Compare Fredericksburg, PA Car Insurance Rates (2021)

Car insurance in Fredericksburg, PA averages $309 a month. Fredericksburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fredericksburg car insurance rates, compare quotes from the top car insurance companies in Fredericksburg, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fredericksburg, PA are $3,706/year
  • The cheapest ZIP code in Fredericksburg is 17026
  • Average car insurance rates in Fredericksburg, PA after a DUI are $4,049/year

If you need to buy Fredericksburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Fredericksburg, PA is right here.

You’ll find Fredericksburg car insurance rates, the cheapest Fredericksburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Fredericksburg, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Lancaster car insurance rates, and Erie car insurance rates.

Ready to find affordable Fredericksburg, PA car insurance today? Enter your ZIP code for fast, free Fredericksburg car insurance quotes.

Cheapest Fredericksburg, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fredericksburg, PA car insurance rates? Every Fredericksburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fredericksburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,317 $2,317 $2,134 $2,134 $7,654 $7,654 $2,551 $2,551
GEICO $1,890 $1,637 $1,765 $1,530 $4,711 $4,086 $1,914 $1,657
Liberty Mutual $3,673 $3,673 $3,363 $3,363 $10,759 $10,759 $4,668 $4,668
Nationwide $1,823 $1,823 $1,724 $1,724 $5,125 $5,125 $2,044 $2,044
Progressive $2,606 $2,606 $2,328 $2,328 $8,430 $8,430 $3,337 $3,337
State Farm $1,542 $1,542 $1,361 $1,361 $5,485 $5,485 $1,700 $1,700
Travelers $1,559 $1,559 $1,679 $1,679 $22,253 $22,253 $1,878 $1,878
USAA $1,121 $1,121 $1,012 $1,012 $3,370 $3,370 $1,487 $1,487

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Minimum Car Insurance in Fredericksburg, PA

Every driver must carry the minimum car insurance in Fredericksburg, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Fredericksburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fredericksburg, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fredericksburg, PA. Compare credit history car insurance rates in Fredericksburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fredericksburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,688 $3,490 $2,814
GEICO $3,597 $2,029 $1,570
Liberty Mutual $7,169 $5,140 $4,538
Nationwide $3,144 $2,584 $2,308
Progressive $5,527 $3,881 $3,117
State Farm $3,586 $2,223 $1,756
Travelers $7,442 $6,724 $6,360
USAA $2,180 $1,623 $1,439

Cheapest Fredericksburg, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fredericksburg, PA to rates for a clean record with top companies.

Annual Fredericksburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,509 $4,130 $3,509 $3,509
GEICO $1,769 $3,005 $2,370 $2,451
Liberty Mutual $5,138 $5,855 $5,735 $5,735
Nationwide $1,930 $2,583 $3,610 $2,592
Progressive $3,786 $5,232 $3,892 $3,791
State Farm $2,310 $2,734 $2,522 $2,522
Travelers $4,855 $6,912 $8,689 $6,912
USAA $1,407 $1,941 $2,069 $1,572

Cheapest Fredericksburg, PA Car Insurance for Teen Drivers

Teen car insurance in Fredericksburg, PA can be expensive. Take a look at rates from the top car insurance companies in Fredericksburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fredericksburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,654 $7,654
GEICO $4,711 $4,086
Liberty Mutual $10,759 $10,759
Nationwide $5,125 $5,125
Progressive $8,430 $8,430
State Farm $5,485 $5,485
Travelers $22,253 $22,253
USAA $3,370 $3,370

Cheapest Fredericksburg, PA Car Insurance for Seniors

Take a look at Fredericksburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fredericksburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,134 $2,134
GEICO $1,765 $1,530
Liberty Mutual $3,363 $3,363
Nationwide $1,724 $1,724
Progressive $2,328 $2,328
State Farm $1,361 $1,361
Travelers $1,679 $1,679
USAA $1,012 $1,012

Cheapest Fredericksburg, PA Car Insurance Rates After a DUI

A DUI in Fredericksburg, PA increases car insurance rates. Compare Fredericksburg, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fredericksburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,509
GEICO $2,370
Liberty Mutual $5,735
Nationwide $3,610
Progressive $3,892
State Farm $2,522
Travelers $8,689
USAA $2,069

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Cheapest Fredericksburg, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fredericksburg, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fredericksburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,592 $3,736
GEICO $2,359 $2,439
Liberty Mutual $5,472 $5,760
Nationwide $2,679 $2,679
Progressive $4,175 $4,175
State Farm $2,448 $2,596
Travelers $6,842 $6,842
USAA $1,697 $1,797

Cheapest Fredericksburg, PA Car Insurance Rates by ZIP Code

Fredericksburg car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fredericksburg, PA.

Annual Car Insurance Rates by ZIP Code in Fredericksburg, Pennsylvania

ZIP Code Average Annual Rates
16335 $4,643
17026 $4,486

The Best Cheap Car Insurance Companies in Fredericksburg, PA

Take a look at a side-by-side comparison of the top car insurance companies in Fredericksburg, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fredericksburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,664
GEICO $2,399
Liberty Mutual $5,616
Nationwide $2,679
Progressive $4,175
State Farm $2,522
Travelers $6,842
USAA $1,747

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Category Winners: Cheapest Car Insurance in Fredericksburg, Pennsylvania

Find the cheapest car insurance companies in Fredericksburg, PA for each category right here.

Best Annual Car Insurance Rates by Company in Fredericksburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Fredericksburg, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fredericksburg car insurance rates. Find the cheapest Fredericksburg, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fredericksburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,507 $3,686 $3,798
GEICO $2,210 $2,419 $2,566
Liberty Mutual $5,367 $5,653 $5,828
Nationwide $2,702 $2,712 $2,623
Progressive $3,835 $4,212 $4,479
State Farm $2,357 $2,554 $2,655
Travelers $6,974 $6,838 $6,714
USAA $1,627 $1,763 $1,852

What affects car insurance rates in Fredericksburg, Pennsylvania?

What factors can have an impact on Fredericksburg, PA car insurance? There are several reasons why Fredericksburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fredericksburg, Pennsylvania.

Commute Time in Fredericksburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Fredericksburg, PA is 27.7 minutes according to City-Data.

Traffic in Fredericksburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fredericksburg, PA traffic data from INRIX ranks Fredericksburg as the 723rd-most congested in the world.

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Compare Car Insurance Quotes in Fredericksburg, PA

Ready to find affordable Fredericksburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Fredericksburg, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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