm $7,416 $3,761 $2,559
Travelers $3,759 $3,256 $3,316
USAA $2,937 $1,908 $1,703

Cheapest Franklin, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Franklin, AL to rates for a clean record with top companies.

Annual Franklin, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,877 $3,374 $3,956 $3,230
Farmers $3,365 $4,357 $4,248 $4,072
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,908 $5,421 $5,323 $5,255
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,743 $4,679 $4,001 $4,112
State Farm $4,185 $5,061 $4,535 $4,535
Travelers $2,870 $3,013 $4,392 $3,498
USAA $1,678 $2,102 $3,133 $1,816

Cheapest Franklin, AL Car Insurance for Teen Drivers

Teen car insurance in Franklin, AL can be expensive. Take a look at rates from the top car insurance companies in Franklin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Franklin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $7,399
Farmers $8,782 $9,036
GEICO $5,380 $5,307
Liberty Mutual $10,375 $11,541
Nationwide $4,418 $5,752
Progressive $9,087 $10,157
State Farm $8,152 $10,277
Travelers $7,438 $11,625
USAA $4,020 $4,464

Cheapest Franklin, AL Car Insurance for Seniors

Take a look at Franklin, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Franklin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,888
Farmers $2,062 $2,180
GEICO $1,968 $1,996
Liberty Mutual $2,438 $2,727
Nationwide $1,577 $1,642
Progressive $1,870 $1,994
State Farm $2,613 $2,613
Travelers $1,337 $1,333
USAA $1,271 $1,252

Cheapest Franklin, AL Car Insurance Rates After a DUI

A DUI in Franklin, AL increases car insurance rates. Compare Franklin, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Franklin, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,956
Farmers $4,248
GEICO $3,808
Liberty Mutual $5,323
Nationwide $3,353
Progressive $4,001
State Farm $4,535
Travelers $4,392
USAA $3,133

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Cheapest Franklin, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Franklin, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Franklin, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,359 $3,359
Farmers $4,010 $4,010
GEICO $2,842 $2,954
Liberty Mutual $4,977 $4,977
Nationwide $2,623 $2,623
Progressive $4,134 $4,134
State Farm $4,470 $4,687
Travelers $3,443 $3,443
USAA $2,082 $2,282

The Best Cheap Car Insurance Companies in Franklin, AL

Take a look at a side-by-side comparison of the top car insurance companies in Franklin, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Franklin, Alabama

Insurance Company Average Annual Rates
Allstate $3,359
Farmers $4,010
GEICO $2,898
Liberty Mutual $4,977
Nationwide $2,623
Progressive $4,134
State Farm $4,579
Travelers $3,443
USAA $2,182

Category Winners: Cheapest Car Insurance in Franklin, Alabama

Find the cheapest car insurance companies in Franklin, AL for each category right here.

Best Annual Car Insurance Rates by Company in Franklin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Franklin, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Franklin car insurance rates. Find the cheapest Franklin, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Franklin, Alabama

Insurance Company Low Medium High
Allstate $3,268 $3,355 $3,455
Farmers $3,825 $3,967 $4,239
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,761 $4,954 $5,215
Nationwide $2,624 $2,595 $2,649
Progressive $3,721 $4,110 $4,570
State Farm $4,366 $4,570 $4,800
Travelers $3,290 $3,512 $3,528
USAA $2,105 $2,171 $2,271

What affects car insurance rates in Franklin, Alabama?

What factors can have an impact on Franklin, AL car insurance? There are several reasons why Franklin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Franklin, Alabama.

Commute Time in Franklin

The more time you spend in your car the higher the risk of an accident. The average commute length in Franklin, AL is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Franklin, AL

Ready to find affordable Franklin, Alabama car insurance today? Enter your ZIP code for fast, free Franklin, AL car insurance quotes.

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