Compare Fraser, MI Car Insurance Rates (2021)

Car insurance in Fraser, MI averages $1,107 a month. Fraser, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Fraser car insurance rates, compare quotes from the top car insurance companies in Fraser, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fraser is USAA
  • Average car insurance rates in Fraser, MI are $13,284/year
  • The cheapest car insurance company in Fraser for teen drivers is USAA

If you need to buy Fraser, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Fraser, MI is right here.

You’ll find Fraser car insurance rates, the cheapest Fraser, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Fraser, Michigan car insurance rates to Detroit car insurance rates, Livonia car insurance rates, and Troy car insurance rates.

Ready to find affordable Fraser, MI car insurance today? Enter your ZIP code for fast, free Fraser car insurance quotes.

Cheapest Fraser, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fraser, MI car insurance rates? Every Fraser, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fraser, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,513 $19,513 $18,093 $18,093 $49,506 $49,506 $20,573 $20,573
Farmers $11,987 $11,987 $11,060 $11,060 $27,524 $27,524 $13,607 $13,607
GEICO $6,378 $6,378 $6,532 $6,532 $17,157 $17,157 $6,063 $6,063
Liberty Mutual $17,000 $17,000 $16,835 $16,835 $39,533 $39,533 $17,000 $17,000
Nationwide $5,136 $5,136 $4,564 $4,564 $13,729 $13,729 $5,644 $5,644
Progressive $3,863 $3,538 $3,405 $3,858 $14,317 $15,110 $4,495 $4,050
State Farm $9,329 $9,329 $8,709 $8,709 $33,584 $33,584 $10,981 $10,981
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $3,132 $2,938 $2,948 $2,759 $7,873 $7,427 $3,819 $3,627

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Minimum Car Insurance in Fraser, MI

Every driver must carry the minimum car insurance in Fraser, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Fraser, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fraser, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fraser, MI. Compare credit history car insurance rates in Fraser from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fraser, Michigan

Insurance Company Poor Fair Good
Allstate $40,773 $22,617 $17,373
Farmers $23,709 $12,667 $11,756
GEICO $11,647 $8,531 $6,920
Liberty Mutual $35,761 $20,638 $11,377
Nationwide $9,141 $6,857 $5,806
Progressive $7,626 $6,393 $5,719
State Farm $25,434 $12,830 $8,688
Travelers $11,437 $11,087 $10,945
USAA $6,485 $3,681 $2,779

Cheapest Fraser, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fraser, MI to rates for a clean record with top companies.

Annual Fraser, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,906 $17,276 $59,255 $18,248
Farmers $13,341 $17,298 $16,986 $16,552
GEICO $3,117 $6,698 $20,491 $5,824
Liberty Mutual $15,417 $18,912 $36,042 $19,996
Nationwide $6,197 $8,337 $7,546 $6,993
Progressive $5,528 $7,363 $6,600 $6,827
State Farm $9,775 $11,819 $26,124 $14,884
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,456 $4,345 $5,689 $3,772

Cheapest Fraser, MI Car Insurance for Teen Drivers

Teen car insurance in Fraser, MI can be expensive. Take a look at rates from the top car insurance companies in Fraser for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fraser, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $49,506 $49,506
Farmers $27,524 $27,524
GEICO $17,157 $17,157
Liberty Mutual $39,533 $39,533
Nationwide $13,729 $13,729
Progressive $14,317 $15,110
State Farm $33,584 $33,584
Travelers $22,645 $22,645
USAA $7,873 $7,427

Cheapest Fraser, MI Car Insurance for Seniors

Take a look at Fraser, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fraser, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,093 $18,093
Farmers $11,060 $11,060
GEICO $6,532 $6,532
Liberty Mutual $16,835 $16,835
Nationwide $4,564 $4,564
Progressive $3,405 $3,858
State Farm $8,709 $8,709
Travelers $6,400 $6,400
USAA $2,948 $2,759

Cheapest Fraser, MI Car Insurance Rates After a DUI

A DUI in Fraser, MI increases car insurance rates. Compare Fraser, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fraser, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $59,255
Farmers $16,986
GEICO $20,491
Liberty Mutual $36,042
Nationwide $7,546
Progressive $6,600
State Farm $26,124
Travelers $17,326
USAA $5,689

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Cheapest Fraser, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fraser, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fraser, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $26,921 $26,921
Farmers $16,044 $16,044
GEICO $8,826 $9,239
Liberty Mutual $21,826 $23,358
Nationwide $7,268 $7,268
Progressive $6,579 $6,579
State Farm $15,220 $16,082
Travelers $11,092 $11,221
USAA $4,266 $4,365

The Best Cheap Car Insurance Companies in Fraser, MI

Take a look at a side-by-side comparison of the top car insurance companies in Fraser, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fraser, Michigan

Insurance Company Average Annual Rates
Allstate $26,921
Farmers $16,044
GEICO $9,032
Liberty Mutual $22,592
Nationwide $7,268
Progressive $6,579
State Farm $15,651
Travelers $11,156
USAA $4,315

Category Winners: Cheapest Car Insurance in Fraser, Michigan

Find the cheapest car insurance companies in Fraser, MI for each category right here.

Best Annual Car Insurance Rates by Company in Fraser, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fraser, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fraser car insurance rates. Find the cheapest Fraser, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fraser, Michigan

Insurance Company Low Medium High
Allstate $26,217 $26,983 $27,563
Farmers $15,495 $15,987 $16,651
GEICO $8,430 $8,944 $9,723
Liberty Mutual $22,138 $22,548 $23,090
Nationwide $7,598 $7,148 $7,058
Progressive $6,352 $6,588 $6,798
State Farm $14,808 $15,755 $16,390
Travelers $11,055 $11,166 $11,247
USAA $4,186 $4,327 $4,434

What affects car insurance rates in Fraser, Michigan?

What factors can have an impact on Fraser, MI car insurance? There are several reasons why Fraser car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fraser, Michigan.

Car Theft in Fraser

High levels of vehicle theft can make car insurance more expensive. Fraser, MI car theft statistics from the FBI indicate 22 vehicle thefts a year.

Commute Time in Fraser

The more time you spend in your car the higher the risk of an accident. The average commute length in Fraser, MI is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in Fraser, MI

Ready to find affordable Fraser, Michigan car insurance today? Enter your ZIP code for fast, free Fraser, MI car insurance quotes.

Free Car Insurance Comparison

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