Compare Fremont Hills, MO Car Insurance Rates (2021)

Car insurance in Fremont Hills, MO averages $268 a month. Fremont Hills, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fremont Hills car insurance rates, compare quotes from the top car insurance companies in Fremont Hills, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fremont Hills, MO are $3,217/year
  • The cheapest car insurance company in Fremont Hills is Nationwide
  • The cheapest car insurance company in Fremont Hills for teen drivers is Nationwide

If you need to buy Fremont Hills, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Fremont Hills, MO is right here.

You’ll find Fremont Hills car insurance rates, the cheapest Fremont Hills, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Fremont Hills, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Louis car insurance rates, and Springfield car insurance rates.

Ready to find affordable Fremont Hills, MO car insurance today? Enter your ZIP code for fast, free Fremont Hills car insurance quotes.

Cheapest Fremont Hills, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fremont Hills, MO car insurance rates? Every Fremont Hills, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fremont Hills, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,654 $2,562 $2,399 $2,474 $7,526 $8,160 $2,525 $2,600
American Family $2,114 $2,114 $1,884 $1,884 $5,854 $7,601 $2,114 $2,465
Farmers $2,220 $2,209 $1,976 $2,100 $9,422 $9,749 $2,530 $2,631
GEICO $1,662 $1,871 $1,298 $1,702 $5,397 $5,664 $1,503 $1,488
Liberty Mutual $2,558 $2,770 $2,105 $2,363 $9,125 $10,138 $2,688 $2,858
Nationwide $1,523 $1,549 $1,368 $1,441 $3,979 $5,069 $1,749 $1,885
Progressive $2,000 $1,826 $1,646 $1,693 $7,111 $7,970 $2,438 $2,490
State Farm $1,701 $1,701 $1,541 $1,541 $5,140 $6,463 $1,919 $2,193
USAA $1,440 $1,430 $1,295 $1,320 $4,246 $5,187 $1,792 $1,993

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Minimum Car Insurance in Fremont Hills, MO

Every driver must carry the minimum car insurance in Fremont Hills, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Fremont Hills, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fremont Hills, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fremont Hills, MO. Compare credit history car insurance rates in Fremont Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fremont Hills, Missouri

Insurance Company Poor Fair Good
Allstate $5,321 $3,432 $2,834
American Family $4,251 $2,990 $2,519
Farmers $4,675 $3,915 $3,723
GEICO $3,550 $2,316 $1,854
Liberty Mutual $6,189 $3,798 $2,990
Nationwide $2,727 $2,266 $1,967
Progressive $3,907 $3,266 $3,018
State Farm $3,879 $2,461 $1,985
USAA $3,891 $1,818 $1,306

Cheapest Fremont Hills, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fremont Hills, MO to rates for a clean record with top companies.

Annual Fremont Hills, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,301 $3,735 $4,667 $3,747
American Family $2,420 $3,516 $4,307 $2,772
Farmers $3,534 $4,430 $4,329 $4,125
GEICO $1,959 $2,611 $3,583 $2,139
Liberty Mutual $3,137 $4,520 $4,644 $5,001
Nationwide $1,802 $2,341 $3,157 $1,982
Progressive $2,893 $3,999 $3,248 $3,447
State Farm $2,534 $3,016 $2,775 $2,775
USAA $1,882 $2,276 $3,143 $2,051

Cheapest Fremont Hills, MO Car Insurance for Teen Drivers

Teen car insurance in Fremont Hills, MO can be expensive. Take a look at rates from the top car insurance companies in Fremont Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fremont Hills, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,526 $8,160
American Family $5,854 $7,601
Farmers $9,422 $9,749
GEICO $5,397 $5,664
Liberty Mutual $9,125 $10,138
Nationwide $3,979 $5,069
Progressive $7,111 $7,970
State Farm $5,140 $6,463
USAA $4,246 $5,187

Cheapest Fremont Hills, MO Car Insurance for Seniors

Take a look at Fremont Hills, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fremont Hills, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,399 $2,474
American Family $1,884 $1,884
Farmers $1,976 $2,100
GEICO $1,298 $1,702
Liberty Mutual $2,105 $2,363
Nationwide $1,368 $1,441
Progressive $1,646 $1,693
State Farm $1,541 $1,541
USAA $1,295 $1,320

Cheapest Fremont Hills, MO Car Insurance Rates After a DUI

A DUI in Fremont Hills, MO increases car insurance rates. Compare Fremont Hills, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fremont Hills, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,667
American Family $4,307
Farmers $4,329
GEICO $3,583
Liberty Mutual $4,644
Nationwide $3,157
Progressive $3,248
State Farm $2,775
USAA $3,143

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Cheapest Fremont Hills, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fremont Hills, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fremont Hills, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,862 $3,862
American Family $3,222 $3,286
Farmers $4,104 $4,104
GEICO $2,528 $2,618
Liberty Mutual $4,326 $4,326
Nationwide $2,320 $2,320
Progressive $3,397 $3,397
State Farm $2,705 $2,845
USAA $2,253 $2,423

The Best Cheap Car Insurance Companies in Fremont Hills, MO

Take a look at a side-by-side comparison of the top car insurance companies in Fremont Hills, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fremont Hills, Missouri

Insurance Company Average Annual Rates
Allstate $3,862
American Family $3,254
Farmers $4,104
GEICO $2,573
Liberty Mutual $4,326
Nationwide $2,320
Progressive $3,397
State Farm $2,775
USAA $2,338

Category Winners: Cheapest Car Insurance in Fremont Hills, Missouri

Find the cheapest car insurance companies in Fremont Hills, MO for each category right here.

Best Annual Car Insurance Rates by Company in Fremont Hills, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Fremont Hills, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fremont Hills car insurance rates. Find the cheapest Fremont Hills, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fremont Hills, Missouri

Insurance Company Low Medium High
Allstate $3,712 $3,854 $4,021
American Family $3,147 $3,356 $3,258
Farmers $3,827 $4,064 $4,423
GEICO $2,374 $2,600 $2,745
Liberty Mutual $4,066 $4,349 $4,562
Nationwide $2,171 $2,346 $2,444
Progressive $3,003 $3,405 $3,783
State Farm $2,569 $2,787 $2,968
USAA $2,235 $2,329 $2,450

What affects car insurance rates in Fremont Hills, Missouri?

What factors can have an impact on Fremont Hills, MO car insurance? There are several reasons why Fremont Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fremont Hills, Missouri.

Commute Time in Fremont Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Fremont Hills, MO is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Fremont Hills, MO

Ready to find affordable Fremont Hills, Missouri car insurance today? Enter your ZIP code for fast, free Fremont Hills, MO car insurance quotes.

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