Compare Freeport, TX Car Insurance Rates (2021)

Car insurance in Freeport, TX averages $329 a month. Freeport, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Freeport car insurance rates, compare quotes from the top car insurance companies in Freeport, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Freeport for teen drivers is USAA
  • Average car insurance rates in Freeport, TX are $3,945/year
  • The cheapest car insurance company in Freeport is USAA

If you need to buy Freeport, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Freeport, TX is right here.

You’ll find Freeport car insurance rates, the cheapest Freeport, TX car insurance companies, and information on Texas car insurance laws. You can also compare Freeport, Texas car insurance rates to Arlington car insurance rates, Laredo car insurance rates, and Dallas car insurance rates.

Ready to find affordable Freeport, TX car insurance today? Enter your ZIP code for fast, free Freeport car insurance quotes.

Cheapest Freeport, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Freeport, TX car insurance rates? Every Freeport, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Freeport, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,649 $3,677 $3,603 $3,603 $9,509 $11,460 $4,491 $4,670
American Family $3,087 $3,469 $2,949 $3,410 $8,769 $11,415 $4,554 $5,194
GEICO $2,482 $2,689 $2,406 $2,744 $5,506 $5,710 $2,689 $2,677
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,402 $2,269 $2,141 $2,183 $10,075 $11,206 $2,828 $2,847
State Farm $1,810 $1,810 $1,612 $1,612 $4,339 $5,529 $1,968 $2,027
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

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Minimum Car Insurance in Freeport, TX

Every driver must carry the minimum car insurance in Freeport, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Freeport, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Freeport, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Freeport, TX. Compare credit history car insurance rates in Freeport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Freeport, Texas

Insurance Company Poor Fair Good
Allstate $7,105 $5,196 $4,448
American Family $7,258 $4,705 $4,105
GEICO $5,194 $2,938 $1,957
Nationwide $4,455 $3,582 $3,112
Progressive $5,055 $4,373 $4,054
State Farm $3,663 $2,282 $1,820
USAA $3,666 $2,141 $1,729

Cheapest Freeport, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Freeport, TX to rates for a clean record with top companies.

Annual Freeport, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,342 $6,689 $6,958 $4,342
American Family $4,865 $6,236 $5,457 $4,865
GEICO $2,853 $3,787 $3,140 $3,671
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,919 $5,075 $4,573 $4,408
State Farm $2,299 $2,638 $3,118 $2,299
USAA $1,864 $2,771 $3,274 $2,140

Cheapest Freeport, TX Car Insurance for Teen Drivers

Teen car insurance in Freeport, TX can be expensive. Take a look at rates from the top car insurance companies in Freeport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Freeport, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,460
American Family $8,769 $11,415
GEICO $5,506 $5,710
Nationwide $6,629 $8,499
Progressive $10,075 $11,206
State Farm $4,339 $5,529
USAA $4,572 $4,949

Cheapest Freeport, TX Car Insurance for Seniors

Take a look at Freeport, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Freeport, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,603 $3,603
American Family $2,949 $3,410
GEICO $2,406 $2,744
Nationwide $2,055 $2,173
Progressive $2,141 $2,183
State Farm $1,612 $1,612
USAA $1,528 $1,506

Cheapest Freeport, TX Car Insurance Rates After a DUI

A DUI in Freeport, TX increases car insurance rates. Compare Freeport, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Freeport, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,958
American Family $5,457
GEICO $3,140
Nationwide $4,772
Progressive $4,573
State Farm $3,118
USAA $3,274

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Cheapest Freeport, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Freeport, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Freeport, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,446 $5,720
American Family $5,356 $5,356
GEICO $3,301 $3,424
Nationwide $3,716 $3,716
Progressive $4,494 $4,494
State Farm $2,588 $2,588
USAA $2,481 $2,544

The Best Cheap Car Insurance Companies in Freeport, TX

Take a look at a side-by-side comparison of the top car insurance companies in Freeport, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Freeport, Texas

Insurance Company Average Annual Rates
Allstate $5,583
American Family $5,356
GEICO $3,363
Nationwide $3,716
Progressive $4,494
State Farm $2,588
USAA $2,512

Category Winners: Cheapest Car Insurance in Freeport, Texas

Find the cheapest car insurance companies in Freeport, TX for each category right here.

Best Annual Car Insurance Rates by Company in Freeport, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Freeport, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Freeport car insurance rates. Find the cheapest Freeport, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Freeport, Texas

Insurance Company Low Medium High
Allstate $5,432 $5,526 $5,790
American Family $4,924 $5,124 $6,020
GEICO $3,178 $3,320 $3,590
Nationwide $3,996 $3,558 $3,595
Progressive $4,246 $4,469 $4,767
State Farm $2,450 $2,581 $2,734
USAA $2,416 $2,500 $2,621

What affects car insurance rates in Freeport, Texas?

What factors can have an impact on Freeport, TX car insurance? There are several reasons why Freeport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Freeport, Texas.

Car Theft in Freeport

High levels of vehicle theft can make car insurance more expensive. Freeport, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Freeport

The more time you spend in your car the higher the risk of an accident. The average commute length in Freeport, TX is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Freeport, TX

Ready to find affordable Freeport, Texas car insurance today? Enter your ZIP code for fast, free Freeport, TX car insurance quotes.

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