Compare Fresno, CA Car Insurance Rates (2021)

Car insurance in Fresno, CA averages $308 a month. Fresno, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fresno car insurance rates, compare quotes from the top car insurance companies in Fresno, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fresno for teen drivers is USAA
  • The cheapest ZIP code in Fresno is 93730
  • Average car insurance rates in Fresno, CA are $3,692/year

If you need to buy Fresno, California car insurance, the options can be confusing. Everything you need to know about car insurance in Fresno, CA is right here.

You’ll find Fresno car insurance rates, the cheapest Fresno, CA car insurance companies, and information on California car insurance laws. You can also compare Fresno, California car insurance rates to Fresno car insurance rates, Sacramento car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Fresno, CA car insurance today? Enter your ZIP code for fast, free Fresno car insurance quotes.

Cheapest Fresno, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fresno, CA car insurance rates? Every Fresno, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fresno, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,715 $2,718 $1,973 $1,993 $7,420 $9,326 $3,462 $3,805
Farmers $3,190 $3,190 $2,867 $2,867 $10,169 $16,680 $3,777 $4,202
GEICO $1,698 $1,699 $1,597 $1,597 $5,148 $5,234 $2,436 $2,491
Liberty Mutual $2,310 $2,187 $2,139 $2,074 $4,985 $5,311 $2,604 $2,630
Nationwide $3,242 $3,097 $2,842 $2,681 $8,191 $9,063 $3,864 $3,816
Progressive $1,695 $1,742 $1,455 $1,718 $4,524 $5,434 $2,453 $2,633
State Farm $3,342 $3,342 $2,986 $2,986 $6,146 $7,638 $3,697 $3,810
Travelers $2,395 $2,320 $2,116 $2,094 $4,926 $5,627 $3,107 $3,044
USAA $1,905 $1,805 $1,859 $1,866 $4,348 $4,367 $2,630 $2,486

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Minimum Car Insurance in Fresno, CA

Every driver must carry the minimum car insurance in Fresno, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Fresno, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fresno, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fresno, CA to rates for a clean record with top companies.

Annual Fresno, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,226 $6,658 $3,302
Farmers $4,340 $5,906 $7,359 $5,866
GEICO $1,915 $2,952 $3,708 $2,375
Liberty Mutual $2,629 $3,524 $3,181 $2,786
Nationwide $3,208 $4,115 $6,960 $4,115
Progressive $1,769 $3,013 $3,495 $2,549
State Farm $3,027 $3,611 $6,822 $3,514
Travelers $2,144 $3,480 $4,045 $3,146
USAA $1,766 $2,629 $4,304 $1,935

Cheapest Fresno, CA Car Insurance for Teen Drivers

Teen car insurance in Fresno, CA can be expensive. Take a look at rates from the top car insurance companies in Fresno for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fresno, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,420 $9,326
Farmers $10,169 $16,680
GEICO $5,148 $5,234
Liberty Mutual $4,985 $5,311
Nationwide $8,191 $9,063
Progressive $4,524 $5,434
State Farm $6,146 $7,638
Travelers $4,926 $5,627
USAA $4,348 $4,367

Cheapest Fresno, CA Car Insurance for Seniors

Take a look at Fresno, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fresno, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,973 $1,993
Farmers $2,867 $2,867
GEICO $1,597 $1,597
Liberty Mutual $2,139 $2,074
Nationwide $2,842 $2,681
Progressive $1,455 $1,718
State Farm $2,986 $2,986
Travelers $2,116 $2,094
USAA $1,859 $1,866

Cheapest Fresno, CA Car Insurance Rates After a DUI

A DUI in Fresno, CA increases car insurance rates. Compare Fresno, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fresno, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,658
Farmers $7,359
GEICO $3,708
Liberty Mutual $3,181
Nationwide $6,960
Progressive $3,495
State Farm $6,822
Travelers $4,045
USAA $4,304

Cheapest Fresno, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fresno, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fresno, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,760 $4,593
Farmers $5,324 $6,412
GEICO $2,487 $2,988
Liberty Mutual $2,780 $3,279
Nationwide $4,065 $5,134
Progressive $2,457 $2,956
State Farm $4,088 $4,399
Travelers $2,884 $3,524
USAA $2,449 $2,867

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Cheapest Fresno, CA Car Insurance Rates by ZIP Code

Fresno car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fresno, CA.

Annual Car Insurance Rates by ZIP Code in Fresno, California

ZIP Code Average Annual Rates
93650 $4,983
93701 $5,409
93702 $5,289
93703 $5,191
93704 $4,954
93705 $5,058
93706 $5,257
93710 $4,733
93711 $4,959
93720 $4,761
93721 $5,517
93722 $5,055
93723 $4,955
93725 $5,135
93726 $5,187
93727 $5,022
93728 $5,023
93730 $4,693
93737 $4,926
93740 $4,947
93741 $5,036

The Best Cheap Car Insurance Companies in Fresno, CA

Take a look at a side-by-side comparison of the top car insurance companies in Fresno, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fresno, California

Insurance Company Average Annual Rates
Allstate $4,177
Farmers $5,868
GEICO $2,738
Liberty Mutual $3,030
Nationwide $4,600
Progressive $2,707
State Farm $4,244
Travelers $3,204
USAA $2,658

Category Winners: Cheapest Car Insurance in Fresno, California

Find the cheapest car insurance companies in Fresno, CA for each category right here.

Best Annual Car Insurance Rates by Company in Fresno, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Fresno, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fresno car insurance rates. Find the cheapest Fresno, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fresno, California

Insurance Company Low Medium High
Allstate $3,927 $4,216 $4,387
Farmers $5,469 $5,913 $6,222
GEICO $2,460 $2,770 $2,982
Liberty Mutual $2,821 $3,056 $3,213
Nationwide $4,107 $4,682 $5,009
Progressive $2,396 $2,793 $2,931
State Farm $3,809 $4,317 $4,605
Travelers $2,797 $3,289 $3,525
USAA $2,402 $2,712 $2,861

What affects car insurance rates in Fresno, California?

What factors can have an impact on Fresno, CA car insurance? There are several reasons why Fresno car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fresno, California.

Car Theft in Fresno

High levels of vehicle theft can make car insurance more expensive. Fresno, CA car theft statistics from the FBI indicate 2,365 vehicle thefts a year.

Commute Time in Fresno

The more time you spend in your car the higher the risk of an accident. The average commute length in Fresno, CA is 22.2 minutes according to City-Data.

Traffic in Fresno

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fresno, CA traffic data from INRIX ranks Fresno as the 528th-most congested in the world.

Compare Car Insurance Quotes in Fresno, CA

Ready to find affordable Fresno, California car insurance today? Enter your ZIP code for fast, free Fresno, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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