Compare Fraser, CO Car Insurance Rates (2021)

Car insurance in Fraser, CO averages $311 a month. Fraser, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fraser car insurance rates, compare quotes from the top car insurance companies in Fraser, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fraser, CO are $3,734/year
  • The cheapest car insurance company in Fraser for teen drivers is Liberty Mutual
  • Average car insurance rates in Fraser, CO after a DUI are $4,445/year

If you need to buy Fraser, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Fraser, CO is right here.

You’ll find Fraser car insurance rates, the cheapest Fraser, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Fraser, Colorado car insurance rates to Pueblo car insurance rates, Fort Collins car insurance rates, and Arvada car insurance rates.

Ready to find affordable Fraser, CO car insurance today? Enter your ZIP code for fast, free Fraser car insurance quotes.

Cheapest Fraser, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fraser, CO car insurance rates? Every Fraser, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fraser, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,154 $2,946 $2,851 $2,879 $11,138 $11,709 $3,453 $3,461
American Family $2,537 $2,537 $2,289 $2,289 $6,163 $8,255 $2,537 $3,124
Farmers $2,801 $2,784 $2,538 $2,728 $10,440 $10,547 $3,080 $3,127
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,877 $1,861 $1,571 $1,724 $5,460 $5,977 $1,907 $1,962
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,435 $2,274 $2,112 $2,106 $8,360 $9,352 $2,751 $2,676
State Farm $2,041 $2,041 $1,832 $1,832 $5,864 $7,401 $2,283 $2,719
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

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Minimum Car Insurance in Fraser, CO

Every driver must carry the minimum car insurance in Fraser, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Fraser, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fraser, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fraser, CO. Compare credit history car insurance rates in Fraser from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fraser, Colorado

Insurance Company Poor Fair Good
Allstate $6,626 $5,112 $3,859
American Family $4,840 $3,435 $2,874
Farmers $5,524 $4,482 $4,261
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,002 $2,434 $1,942
Nationwide $4,245 $3,363 $2,929
Progressive $4,552 $3,892 $3,581
State Farm $4,512 $2,902 $2,341
USAA $4,786 $2,717 $2,174

Cheapest Fraser, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fraser, CO to rates for a clean record with top companies.

Annual Fraser, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,419 $5,097 $6,259 $5,020
American Family $2,748 $3,898 $5,103 $3,116
Farmers $4,023 $5,157 $5,086 $4,757
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,440 $2,857 $2,985 $2,888
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,474 $4,844 $3,666 $4,049
State Farm $2,992 $3,511 $3,252 $3,252
USAA $2,359 $2,868 $5,018 $2,659

Cheapest Fraser, CO Car Insurance for Teen Drivers

Teen car insurance in Fraser, CO can be expensive. Take a look at rates from the top car insurance companies in Fraser for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fraser, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,138 $11,709
American Family $6,163 $8,255
Farmers $10,440 $10,547
GEICO $6,178 $6,577
Liberty Mutual $5,460 $5,977
Nationwide $5,929 $7,587
Progressive $8,360 $9,352
State Farm $5,864 $7,401
USAA $5,365 $6,151

Cheapest Fraser, CO Car Insurance for Seniors

Take a look at Fraser, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fraser, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,851 $2,879
American Family $2,289 $2,289
Farmers $2,538 $2,728
GEICO $2,090 $2,332
Liberty Mutual $1,571 $1,724
Nationwide $2,085 $2,204
Progressive $2,112 $2,106
State Farm $1,832 $1,832
USAA $2,054 $2,068

Cheapest Fraser, CO Car Insurance Rates After a DUI

A DUI in Fraser, CO increases car insurance rates. Compare Fraser, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fraser, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,259
American Family $5,103
Farmers $5,086
GEICO $3,949
Liberty Mutual $2,985
Nationwide $4,685
Progressive $3,666
State Farm $3,252
USAA $5,018

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Cheapest Fraser, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fraser, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fraser, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,199 $5,199
American Family $3,637 $3,795
Farmers $4,756 $4,756
GEICO $3,075 $3,212
Liberty Mutual $2,792 $2,792
Nationwide $3,512 $3,512
Progressive $4,008 $4,008
State Farm $3,174 $3,329
USAA $3,134 $3,317

The Best Cheap Car Insurance Companies in Fraser, CO

Take a look at a side-by-side comparison of the top car insurance companies in Fraser, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fraser, Colorado

Insurance Company Average Annual Rates
Allstate $5,199
American Family $3,716
Farmers $4,756
GEICO $3,143
Liberty Mutual $2,792
Nationwide $3,512
Progressive $4,008
State Farm $3,252
USAA $3,226

Category Winners: Cheapest Car Insurance in Fraser, Colorado

Find the cheapest car insurance companies in Fraser, CO for each category right here.

Best Annual Car Insurance Rates by Company in Fraser, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Fraser, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fraser car insurance rates. Find the cheapest Fraser, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fraser, Colorado

Insurance Company Low Medium High
Allstate $4,900 $5,181 $5,516
American Family $3,563 $3,793 $3,793
Farmers $4,182 $4,688 $5,396
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,666 $2,785 $2,926
Nationwide $3,535 $3,511 $3,491
Progressive $3,736 $4,020 $4,269
State Farm $3,054 $3,251 $3,449
USAA $3,096 $3,225 $3,356

What affects car insurance rates in Fraser, Colorado?

What factors can have an impact on Fraser, CO car insurance? There are several reasons why Fraser car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fraser, Colorado.

Commute Time in Fraser

The more time you spend in your car the higher the risk of an accident. The average commute length in Fraser, CO is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Fraser, CO

Ready to find affordable Fraser, Colorado car insurance today? Enter your ZIP code for fast, free Fraser, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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