Compare Frederica, DE Car Insurance Rates (2021)

Car insurance in Frederica, DE averages $453 a month. Frederica, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Frederica car insurance rates, compare quotes from the top car insurance companies in Frederica, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Frederica for teen drivers is USAA
  • The cheapest car insurance company in Frederica is USAA
  • Average car insurance rates in Frederica, DE are $5,438/year

If you need to buy Frederica, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Frederica, DE is right here.

You’ll find Frederica car insurance rates, the cheapest Frederica, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Frederica, Delaware car insurance rates to Laurel car insurance rates, Camden car insurance rates, and Newark car insurance rates.

Ready to find affordable Frederica, DE car insurance today? Enter your ZIP code for fast, free Frederica car insurance quotes.

Cheapest Frederica, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Frederica, DE car insurance rates? Every Frederica, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Frederica, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,406 $3,345 $2,990 $3,144 $11,827 $13,757 $3,587 $3,810
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,686 $2,664 $2,452 $2,442 $6,323 $8,008 $2,974 $3,176
Progressive $1,889 $1,750 $1,665 $1,696 $9,588 $10,610 $2,310 $2,255
State Farm $2,516 $2,516 $2,318 $2,318 $7,162 $9,253 $2,822 $2,943
Travelers $1,348 $1,352 $1,331 $1,295 $7,380 $11,219 $1,433 $1,544
USAA $1,198 $1,179 $1,110 $1,108 $4,357 $5,117 $1,500 $1,646

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Minimum Car Insurance in Frederica, DE

Every driver must carry the minimum car insurance in Frederica, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Frederica, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Frederica, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Frederica, DE. Compare credit history car insurance rates in Frederica from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Frederica, Delaware

Insurance Company Poor Fair Good
Allstate $7,357 $5,221 $4,622
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,452 $3,700 $3,371
Progressive $4,434 $3,885 $3,592
State Farm $6,095 $3,357 $2,491
Travelers $3,754 $3,098 $3,236
USAA $3,517 $1,706 $1,233

Cheapest Frederica, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Frederica, DE to rates for a clean record with top companies.

Annual Frederica, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,868 $5,804 $6,752 $5,509
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $3,065 $3,065 $5,612 $3,621
Progressive $3,421 $4,532 $3,896 $4,032
State Farm $3,610 $4,351 $3,981 $3,981
Travelers $2,876 $2,884 $4,679 $3,012
USAA $1,776 $1,776 $3,029 $2,027

Cheapest Frederica, DE Car Insurance for Teen Drivers

Teen car insurance in Frederica, DE can be expensive. Take a look at rates from the top car insurance companies in Frederica for teenagers.

Annual Car Insurance Rates for Teen Drivers in Frederica, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,827 $13,757
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $6,323 $8,008
Progressive $9,588 $10,610
State Farm $7,162 $9,253
Travelers $7,380 $11,219
USAA $4,357 $5,117

Cheapest Frederica, DE Car Insurance for Seniors

Take a look at Frederica, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Frederica, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,990 $3,144
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,452 $2,442
Progressive $1,665 $1,696
State Farm $2,318 $2,318
Travelers $1,331 $1,295
USAA $1,110 $1,108

Cheapest Frederica, DE Car Insurance Rates After a DUI

A DUI in Frederica, DE increases car insurance rates. Compare Frederica, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Frederica, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,752
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,612
Progressive $3,896
State Farm $3,981
Travelers $4,679
USAA $3,029

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Cheapest Frederica, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Frederica, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Frederica, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,733 $5,733
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,841 $3,841
Progressive $3,970 $3,970
State Farm $3,845 $4,117
Travelers $3,363 $3,363
USAA $2,129 $2,175

The Best Cheap Car Insurance Companies in Frederica, DE

Take a look at a side-by-side comparison of the top car insurance companies in Frederica, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Frederica, Delaware

Insurance Company Average Annual Rates
Allstate $5,733
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,841
Progressive $3,970
State Farm $3,981
Travelers $3,363
USAA $2,152

Category Winners: Cheapest Car Insurance in Frederica, Delaware

Find the cheapest car insurance companies in Frederica, DE for each category right here.

Best Annual Car Insurance Rates by Company in Frederica, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Frederica, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Frederica car insurance rates. Find the cheapest Frederica, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Frederica, Delaware

Insurance Company Low Medium High
Allstate $5,288 $5,793 $6,119
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,837 $3,774 $3,911
Progressive $3,470 $4,018 $4,424
State Farm $3,719 $3,990 $4,234
Travelers $3,155 $3,470 $3,464
USAA $2,012 $2,148 $2,297

What affects car insurance rates in Frederica, Delaware?

What factors can have an impact on Frederica, DE car insurance? There are several reasons why Frederica car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Frederica, Delaware.

Commute Time in Frederica

The more time you spend in your car the higher the risk of an accident. The average commute length in Frederica, DE is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Frederica, DE

Ready to find affordable Frederica, Delaware car insurance today? Enter your ZIP code for fast, free Frederica, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State