Compare Fruit Cove, FL Car Insurance Rates (2021)

Car insurance in Fruit Cove, FL averages $321 a month. Fruit Cove, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Fruit Cove car insurance rates, compare quotes from the top car insurance companies in Fruit Cove, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fruit Cove is USAA
  • The cheapest car insurance company in Fruit Cove for teen drivers is USAA
  • Average car insurance rates in Fruit Cove, FL after a DUI are $4,597/year

If you need to buy Fruit Cove, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Fruit Cove, FL is right here.

You’ll find Fruit Cove car insurance rates, the cheapest Fruit Cove, FL car insurance companies, and information on Florida car insurance laws. You can also compare Fruit Cove, Florida car insurance rates to Fort Lauderdale car insurance rates, Tampa car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Fruit Cove, FL car insurance today? Enter your ZIP code for fast, free Fruit Cove car insurance quotes.

Cheapest Fruit Cove, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fruit Cove, FL car insurance rates? Every Fruit Cove, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fruit Cove, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,979 $3,836 $3,479 $3,554 $13,972 $15,255 $4,038 $4,120
GEICO $2,549 $2,559 $2,389 $2,389 $4,609 $5,824 $2,813 $2,859
Liberty Mutual $2,689 $2,689 $2,476 $2,476 $5,535 $8,451 $2,689 $3,595
Nationwide $2,428 $2,402 $2,171 $2,246 $5,847 $7,219 $2,675 $2,791
Progressive $3,218 $3,049 $2,788 $2,976 $9,183 $10,077 $3,890 $3,754
State Farm $1,652 $1,652 $1,500 $1,500 $4,848 $6,221 $1,830 $1,979
USAA $1,394 $1,371 $1,299 $1,291 $4,756 $5,538 $1,746 $1,889

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Minimum Car Insurance in Fruit Cove, FL

Every driver must carry the minimum car insurance in Fruit Cove, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Fruit Cove, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fruit Cove, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fruit Cove, FL. Compare credit history car insurance rates in Fruit Cove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fruit Cove, Florida

Insurance Company Poor Fair Good
Allstate $9,068 $5,792 $4,728
GEICO $4,749 $2,860 $2,139
Liberty Mutual $4,889 $3,623 $2,963
Nationwide $4,327 $3,194 $2,897
Progressive $6,323 $4,504 $3,774
State Farm $3,611 $2,378 $1,955
USAA $3,912 $1,920 $1,400

Cheapest Fruit Cove, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fruit Cove, FL to rates for a clean record with top companies.

Annual Fruit Cove, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,623 $6,719 $7,519 $6,255
GEICO $2,256 $2,890 $4,313 $3,537
Liberty Mutual $2,824 $3,599 $5,107 $3,770
Nationwide $2,972 $3,253 $4,369 $3,297
Progressive $3,839 $5,689 $4,782 $5,158
State Farm $2,423 $2,872 $2,648 $2,648
USAA $1,889 $2,330 $3,444 $1,980

Cheapest Fruit Cove, FL Car Insurance for Teen Drivers

Teen car insurance in Fruit Cove, FL can be expensive. Take a look at rates from the top car insurance companies in Fruit Cove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fruit Cove, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,972 $15,255
GEICO $4,609 $5,824
Liberty Mutual $5,535 $8,451
Nationwide $5,847 $7,219
Progressive $9,183 $10,077
State Farm $4,848 $6,221
USAA $4,756 $5,538

Cheapest Fruit Cove, FL Car Insurance for Seniors

Take a look at Fruit Cove, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fruit Cove, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,479 $3,554
GEICO $2,389 $2,389
Liberty Mutual $2,476 $2,476
Nationwide $2,171 $2,246
Progressive $2,788 $2,976
State Farm $1,500 $1,500
USAA $1,299 $1,291

Cheapest Fruit Cove, FL Car Insurance Rates After a DUI

A DUI in Fruit Cove, FL increases car insurance rates. Compare Fruit Cove, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fruit Cove, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,519
GEICO $4,313
Liberty Mutual $5,107
Nationwide $4,369
Progressive $4,782
State Farm $2,648
USAA $3,444

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Cheapest Fruit Cove, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fruit Cove, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fruit Cove, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,340 $6,718
GEICO $3,233 $3,265
Liberty Mutual $3,706 $3,944
Nationwide $3,473 $3,473
Progressive $4,867 $4,867
State Farm $2,561 $2,735
USAA $2,384 $2,438

The Best Cheap Car Insurance Companies in Fruit Cove, FL

Take a look at a side-by-side comparison of the top car insurance companies in Fruit Cove, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fruit Cove, Florida

Insurance Company Average Annual Rates
Allstate $6,529
GEICO $3,249
Liberty Mutual $3,825
Nationwide $3,473
Progressive $4,867
State Farm $2,648
USAA $2,411

Category Winners: Cheapest Car Insurance in Fruit Cove, Florida

Find the cheapest car insurance companies in Fruit Cove, FL for each category right here.

Best Annual Car Insurance Rates by Company in Fruit Cove, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fruit Cove, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fruit Cove car insurance rates. Find the cheapest Fruit Cove, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fruit Cove, Florida

Insurance Company Low Medium High
Allstate $5,160 $6,838 $7,590
GEICO $2,668 $3,364 $3,714
Liberty Mutual $3,514 $3,880 $4,081
Nationwide $2,762 $3,606 $4,049
Progressive $4,070 $4,981 $5,550
State Farm $2,269 $2,710 $2,964
USAA $2,101 $2,492 $2,640

What affects car insurance rates in Fruit Cove, Florida?

What factors can have an impact on Fruit Cove, FL car insurance? There are several reasons why Fruit Cove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fruit Cove, Florida.

Commute Time in Fruit Cove

The more time you spend in your car the higher the risk of an accident. The average commute length in Fruit Cove, FL is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Fruit Cove, FL

Ready to find affordable Fruit Cove, Florida car insurance today? Enter your ZIP code for fast, free Fruit Cove, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State