Compare Freedom, OK Car Insurance Rates (2021)

Car insurance in Freedom, OK averages $319 a month. Freedom, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Freedom car insurance rates, compare quotes from the top car insurance companies in Freedom, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Freedom, OK after a DUI are $4,338/year
  • The cheapest car insurance company in Freedom for teen drivers is State Farm
  • Average car insurance rates in Freedom, OK are $3,825/year

If you need to buy Freedom, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Freedom, OK is right here.

You’ll find Freedom car insurance rates, the cheapest Freedom, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Freedom, Oklahoma car insurance rates to Enid car insurance rates, Edmond car insurance rates, and Oklahoma City car insurance rates.

Ready to find affordable Freedom, OK car insurance today? Enter your ZIP code for fast, free Freedom car insurance quotes.

Cheapest Freedom, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Freedom, OK car insurance rates? Every Freedom, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Freedom, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,443 $2,435 $2,202 $2,311 $8,705 $8,944 $2,759 $2,907
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,463 $4,716 $3,912 $4,252 $11,813 $12,952 $4,652 $4,835
Progressive $2,176 $2,079 $1,789 $1,889 $8,476 $9,515 $2,549 $2,677
State Farm $1,815 $1,815 $1,588 $1,588 $4,370 $5,529 $1,898 $2,125
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

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Minimum Car Insurance in Freedom, OK

Every driver must carry the minimum car insurance in Freedom, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Freedom, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Freedom, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Freedom, OK. Compare credit history car insurance rates in Freedom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Freedom, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,718 $3,866 $3,681
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,286 $5,636 $4,427
Progressive $4,434 $3,759 $3,489
State Farm $3,600 $2,311 $1,863
USAA $4,582 $2,570 $2,038

Cheapest Freedom, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Freedom, OK to rates for a clean record with top companies.

Annual Freedom, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,466 $4,418 $4,311 $4,159
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,369 $7,238 $8,200 $5,992
Progressive $3,038 $5,617 $3,352 $3,568
State Farm $2,421 $2,761 $2,591 $2,591
USAA $2,266 $3,225 $3,979 $2,783

Cheapest Freedom, OK Car Insurance for Teen Drivers

Teen car insurance in Freedom, OK can be expensive. Take a look at rates from the top car insurance companies in Freedom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Freedom, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,705 $8,944
GEICO $6,078 $6,489
Liberty Mutual $11,813 $12,952
Progressive $8,476 $9,515
State Farm $4,370 $5,529
USAA $5,760 $6,484

Cheapest Freedom, OK Car Insurance for Seniors

Take a look at Freedom, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Freedom, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,202 $2,311
GEICO $2,260 $2,500
Liberty Mutual $3,912 $4,252
Progressive $1,789 $1,889
State Farm $1,588 $1,588
USAA $1,742 $1,784

Cheapest Freedom, OK Car Insurance Rates After a DUI

A DUI in Freedom, OK increases car insurance rates. Compare Freedom, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Freedom, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,311
GEICO $3,899
Liberty Mutual $8,200
Progressive $3,352
State Farm $2,591
USAA $3,979

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Cheapest Freedom, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Freedom, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Freedom, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,088 $4,088
GEICO $3,136 $3,262
Liberty Mutual $6,450 $6,450
Progressive $3,894 $3,894
State Farm $2,547 $2,635
USAA $3,026 $3,100

The Best Cheap Car Insurance Companies in Freedom, OK

Take a look at a side-by-side comparison of the top car insurance companies in Freedom, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Freedom, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,088
GEICO $3,199
Liberty Mutual $6,450
Progressive $3,894
State Farm $2,591
USAA $3,063

Category Winners: Cheapest Car Insurance in Freedom, Oklahoma

Find the cheapest car insurance companies in Freedom, OK for each category right here.

Best Annual Car Insurance Rates by Company in Freedom, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Freedom, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Freedom car insurance rates. Find the cheapest Freedom, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Freedom, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,938 $4,050 $4,277
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,153 $6,428 $6,767
Progressive $3,623 $3,870 $4,190
State Farm $2,443 $2,571 $2,759
USAA $2,975 $3,057 $3,157

What affects car insurance rates in Freedom, Oklahoma?

What factors can have an impact on Freedom, OK car insurance? There are several reasons why Freedom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Freedom, Oklahoma.

Commute Time in Freedom

The more time you spend in your car the higher the risk of an accident. The average commute length in Freedom, OK is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Freedom, OK

Ready to find affordable Freedom, Oklahoma car insurance today? Enter your ZIP code for fast, free Freedom, OK car insurance quotes.

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