Compare Freeburg, MO Car Insurance Rates (2021)

Car insurance in Freeburg, MO averages $266 a month. Freeburg, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Freeburg car insurance rates, compare quotes from the top car insurance companies in Freeburg, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Freeburg, MO after a DUI are $3,728/year
  • Average car insurance rates in Freeburg, MO are $3,195/year
  • The cheapest car insurance company in Freeburg for teen drivers is Nationwide

If you need to buy Freeburg, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Freeburg, MO is right here.

You’ll find Freeburg car insurance rates, the cheapest Freeburg, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Freeburg, Missouri car insurance rates to St. Joseph car insurance rates, Blue Springs car insurance rates, and Independence car insurance rates.

Ready to find affordable Freeburg, MO car insurance today? Enter your ZIP code for fast, free Freeburg car insurance quotes.

Cheapest Freeburg, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Freeburg, MO car insurance rates? Every Freeburg, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Freeburg, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,277 $2,269 $2,034 $2,154 $9,303 $9,625 $2,590 $2,705
GEICO $1,795 $2,003 $1,399 $1,778 $5,519 $5,838 $1,659 $1,671
Liberty Mutual $2,668 $2,892 $2,196 $2,462 $9,224 $10,243 $2,812 $3,002
Nationwide $1,410 $1,443 $1,259 $1,338 $3,551 $4,564 $1,607 $1,742
Progressive $1,919 $1,795 $1,570 $1,615 $6,098 $6,862 $2,345 $2,397
State Farm $1,620 $1,620 $1,432 $1,432 $4,466 $5,646 $1,816 $2,071
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Freeburg, MO

Every driver must carry the minimum car insurance in Freeburg, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Freeburg, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Freeburg, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Freeburg, MO. Compare credit history car insurance rates in Freeburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Freeburg, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,171 $2,930 $2,469
Farmers $4,705 $3,922 $3,731
GEICO $3,737 $2,436 $1,950
Liberty Mutual $6,372 $3,884 $3,056
Nationwide $2,496 $2,057 $1,790
Progressive $3,567 $2,946 $2,713
State Farm $3,380 $2,266 $1,893
USAA $4,567 $2,109 $1,505

Cheapest Freeburg, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Freeburg, MO to rates for a clean record with top companies.

Annual Freeburg, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,575 $4,427 $4,331 $4,145
GEICO $2,126 $2,739 $3,666 $2,300
Liberty Mutual $3,222 $4,627 $4,770 $5,130
Nationwide $1,674 $2,131 $2,825 $1,826
Progressive $2,680 $3,545 $2,957 $3,118
State Farm $2,324 $2,702 $2,513 $2,513
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Freeburg, MO Car Insurance for Teen Drivers

Teen car insurance in Freeburg, MO can be expensive. Take a look at rates from the top car insurance companies in Freeburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Freeburg, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,646 $7,360
Farmers $9,303 $9,625
GEICO $5,519 $5,838
Liberty Mutual $9,224 $10,243
Nationwide $3,551 $4,564
Progressive $6,098 $6,862
State Farm $4,466 $5,646
USAA $5,002 $6,115

Cheapest Freeburg, MO Car Insurance for Seniors

Take a look at Freeburg, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Freeburg, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,870 $1,870
Farmers $2,034 $2,154
GEICO $1,399 $1,778
Liberty Mutual $2,196 $2,462
Nationwide $1,259 $1,338
Progressive $1,570 $1,615
State Farm $1,432 $1,432
USAA $1,491 $1,518

Cheapest Freeburg, MO Car Insurance Rates After a DUI

A DUI in Freeburg, MO increases car insurance rates. Compare Freeburg, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Freeburg, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,157
Farmers $4,331
GEICO $3,666
Liberty Mutual $4,770
Nationwide $2,825
Progressive $2,957
State Farm $2,513
USAA $3,694

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Cheapest Freeburg, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Freeburg, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Freeburg, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,158 $3,222
Farmers $4,120 $4,120
GEICO $2,655 $2,760
Liberty Mutual $4,437 $4,437
Nationwide $2,114 $2,114
Progressive $3,075 $3,075
State Farm $2,453 $2,573
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Freeburg, MO

Take a look at a side-by-side comparison of the top car insurance companies in Freeburg, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Freeburg, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,190
Farmers $4,120
GEICO $2,708
Liberty Mutual $4,437
Nationwide $2,114
Progressive $3,075
State Farm $2,513
USAA $2,727

Category Winners: Cheapest Car Insurance in Freeburg, Missouri

Find the cheapest car insurance companies in Freeburg, MO for each category right here.

Best Annual Car Insurance Rates by Company in Freeburg, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Freeburg, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Freeburg car insurance rates. Find the cheapest Freeburg, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Freeburg, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,101 $3,291 $3,177
Farmers $3,861 $4,082 $4,416
GEICO $2,534 $2,727 $2,862
Liberty Mutual $4,189 $4,458 $4,665
Nationwide $1,993 $2,132 $2,217
Progressive $2,759 $3,081 $3,385
State Farm $2,382 $2,519 $2,637
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Freeburg, Missouri?

What factors can have an impact on Freeburg, MO car insurance? There are several reasons why Freeburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Freeburg, Missouri.

Commute Time in Freeburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Freeburg, MO is 14.2 minutes according to City-Data.

Compare Car Insurance Quotes in Freeburg, MO

Ready to find affordable Freeburg, Missouri car insurance today? Enter your ZIP code for fast, free Freeburg, MO car insurance quotes.

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