Compare Freer, TX Car Insurance Rates (2021)

Car insurance in Freer, TX averages $329 a month. Freer, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Freer car insurance rates, compare quotes from the top car insurance companies in Freer, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Freer, TX are $3,952/year
  • The cheapest car insurance company in Freer is USAA
  • The cheapest car insurance company in Freer for teen drivers is USAA

If you need to buy Freer, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Freer, TX is right here.

You’ll find Freer car insurance rates, the cheapest Freer, TX car insurance companies, and information on Texas car insurance laws. You can also compare Freer, Texas car insurance rates to Arlington car insurance rates, Austin car insurance rates, and Dallas car insurance rates.

Ready to find affordable Freer, TX car insurance today? Enter your ZIP code for fast, free Freer car insurance quotes.

Cheapest Freer, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Freer, TX car insurance rates? Every Freer, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Freer, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,698 $3,739 $3,652 $3,652 $9,628 $11,650 $4,578 $4,784
American Family $2,863 $3,193 $2,680 $3,077 $7,685 $10,060 $4,134 $4,715
GEICO $2,259 $2,420 $2,154 $2,423 $4,775 $4,941 $2,436 $2,428
Nationwide $2,641 $2,686 $2,342 $2,477 $7,289 $9,350 $3,086 $3,335
Progressive $2,665 $2,503 $2,390 $2,426 $11,525 $12,846 $3,134 $3,131
State Farm $1,874 $1,874 $1,662 $1,662 $4,385 $5,567 $2,030 $2,092
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

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Minimum Car Insurance in Freer, TX

Every driver must carry the minimum car insurance in Freer, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Freer, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Freer, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Freer, TX. Compare credit history car insurance rates in Freer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Freer, Texas

Insurance Company Poor Fair Good
Allstate $7,219 $5,281 $4,517
American Family $6,580 $4,174 $3,648
GEICO $4,588 $2,606 $1,745
Nationwide $5,000 $3,991 $3,461
Progressive $5,694 $4,946 $4,592
State Farm $3,744 $2,329 $1,856
USAA $3,434 $1,983 $1,595

Cheapest Freer, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Freer, TX to rates for a clean record with top companies.

Annual Freer, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,436 $6,770 $7,048 $4,436
American Family $4,375 $5,570 $4,884 $4,375
GEICO $2,531 $3,299 $2,815 $3,273
Nationwide $3,608 $3,608 $5,318 $4,069
Progressive $4,417 $5,769 $5,159 $4,965
State Farm $2,358 $2,692 $3,164 $2,358
USAA $1,745 $2,571 $3,031 $2,002

Cheapest Freer, TX Car Insurance for Teen Drivers

Teen car insurance in Freer, TX can be expensive. Take a look at rates from the top car insurance companies in Freer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Freer, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,628 $11,650
American Family $7,685 $10,060
GEICO $4,775 $4,941
Nationwide $7,289 $9,350
Progressive $11,525 $12,846
State Farm $4,385 $5,567
USAA $4,176 $4,555

Cheapest Freer, TX Car Insurance for Seniors

Take a look at Freer, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Freer, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,652 $3,652
American Family $2,680 $3,077
GEICO $2,154 $2,423
Nationwide $2,342 $2,477
Progressive $2,390 $2,426
State Farm $1,662 $1,662
USAA $1,425 $1,417

Cheapest Freer, TX Car Insurance Rates After a DUI

A DUI in Freer, TX increases car insurance rates. Compare Freer, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Freer, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,048
American Family $4,884
GEICO $2,815
Nationwide $5,318
Progressive $5,159
State Farm $3,164
USAA $3,031

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Cheapest Freer, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Freer, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Freer, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,538 $5,807
American Family $4,801 $4,801
GEICO $2,919 $3,040
Nationwide $4,151 $4,151
Progressive $5,078 $5,078
State Farm $2,643 $2,643
USAA $2,308 $2,367

The Best Cheap Car Insurance Companies in Freer, TX

Take a look at a side-by-side comparison of the top car insurance companies in Freer, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Freer, Texas

Insurance Company Average Annual Rates
Allstate $5,673
American Family $4,801
GEICO $2,980
Nationwide $4,151
Progressive $5,078
State Farm $2,643
USAA $2,337

Category Winners: Cheapest Car Insurance in Freer, Texas

Find the cheapest car insurance companies in Freer, TX for each category right here.

Best Annual Car Insurance Rates by Company in Freer, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Freer, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Freer car insurance rates. Find the cheapest Freer, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Freer, Texas

Insurance Company Low Medium High
Allstate $5,549 $5,626 $5,842
American Family $4,451 $4,614 $5,337
GEICO $2,817 $2,937 $3,185
Nationwide $4,422 $3,973 $4,057
Progressive $4,720 $5,049 $5,464
State Farm $2,503 $2,632 $2,794
USAA $2,260 $2,328 $2,424

What affects car insurance rates in Freer, Texas?

What factors can have an impact on Freer, TX car insurance? There are several reasons why Freer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Freer, Texas.

Commute Time in Freer

The more time you spend in your car the higher the risk of an accident. The average commute length in Freer, TX is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Freer, TX

Ready to find affordable Freer, Texas car insurance today? Enter your ZIP code for fast, free Freer, TX car insurance quotes.

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