Compare Franklinville, NY Car Insurance Rates (2021)

Car insurance in Franklinville, NY averages $258 a month. Franklinville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Franklinville car insurance rates, compare quotes from the top car insurance companies in Franklinville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Franklinville is GEICO
  • Average car insurance rates in Franklinville, NY after a DUI are $4,030/year
  • Average car insurance rates in Franklinville, NY are $3,091/year

If you need to buy Franklinville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Franklinville, NY is right here.

You’ll find Franklinville car insurance rates, the cheapest Franklinville, NY car insurance companies, and information on New York car insurance laws. You can also compare Franklinville, New York car insurance rates to Utica car insurance rates, Buffalo car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Franklinville, NY car insurance today? Enter your ZIP code for fast, free Franklinville car insurance quotes.

Cheapest Franklinville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Franklinville, NY car insurance rates? Every Franklinville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Franklinville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,466 $1,410 $1,421 $1,400 $2,971 $4,254 $1,329 $1,356
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,623 $1,548 $1,327 $1,340 $5,121 $5,727 $2,082 $2,047
State Farm $2,185 $2,185 $1,896 $1,896 $6,236 $8,060 $2,391 $2,522
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Franklinville, NY

Every driver must carry the minimum car insurance in Franklinville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Franklinville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Franklinville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Franklinville, NY. Compare credit history car insurance rates in Franklinville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Franklinville, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,443 $1,797 $1,612
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $4,116 $2,131 $1,559
State Farm $4,831 $3,029 $2,404
Travelers $4,747 $2,998 $2,610
USAA $4,707 $2,323 $2,051

Cheapest Franklinville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Franklinville, NY to rates for a clean record with top companies.

Annual Franklinville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,562 $1,700 $2,979 $1,562
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,536 $2,536 $2,787 $2,549
State Farm $3,267 $3,267 $3,576 $3,576
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Franklinville, NY Car Insurance for Teen Drivers

Teen car insurance in Franklinville, NY can be expensive. Take a look at rates from the top car insurance companies in Franklinville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Franklinville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,971 $4,254
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $5,121 $5,727
State Farm $6,236 $8,060
Travelers $5,680 $6,729
USAA $6,303 $7,547

Cheapest Franklinville, NY Car Insurance for Seniors

Take a look at Franklinville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Franklinville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,421 $1,400
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,327 $1,340
State Farm $1,896 $1,896
Travelers $2,273 $2,444
USAA $1,437 $1,445

Cheapest Franklinville, NY Car Insurance Rates After a DUI

A DUI in Franklinville, NY increases car insurance rates. Compare Franklinville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Franklinville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,979
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,787
State Farm $3,576
Travelers $3,727
USAA $3,931

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Cheapest Franklinville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Franklinville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Franklinville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,894 $2,007
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,602 $2,602
State Farm $3,300 $3,543
Travelers $3,452 $3,452
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Franklinville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Franklinville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Franklinville, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,951
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,602
State Farm $3,421
Travelers $3,452
USAA $3,027

Category Winners: Cheapest Car Insurance in Franklinville, New York

Find the cheapest car insurance companies in Franklinville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Franklinville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Franklinville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Franklinville car insurance rates. Find the cheapest Franklinville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Franklinville, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,860 $1,945 $2,048
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,493 $2,590 $2,722
State Farm $3,264 $3,439 $3,561
Travelers $3,285 $3,419 $3,652
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Franklinville, New York?

What factors can have an impact on Franklinville, NY car insurance? There are several reasons why Franklinville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Franklinville, New York.

Commute Time in Franklinville

The more time you spend in your car the higher the risk of an accident. The average commute length in Franklinville, NY is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Franklinville, NY

Ready to find affordable Franklinville, New York car insurance today? Enter your ZIP code for fast, free Franklinville, NY car insurance quotes.

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