Compare Fremont, MO Car Insurance Rates (2021)

Car insurance in Fremont, MO averages $281 a month. Fremont, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fremont car insurance rates, compare quotes from the top car insurance companies in Fremont, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fremont for teen drivers is Nationwide
  • The cheapest car insurance company in Fremont is Nationwide
  • Average car insurance rates in Fremont, MO after a DUI are $3,913/year

If you need to buy Fremont, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Fremont, MO is right here.

You’ll find Fremont car insurance rates, the cheapest Fremont, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Fremont, Missouri car insurance rates to St. Louis car insurance rates, Columbia car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Fremont, MO car insurance today? Enter your ZIP code for fast, free Fremont car insurance quotes.

Cheapest Fremont, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fremont, MO car insurance rates? Every Fremont, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fremont, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,146 $2,146 $1,913 $1,913 $5,927 $7,699 $2,146 $2,505
Farmers $2,544 $2,547 $2,277 $2,402 $10,217 $10,608 $2,900 $3,052
GEICO $2,040 $2,265 $1,586 $1,982 $6,088 $6,467 $1,909 $1,941
Liberty Mutual $2,659 $2,887 $2,188 $2,456 $8,907 $9,898 $2,807 $3,005
Nationwide $1,470 $1,506 $1,312 $1,394 $3,745 $4,812 $1,679 $1,820
Progressive $2,187 $2,047 $1,786 $1,838 $7,003 $7,892 $2,677 $2,762
State Farm $1,887 $1,887 $1,678 $1,678 $5,316 $6,694 $2,118 $2,425
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fremont, MO

Every driver must carry the minimum car insurance in Fremont, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Fremont, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fremont, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fremont, MO. Compare credit history car insurance rates in Fremont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fremont, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,311 $3,032 $2,555
Farmers $5,228 $4,343 $4,134
GEICO $4,193 $2,729 $2,182
Liberty Mutual $6,259 $3,800 $2,994
Nationwide $2,620 $2,157 $1,875
Progressive $4,087 $3,374 $3,112
State Farm $4,022 $2,658 $2,201
USAA $4,216 $1,958 $1,402

Cheapest Fremont, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fremont, MO to rates for a clean record with top companies.

Annual Fremont, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,460 $3,562 $4,361 $2,814
Farmers $3,986 $4,892 $4,790 $4,605
GEICO $2,426 $3,061 $4,042 $2,610
Liberty Mutual $3,169 $4,529 $4,682 $5,025
Nationwide $1,750 $2,235 $2,972 $1,912
Progressive $3,057 $4,078 $3,384 $3,577
State Farm $2,729 $3,192 $2,960 $2,960
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Fremont, MO Car Insurance for Teen Drivers

Teen car insurance in Fremont, MO can be expensive. Take a look at rates from the top car insurance companies in Fremont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fremont, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,927 $7,699
Farmers $10,217 $10,608
GEICO $6,088 $6,467
Liberty Mutual $8,907 $9,898
Nationwide $3,745 $4,812
Progressive $7,003 $7,892
State Farm $5,316 $6,694
USAA $4,587 $5,609

Cheapest Fremont, MO Car Insurance for Seniors

Take a look at Fremont, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fremont, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,913 $1,913
Farmers $2,277 $2,402
GEICO $1,586 $1,982
Liberty Mutual $2,188 $2,456
Nationwide $1,312 $1,394
Progressive $1,786 $1,838
State Farm $1,678 $1,678
USAA $1,391 $1,422

Cheapest Fremont, MO Car Insurance Rates After a DUI

A DUI in Fremont, MO increases car insurance rates. Compare Fremont, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fremont, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,361
Farmers $4,790
GEICO $4,042
Liberty Mutual $4,682
Nationwide $2,972
Progressive $3,384
State Farm $2,960
USAA $3,392

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fremont, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fremont, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fremont, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,267 $3,332
Farmers $4,568 $4,568
GEICO $2,972 $3,097
Liberty Mutual $4,351 $4,351
Nationwide $2,217 $2,217
Progressive $3,524 $3,524
State Farm $2,890 $3,030
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Fremont, MO

Take a look at a side-by-side comparison of the top car insurance companies in Fremont, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fremont, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,299
Farmers $4,568
GEICO $3,035
Liberty Mutual $4,351
Nationwide $2,217
Progressive $3,524
State Farm $2,960
USAA $2,526

Category Winners: Cheapest Car Insurance in Fremont, Missouri

Find the cheapest car insurance companies in Fremont, MO for each category right here.

Best Annual Car Insurance Rates by Company in Fremont, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fremont, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fremont car insurance rates. Find the cheapest Fremont, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fremont, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,193 $3,403 $3,302
Farmers $4,290 $4,524 $4,892
GEICO $2,861 $3,052 $3,192
Liberty Mutual $4,111 $4,369 $4,574
Nationwide $2,091 $2,237 $2,324
Progressive $3,191 $3,529 $3,852
State Farm $2,797 $2,966 $3,118
USAA $2,420 $2,517 $2,640

Compare Car Insurance Quotes in Fremont, MO

Ready to find affordable Fremont, Missouri car insurance today? Enter your ZIP code for fast, free Fremont, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption