Compare Fruitland, NM Car Insurance Rates (2021)

Car insurance in Fruitland, NM averages $274 a month. Fruitland, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fruitland car insurance rates, compare quotes from the top car insurance companies in Fruitland, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fruitland for teen drivers is State Farm
  • Average car insurance rates in Fruitland, NM are $3,286/year
  • The cheapest car insurance company in Fruitland is State Farm

If you need to buy Fruitland, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Fruitland, NM is right here.

You’ll find Fruitland car insurance rates, the cheapest Fruitland, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Fruitland, New Mexico car insurance rates to Las Cruces car insurance rates, Santa Fe car insurance rates, and Hobbs car insurance rates.

Ready to find affordable Fruitland, NM car insurance today? Enter your ZIP code for fast, free Fruitland car insurance quotes.

Cheapest Fruitland, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fruitland, NM car insurance rates? Every Fruitland, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fruitland, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,506 $1,447 $1,381 $1,378 $6,407 $7,217 $1,813 $1,866
State Farm $1,451 $1,451 $1,323 $1,323 $3,900 $4,882 $1,619 $1,790
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

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Minimum Car Insurance in Fruitland, NM

Every driver must carry the minimum car insurance in Fruitland, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Fruitland, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fruitland, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fruitland, NM. Compare credit history car insurance rates in Fruitland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fruitland, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $3,139 $2,817 $2,675
State Farm $3,146 $1,952 $1,553
USAA $3,040 $2,276 $1,973

Cheapest Fruitland, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fruitland, NM to rates for a clean record with top companies.

Annual Fruitland, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,484 $3,418 $2,677 $2,929
State Farm $2,083 $2,262 $2,262 $2,262
USAA $1,802 $2,514 $3,304 $2,100

Cheapest Fruitland, NM Car Insurance for Teen Drivers

Teen car insurance in Fruitland, NM can be expensive. Take a look at rates from the top car insurance companies in Fruitland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fruitland, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $6,407 $7,217
State Farm $3,900 $4,882
USAA $4,267 $4,820

Cheapest Fruitland, NM Car Insurance for Seniors

Take a look at Fruitland, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fruitland, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,381 $1,378
State Farm $1,323 $1,323
USAA $1,530 $1,522

Cheapest Fruitland, NM Car Insurance Rates After a DUI

A DUI in Fruitland, NM increases car insurance rates. Compare Fruitland, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fruitland, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $2,677
State Farm $2,262
USAA $3,304

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Cheapest Fruitland, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fruitland, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fruitland, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $2,877 $2,877
State Farm $2,163 $2,271
USAA $2,357 $2,502

The Best Cheap Car Insurance Companies in Fruitland, NM

Take a look at a side-by-side comparison of the top car insurance companies in Fruitland, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fruitland, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $2,877
State Farm $2,217
USAA $2,430

Category Winners: Cheapest Car Insurance in Fruitland, New Mexico

Find the cheapest car insurance companies in Fruitland, NM for each category right here.

Best Annual Car Insurance Rates by Company in Fruitland, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fruitland, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fruitland car insurance rates. Find the cheapest Fruitland, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fruitland, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $2,729 $2,876 $3,026
State Farm $2,013 $2,223 $2,416
USAA $2,258 $2,442 $2,590

What affects car insurance rates in Fruitland, New Mexico?

What factors can have an impact on Fruitland, NM car insurance? There are several reasons why Fruitland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fruitland, New Mexico.

Commute Time in Fruitland

The more time you spend in your car the higher the risk of an accident. The average commute length in Fruitland, NM is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Fruitland, NM

Ready to find affordable Fruitland, New Mexico car insurance today? Enter your ZIP code for fast, free Fruitland, NM car insurance quotes.

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