Compare Freedom, IN Car Insurance Rates (2021)

Car insurance in Freedom, IN averages $277 a month. Freedom, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Freedom car insurance rates, compare quotes from the top car insurance companies in Freedom, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Freedom, IN are $3,321/year
  • Average car insurance rates in Freedom, IN after a DUI are $3,927/year
  • The cheapest car insurance company in Freedom for teen drivers is USAA

If you need to buy Freedom, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Freedom, IN is right here.

You’ll find Freedom car insurance rates, the cheapest Freedom, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Freedom, Indiana car insurance rates to Carmel car insurance rates, Indianapolis car insurance rates, and Hammond car insurance rates.

Ready to find affordable Freedom, IN car insurance today? Enter your ZIP code for fast, free Freedom car insurance quotes.

Cheapest Freedom, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Freedom, IN car insurance rates? Every Freedom, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Freedom, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,383 $2,439 $2,097 $2,294 $7,375 $9,314 $2,420 $2,626
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,555 $1,535 $1,332 $1,493 $8,239 $8,776 $2,040 $2,207
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,518 $1,554 $1,332 $1,424 $4,354 $5,659 $1,774 $1,940
Progressive $1,769 $1,679 $1,596 $1,608 $10,330 $11,652 $2,226 $2,284
State Farm $1,732 $1,732 $1,532 $1,532 $5,142 $6,593 $1,909 $2,132
Travelers $1,156 $1,177 $1,079 $1,080 $7,018 $11,092 $1,219 $1,420
USAA $1,003 $990 $927 $939 $2,749 $3,089 $1,357 $1,460

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Minimum Car Insurance in Freedom, IN

Every driver must carry the minimum car insurance in Freedom, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Freedom, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Freedom, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Freedom, IN. Compare credit history car insurance rates in Freedom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Freedom, Indiana

Insurance Company Poor Fair Good
Allstate $4,794 $3,568 $3,243
American Family $4,759 $3,089 $2,586
Farmers $3,968 $3,232 $2,992
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $2,781 $2,352 $2,200
Progressive $4,577 $4,044 $3,808
State Farm $4,064 $2,422 $1,877
Travelers $3,514 $2,977 $2,974
USAA $2,117 $1,389 $1,187

Cheapest Freedom, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Freedom, IN to rates for a clean record with top companies.

Annual Freedom, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,084 $4,537 $4,184 $3,669
American Family $2,396 $3,826 $4,835 $2,854
Farmers $3,039 $3,546 $3,648 $3,356
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,104 $2,708 $2,597 $2,368
Progressive $3,106 $5,426 $3,712 $4,329
State Farm $2,724 $2,978 $2,724 $2,724
Travelers $2,681 $3,311 $3,752 $2,876
USAA $1,185 $1,678 $1,928 $1,467

Cheapest Freedom, IN Car Insurance for Teen Drivers

Teen car insurance in Freedom, IN can be expensive. Take a look at rates from the top car insurance companies in Freedom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Freedom, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,375 $9,314
American Family $6,007 $8,693
Farmers $8,239 $8,776
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,354 $5,659
Progressive $10,330 $11,652
State Farm $5,142 $6,593
Travelers $7,018 $11,092
USAA $2,749 $3,089

Cheapest Freedom, IN Car Insurance for Seniors

Take a look at Freedom, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Freedom, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,097 $2,294
American Family $1,958 $1,958
Farmers $1,332 $1,493
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,332 $1,424
Progressive $1,596 $1,608
State Farm $1,532 $1,532
Travelers $1,079 $1,080
USAA $927 $939

Cheapest Freedom, IN Car Insurance Rates After a DUI

A DUI in Freedom, IN increases car insurance rates. Compare Freedom, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Freedom, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,184
American Family $4,835
Farmers $3,648
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,597
Progressive $3,712
State Farm $2,724
Travelers $3,752
USAA $1,928

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Cheapest Freedom, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Freedom, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Freedom, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,868 $3,868
American Family $3,436 $3,520
Farmers $3,397 $3,397
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,444 $2,444
Progressive $4,143 $4,143
State Farm $2,709 $2,867
Travelers $3,155 $3,155
USAA $1,543 $1,585

The Best Cheap Car Insurance Companies in Freedom, IN

Take a look at a side-by-side comparison of the top car insurance companies in Freedom, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Freedom, Indiana

Insurance Company Average Annual Rates
Allstate $3,868
American Family $3,478
Farmers $3,397
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,444
Progressive $4,143
State Farm $2,788
Travelers $3,155
USAA $1,564

Category Winners: Cheapest Car Insurance in Freedom, Indiana

Find the cheapest car insurance companies in Freedom, IN for each category right here.

Best Annual Car Insurance Rates by Company in Freedom, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Freedom, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Freedom car insurance rates. Find the cheapest Freedom, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Freedom, Indiana

Insurance Company Low Medium High
Allstate $3,670 $3,853 $4,082
American Family $3,439 $3,593 $3,402
Farmers $3,281 $3,390 $3,521
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,485 $2,424 $2,424
Progressive $3,935 $4,085 $4,410
State Farm $2,674 $2,787 $2,903
Travelers $3,098 $3,184 $3,183
USAA $1,517 $1,561 $1,615

Compare Car Insurance Quotes in Freedom, IN

Ready to find affordable Freedom, Indiana car insurance today? Enter your ZIP code for fast, free Freedom, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State