Compare Front Royal, VA Car Insurance Rates (2021)

Car insurance in Front Royal, VA averages $188 a month. Front Royal, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Front Royal car insurance rates, compare quotes from the top car insurance companies in Front Royal, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Front Royal, VA after a DUI are $2,663/year
  • The cheapest car insurance company in Front Royal is USAA
  • Average car insurance rates in Front Royal, VA are $2,251/year

If you need to buy Front Royal, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Front Royal, VA is right here.

You’ll find Front Royal car insurance rates, the cheapest Front Royal, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Front Royal, Virginia car insurance rates to Roanoke car insurance rates, Chesapeake car insurance rates, and Suffolk car insurance rates.

Ready to find affordable Front Royal, VA car insurance today? Enter your ZIP code for fast, free Front Royal car insurance quotes.

Cheapest Front Royal, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Front Royal, VA car insurance rates? Every Front Royal, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Front Royal, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,958 $1,850 $1,945 $1,945 $6,098 $7,026 $2,542 $2,551
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,371 $1,379 $1,218 $1,251 $3,253 $4,188 $1,511 $1,643
Progressive $1,174 $1,116 $1,060 $1,065 $5,336 $5,988 $1,420 $1,453
State Farm $1,344 $1,344 $1,205 $1,205 $3,960 $4,974 $1,518 $1,747
USAA $1,126 $1,108 $1,054 $1,059 $3,503 $4,169 $1,449 $1,593

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Minimum Car Insurance in Front Royal, VA

Every driver must carry the minimum car insurance in Front Royal, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Front Royal, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Front Royal, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Front Royal, VA. Compare credit history car insurance rates in Front Royal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Front Royal, Virginia

Insurance Company Poor Fair Good
Allstate $3,947 $3,162 $2,610
GEICO $2,135 $1,815 $1,815
Nationwide $2,341 $1,881 $1,708
Progressive $2,595 $2,267 $2,118
State Farm $3,074 $1,906 $1,506
USAA $2,517 $1,715 $1,415

Cheapest Front Royal, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Front Royal, VA to rates for a clean record with top companies.

Annual Front Royal, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,432 $3,848 $3,552 $3,126
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,721 $1,721 $2,514 $1,950
Progressive $1,991 $2,632 $2,369 $2,315
State Farm $1,980 $2,344 $2,162 $2,162
USAA $1,457 $1,892 $2,503 $1,678

Cheapest Front Royal, VA Car Insurance for Teen Drivers

Teen car insurance in Front Royal, VA can be expensive. Take a look at rates from the top car insurance companies in Front Royal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Front Royal, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,098 $7,026
GEICO $2,916 $3,915
Nationwide $3,253 $4,188
Progressive $5,336 $5,988
State Farm $3,960 $4,974
USAA $3,503 $4,169

Cheapest Front Royal, VA Car Insurance for Seniors

Take a look at Front Royal, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Front Royal, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,945 $1,945
GEICO $1,304 $1,304
Nationwide $1,218 $1,251
Progressive $1,060 $1,065
State Farm $1,205 $1,205
USAA $1,054 $1,059

Cheapest Front Royal, VA Car Insurance Rates After a DUI

A DUI in Front Royal, VA increases car insurance rates. Compare Front Royal, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Front Royal, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,552
GEICO $2,874
Nationwide $2,514
Progressive $2,369
State Farm $2,162
USAA $2,503

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Cheapest Front Royal, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Front Royal, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Front Royal, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,142 $3,337
GEICO $1,885 $1,957
Nationwide $1,977 $1,977
Progressive $2,327 $2,327
State Farm $2,110 $2,214
USAA $1,813 $1,952

The Best Cheap Car Insurance Companies in Front Royal, VA

Take a look at a side-by-side comparison of the top car insurance companies in Front Royal, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Front Royal, Virginia

Insurance Company Average Annual Rates
Allstate $3,239
GEICO $1,921
Nationwide $1,977
Progressive $2,327
State Farm $2,162
USAA $1,883

Category Winners: Cheapest Car Insurance in Front Royal, Virginia

Find the cheapest car insurance companies in Front Royal, VA for each category right here.

Best Annual Car Insurance Rates by Company in Front Royal, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Front Royal, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Front Royal car insurance rates. Find the cheapest Front Royal, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Front Royal, Virginia

Insurance Company Low Medium High
Allstate $3,158 $3,241 $3,320
GEICO $1,857 $1,920 $1,987
Nationwide $2,077 $1,957 $1,895
Progressive $2,237 $2,305 $2,438
State Farm $2,046 $2,158 $2,282
USAA $1,808 $1,886 $1,953

What affects car insurance rates in Front Royal, Virginia?

What factors can have an impact on Front Royal, VA car insurance? There are several reasons why Front Royal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Front Royal, Virginia.

Commute Time in Front Royal

The more time you spend in your car the higher the risk of an accident. The average commute length in Front Royal, VA is 33.5 minutes according to City-Data.

Compare Car Insurance Quotes in Front Royal, VA

Ready to find affordable Front Royal, Virginia car insurance today? Enter your ZIP code for fast, free Front Royal, VA car insurance quotes.

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