Compare Frenchburg, KY Car Insurance Rates (2021)

Car insurance in Frenchburg, KY averages $468 a month. Frenchburg, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Frenchburg car insurance rates, compare quotes from the top car insurance companies in Frenchburg, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Frenchburg is USAA
  • Average car insurance rates in Frenchburg, KY are $5,621/year
  • Average car insurance rates in Frenchburg, KY after a DUI are $6,798/year

If you need to buy Frenchburg, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Frenchburg, KY is right here.

You’ll find Frenchburg car insurance rates, the cheapest Frenchburg, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Frenchburg, Kentucky car insurance rates to Nicholasville car insurance rates, Owensboro car insurance rates, and Independence car insurance rates.

Ready to find affordable Frenchburg, KY car insurance today? Enter your ZIP code for fast, free Frenchburg car insurance quotes.

Cheapest Frenchburg, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Frenchburg, KY car insurance rates? Every Frenchburg, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Frenchburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,150 $5,022 $4,720 $5,049 $21,921 $24,317 $5,540 $5,768
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,977 $3,218 $2,539 $2,823 $13,280 $14,645 $3,100 $3,202
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,434 $2,311 $2,187 $2,193 $12,002 $13,618 $3,024 $3,093
State Farm $1,757 $1,757 $1,570 $1,570 $5,042 $6,407 $1,956 $2,163
Travelers $2,827 $2,874 $2,803 $2,793 $13,989 $22,282 $2,970 $3,426
USAA $1,853 $1,853 $1,676 $1,700 $4,982 $5,239 $2,336 $2,553

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Minimum Car Insurance in Frenchburg, KY

Every driver must carry the minimum car insurance in Frenchburg, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Frenchburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Frenchburg, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Frenchburg, KY. Compare credit history car insurance rates in Frenchburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Frenchburg, Kentucky

Insurance Company Poor Fair Good
Allstate $12,916 $8,858 $7,284
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,191 $5,032 $3,946
Nationwide $9,500 $7,372 $6,351
Progressive $5,707 $4,978 $4,639
State Farm $4,001 $2,429 $1,903
Travelers $7,536 $6,363 $6,338
USAA $4,119 $2,315 $1,888

Cheapest Frenchburg, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Frenchburg, KY to rates for a clean record with top companies.

Annual Frenchburg, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,819 $10,524 $11,408 $8,993
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,744 $7,366 $5,716 $5,067
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $4,220 $6,263 $4,816 $5,133
State Farm $2,550 $3,005 $2,778 $2,778
Travelers $5,854 $6,026 $8,796 $6,306
USAA $2,090 $2,954 $3,534 $2,517

Cheapest Frenchburg, KY Car Insurance for Teen Drivers

Teen car insurance in Frenchburg, KY can be expensive. Take a look at rates from the top car insurance companies in Frenchburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Frenchburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,921 $24,317
GEICO $7,170 $8,568
Liberty Mutual $13,280 $14,645
Nationwide $12,445 $15,350
Progressive $12,002 $13,618
State Farm $5,042 $6,407
Travelers $13,989 $22,282
USAA $4,982 $5,239

Cheapest Frenchburg, KY Car Insurance for Seniors

Take a look at Frenchburg, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Frenchburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,720 $5,049
GEICO $3,742 $3,389
Liberty Mutual $2,539 $2,823
Nationwide $5,015 $5,208
Progressive $2,187 $2,193
State Farm $1,570 $1,570
Travelers $2,803 $2,793
USAA $1,676 $1,700

Cheapest Frenchburg, KY Car Insurance Rates After a DUI

A DUI in Frenchburg, KY increases car insurance rates. Compare Frenchburg, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Frenchburg, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,408
GEICO $7,199
Liberty Mutual $5,716
Nationwide $10,137
Progressive $4,816
State Farm $2,778
Travelers $8,796
USAA $3,534

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Cheapest Frenchburg, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Frenchburg, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Frenchburg, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,686 $9,686
GEICO $4,371 $4,456
Liberty Mutual $5,723 $5,723
Nationwide $7,741 $7,741
Progressive $5,108 $5,108
State Farm $2,708 $2,847
Travelers $6,745 $6,745
USAA $2,671 $2,877

The Best Cheap Car Insurance Companies in Frenchburg, KY

Take a look at a side-by-side comparison of the top car insurance companies in Frenchburg, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Frenchburg, Kentucky

Insurance Company Average Annual Rates
Allstate $9,686
GEICO $4,413
Liberty Mutual $5,723
Nationwide $7,741
Progressive $5,108
State Farm $2,778
Travelers $6,745
USAA $2,774

Category Winners: Cheapest Car Insurance in Frenchburg, Kentucky

Find the cheapest car insurance companies in Frenchburg, KY for each category right here.

Best Annual Car Insurance Rates by Company in Frenchburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Frenchburg, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Frenchburg car insurance rates. Find the cheapest Frenchburg, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Frenchburg, Kentucky

Insurance Company Low Medium High
Allstate $8,469 $9,622 $10,967
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,442 $5,685 $6,043
Nationwide $7,713 $7,608 $7,902
Progressive $4,715 $5,034 $5,575
State Farm $2,588 $2,773 $2,972
Travelers $6,443 $6,779 $7,014
USAA $2,643 $2,767 $2,912

What affects car insurance rates in Frenchburg, Kentucky?

What factors can have an impact on Frenchburg, KY car insurance? There are several reasons why Frenchburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Frenchburg, Kentucky.

Commute Time in Frenchburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Frenchburg, KY is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Frenchburg, KY

Ready to find affordable Frenchburg, Kentucky car insurance today? Enter your ZIP code for fast, free Frenchburg, KY car insurance quotes.

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