Compare Freeport, FL Car Insurance Rates (2021)

Car insurance in Freeport, FL averages $307 a month. Freeport, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Freeport car insurance rates, compare quotes from the top car insurance companies in Freeport, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Freeport for teen drivers is GEICO
  • Average car insurance rates in Freeport, FL are $3,679/year
  • Average car insurance rates in Freeport, FL after a DUI are $4,416/year

If you need to buy Freeport, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Freeport, FL is right here.

You’ll find Freeport car insurance rates, the cheapest Freeport, FL car insurance companies, and information on Florida car insurance laws. You can also compare Freeport, Florida car insurance rates to St. Petersburg car insurance rates, Miami car insurance rates, and Fort Lauderdale car insurance rates.

Ready to find affordable Freeport, FL car insurance today? Enter your ZIP code for fast, free Freeport car insurance quotes.

Cheapest Freeport, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Freeport, FL car insurance rates? Every Freeport, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Freeport, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,656 $3,526 $3,184 $3,256 $12,788 $13,919 $3,746 $3,832
GEICO $2,286 $2,299 $2,138 $2,138 $4,090 $5,166 $2,523 $2,571
Liberty Mutual $3,180 $3,180 $2,916 $2,916 $6,699 $10,304 $3,180 $4,300
Nationwide $2,269 $2,254 $2,028 $2,105 $5,349 $6,638 $2,497 $2,618
Progressive $2,710 $2,577 $2,346 $2,509 $7,331 $8,054 $3,252 $3,178
State Farm $1,624 $1,624 $1,472 $1,472 $4,615 $5,910 $1,791 $1,936
USAA $1,475 $1,457 $1,357 $1,360 $4,848 $5,699 $1,851 $2,013

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Minimum Car Insurance in Freeport, FL

Every driver must carry the minimum car insurance in Freeport, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Freeport, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Freeport, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Freeport, FL. Compare credit history car insurance rates in Freeport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Freeport, Florida

Insurance Company Poor Fair Good
Allstate $8,290 $5,318 $4,358
GEICO $4,214 $2,561 $1,930
Liberty Mutual $5,900 $4,335 $3,519
Nationwide $4,015 $2,960 $2,684
Progressive $5,239 $3,682 $3,063
State Farm $3,449 $2,305 $1,913
USAA $4,114 $1,978 $1,431

Cheapest Freeport, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Freeport, FL to rates for a clean record with top companies.

Annual Freeport, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,162 $6,155 $6,896 $5,740
GEICO $2,031 $2,587 $3,835 $3,154
Liberty Mutual $3,357 $4,308 $6,157 $4,517
Nationwide $2,778 $3,025 $4,011 $3,065
Progressive $3,186 $4,643 $3,920 $4,229
State Farm $2,347 $2,764 $2,556 $2,556
USAA $1,990 $2,425 $3,535 $2,079

Cheapest Freeport, FL Car Insurance for Teen Drivers

Teen car insurance in Freeport, FL can be expensive. Take a look at rates from the top car insurance companies in Freeport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Freeport, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,788 $13,919
GEICO $4,090 $5,166
Liberty Mutual $6,699 $10,304
Nationwide $5,349 $6,638
Progressive $7,331 $8,054
State Farm $4,615 $5,910
USAA $4,848 $5,699

Cheapest Freeport, FL Car Insurance for Seniors

Take a look at Freeport, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Freeport, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,184 $3,256
GEICO $2,138 $2,138
Liberty Mutual $2,916 $2,916
Nationwide $2,028 $2,105
Progressive $2,346 $2,509
State Farm $1,472 $1,472
USAA $1,357 $1,360

Cheapest Freeport, FL Car Insurance Rates After a DUI

A DUI in Freeport, FL increases car insurance rates. Compare Freeport, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Freeport, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $3,835
Liberty Mutual $6,157
Nationwide $4,011
Progressive $3,920
State Farm $2,556
USAA $3,535

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Cheapest Freeport, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Freeport, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Freeport, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,815 $6,161
GEICO $2,887 $2,916
Liberty Mutual $4,437 $4,732
Nationwide $3,220 $3,220
Progressive $3,995 $3,995
State Farm $2,473 $2,638
USAA $2,479 $2,536

The Best Cheap Car Insurance Companies in Freeport, FL

Take a look at a side-by-side comparison of the top car insurance companies in Freeport, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Freeport, Florida

Insurance Company Average Annual Rates
Allstate $5,988
GEICO $2,902
Liberty Mutual $4,584
Nationwide $3,220
Progressive $3,995
State Farm $2,556
USAA $2,507

Category Winners: Cheapest Car Insurance in Freeport, Florida

Find the cheapest car insurance companies in Freeport, FL for each category right here.

Best Annual Car Insurance Rates by Company in Freeport, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Freeport, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Freeport car insurance rates. Find the cheapest Freeport, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Freeport, Florida

Insurance Company Low Medium High
Allstate $4,875 $6,240 $6,850
GEICO $2,482 $2,984 $3,238
Liberty Mutual $4,233 $4,653 $4,867
Nationwide $2,603 $3,337 $3,719
Progressive $3,537 $4,062 $4,384
State Farm $2,202 $2,610 $2,856
USAA $2,218 $2,581 $2,722

What affects car insurance rates in Freeport, Florida?

What factors can have an impact on Freeport, FL car insurance? There are several reasons why Freeport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Freeport, Florida.

Commute Time in Freeport

The more time you spend in your car the higher the risk of an accident. The average commute length in Freeport, FL is 34.1 minutes according to City-Data.

Compare Car Insurance Quotes in Freeport, FL

Ready to find affordable Freeport, Florida car insurance today? Enter your ZIP code for fast, free Freeport, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State