Compare Fremont, IA Car Insurance Rates (2021)

Car insurance in Fremont, IA averages $242 a month. Fremont, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Fremont car insurance rates, compare quotes from the top car insurance companies in Fremont, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fremont, IA after a DUI are $3,498/year
  • Average car insurance rates in Fremont, IA are $2,908/year
  • The cheapest car insurance company in Fremont for teen drivers is USAA

If you need to buy Fremont, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Fremont, IA is right here.

You’ll find Fremont car insurance rates, the cheapest Fremont, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Fremont, Iowa car insurance rates to Davenport car insurance rates, Ames car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Fremont, IA car insurance today? Enter your ZIP code for fast, free Fremont car insurance quotes.

Cheapest Fremont, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fremont, IA car insurance rates? Every Fremont, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fremont, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,727 $1,667 $1,422 $1,475 $4,167 $4,709 $2,078 $2,248
State Farm $1,463 $1,463 $1,281 $1,281 $3,894 $4,949 $1,643 $1,865
Travelers $2,504 $2,556 $2,424 $2,431 $10,922 $17,346 $2,602 $3,094
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

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Minimum Car Insurance in Fremont, IA

Every driver must carry the minimum car insurance in Fremont, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Fremont, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fremont, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fremont, IA. Compare credit history car insurance rates in Fremont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fremont, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,846 $2,827 $2,374
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,885 $2,323 $2,102
State Farm $3,176 $1,965 $1,549
Travelers $6,176 $5,266 $5,014
USAA $2,479 $1,703 $1,474

Cheapest Fremont, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fremont, IA to rates for a clean record with top companies.

Annual Fremont, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,961 $3,203 $2,126 $2,456
State Farm $2,069 $2,391 $2,230 $2,230
Travelers $4,004 $5,328 $7,127 $5,481
USAA $1,440 $1,933 $2,515 $1,654

Cheapest Fremont, IA Car Insurance for Teen Drivers

Teen car insurance in Fremont, IA can be expensive. Take a look at rates from the top car insurance companies in Fremont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fremont, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $5,177 $7,274
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,167 $4,709
State Farm $3,894 $4,949
Travelers $10,922 $17,346
USAA $3,409 $3,621

Cheapest Fremont, IA Car Insurance for Seniors

Take a look at Fremont, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fremont, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,741 $1,741
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,422 $1,475
State Farm $1,281 $1,281
Travelers $2,424 $2,431
USAA $1,155 $1,178

Cheapest Fremont, IA Car Insurance Rates After a DUI

A DUI in Fremont, IA increases car insurance rates. Compare Fremont, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fremont, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,261
American Family $4,138
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,126
State Farm $2,230
Travelers $7,127
USAA $2,515

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Cheapest Fremont, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fremont, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fremont, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,878
American Family $2,981 $3,051
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,437 $2,437
State Farm $2,176 $2,284
Travelers $5,485 $5,485
USAA $1,816 $1,954

The Best Cheap Car Insurance Companies in Fremont, IA

Take a look at a side-by-side comparison of the top car insurance companies in Fremont, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fremont, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $3,016
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,437
State Farm $2,230
Travelers $5,485
USAA $1,885

Category Winners: Cheapest Car Insurance in Fremont, Iowa

Find the cheapest car insurance companies in Fremont, IA for each category right here.

Best Annual Car Insurance Rates by Company in Fremont, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Fremont, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fremont car insurance rates. Find the cheapest Fremont, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fremont, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $3,033 $3,183 $2,831
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,302 $2,443 $2,565
State Farm $2,122 $2,243 $2,325
Travelers $5,184 $5,566 $5,704
USAA $1,792 $1,891 $1,973

What affects car insurance rates in Fremont, Iowa?

What factors can have an impact on Fremont, IA car insurance? There are several reasons why Fremont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fremont, Iowa.

Commute Time in Fremont

The more time you spend in your car the higher the risk of an accident. The average commute length in Fremont, IA is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Fremont, IA

Ready to find affordable Fremont, Iowa car insurance today? Enter your ZIP code for fast, free Fremont, IA car insurance quotes.

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