Compare Franklin, IN Car Insurance Rates (2021)

Car insurance in Franklin, IN averages $256 a month. Franklin, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Franklin car insurance rates, compare quotes from the top car insurance companies in Franklin, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Franklin, IN after a DUI are $3,644/year
  • The cheapest car insurance company in Franklin is USAA
  • Average car insurance rates in Franklin, IN are $3,069/year

If you need to buy Franklin, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Franklin, IN is right here.

You’ll find Franklin car insurance rates, the cheapest Franklin, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Franklin, Indiana car insurance rates to Fort Wayne car insurance rates, Indianapolis car insurance rates, and Hammond car insurance rates.

Ready to find affordable Franklin, IN car insurance today? Enter your ZIP code for fast, free Franklin car insurance quotes.

Cheapest Franklin, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Franklin, IN car insurance rates? Every Franklin, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Franklin, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,287 $2,337 $2,019 $2,210 $7,124 $9,024 $2,302 $2,498
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,424 $1,407 $1,214 $1,365 $7,726 $8,246 $1,886 $2,041
GEICO $1,596 $1,597 $1,505 $1,568 $4,822 $4,472 $1,837 $1,608
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,361 $1,389 $1,201 $1,275 $3,952 $5,095 $1,596 $1,737
Progressive $1,596 $1,505 $1,450 $1,459 $9,519 $10,691 $2,001 $2,037
State Farm $1,451 $1,451 $1,304 $1,304 $4,575 $5,843 $1,612 $1,797
Travelers $1,138 $1,157 $1,073 $1,071 $7,176 $11,336 $1,209 $1,386
USAA $984 $967 $921 $923 $2,790 $3,104 $1,328 $1,414

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Minimum Car Insurance in Franklin, IN

Every driver must carry the minimum car insurance in Franklin, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Franklin, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Franklin, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Franklin, IN. Compare credit history car insurance rates in Franklin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Franklin, Indiana

Insurance Company Poor Fair Good
Allstate $4,608 $3,438 $3,129
American Family $4,861 $3,145 $2,631
Farmers $3,687 $3,013 $2,792
GEICO $2,859 $2,376 $1,892
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,503 $2,118 $1,981
Progressive $4,162 $3,696 $3,489
State Farm $3,522 $2,101 $1,628
Travelers $3,552 $3,015 $3,013
USAA $2,089 $1,385 $1,188

Cheapest Franklin, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Franklin, IN to rates for a clean record with top companies.

Annual Franklin, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,972 $4,374 $4,025 $3,529
American Family $2,442 $3,897 $4,932 $2,911
Farmers $2,828 $3,305 $3,401 $3,122
GEICO $1,543 $2,455 $3,368 $2,137
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $1,903 $2,431 $2,335 $2,134
Progressive $2,834 $4,979 $3,381 $3,936
State Farm $2,357 $2,598 $2,357 $2,357
Travelers $2,715 $3,352 $3,796 $2,910
USAA $1,171 $1,672 $1,919 $1,453

Cheapest Franklin, IN Car Insurance for Teen Drivers

Teen car insurance in Franklin, IN can be expensive. Take a look at rates from the top car insurance companies in Franklin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Franklin, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,124 $9,024
American Family $6,210 $8,933
Farmers $7,726 $8,246
GEICO $4,822 $4,472
Liberty Mutual $7,045 $10,603
Nationwide $3,952 $5,095
Progressive $9,519 $10,691
State Farm $4,575 $5,843
Travelers $7,176 $11,336
USAA $2,790 $3,104

Cheapest Franklin, IN Car Insurance for Seniors

Take a look at Franklin, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Franklin, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,210
American Family $1,980 $1,980
Farmers $1,214 $1,365
GEICO $1,505 $1,568
Liberty Mutual $2,998 $2,998
Nationwide $1,201 $1,275
Progressive $1,450 $1,459
State Farm $1,304 $1,304
Travelers $1,073 $1,071
USAA $921 $923

Cheapest Franklin, IN Car Insurance Rates After a DUI

A DUI in Franklin, IN increases car insurance rates. Compare Franklin, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Franklin, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,025
American Family $4,932
Farmers $3,401
GEICO $3,368
Liberty Mutual $6,929
Nationwide $2,335
Progressive $3,381
State Farm $2,357
Travelers $3,796
USAA $1,919

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Cheapest Franklin, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Franklin, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Franklin, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,725 $3,725
American Family $3,502 $3,589
Farmers $3,164 $3,164
GEICO $2,337 $2,414
Liberty Mutual $4,607 $4,855
Nationwide $2,201 $2,201
Progressive $3,782 $3,782
State Farm $2,349 $2,485
Travelers $3,193 $3,193
USAA $1,533 $1,574

The Best Cheap Car Insurance Companies in Franklin, IN

Take a look at a side-by-side comparison of the top car insurance companies in Franklin, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Franklin, Indiana

Insurance Company Average Annual Rates
Allstate $3,725
American Family $3,546
Farmers $3,164
GEICO $2,376
Liberty Mutual $4,731
Nationwide $2,201
Progressive $3,782
State Farm $2,417
Travelers $3,193
USAA $1,554

Category Winners: Cheapest Car Insurance in Franklin, Indiana

Find the cheapest car insurance companies in Franklin, IN for each category right here.

Best Annual Car Insurance Rates by Company in Franklin, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Franklin, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Franklin car insurance rates. Find the cheapest Franklin, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Franklin, Indiana

Insurance Company Low Medium High
Allstate $3,529 $3,708 $3,938
American Family $3,492 $3,662 $3,483
Farmers $3,060 $3,159 $3,272
GEICO $2,231 $2,369 $2,527
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,244 $2,183 $2,175
Progressive $3,578 $3,725 $4,045
State Farm $2,295 $2,416 $2,540
Travelers $3,132 $3,223 $3,225
USAA $1,496 $1,550 $1,616

What affects car insurance rates in Franklin, Indiana?

What factors can have an impact on Franklin, IN car insurance? There are several reasons why Franklin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Franklin, Indiana.

Car Theft in Franklin

High levels of vehicle theft can make car insurance more expensive. Franklin, IN car theft statistics from the FBI indicate 20 vehicle thefts a year.

Commute Time in Franklin

The more time you spend in your car the higher the risk of an accident. The average commute length in Franklin, IN is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Franklin, IN

Ready to find affordable Franklin, Indiana car insurance today? Enter your ZIP code for fast, free Franklin, IN car insurance quotes.

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