Compare Fulton, AL Car Insurance Rates (2021)

Car insurance in Fulton, AL averages $304 a month. Fulton, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fulton car insurance rates, compare quotes from the top car insurance companies in Fulton, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fulton, AL after a DUI are $4,161/year
  • The cheapest car insurance company in Fulton is USAA
  • Average car insurance rates in Fulton, AL are $3,645/year

If you need to buy Fulton, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Fulton, AL is right here.

You’ll find Fulton car insurance rates, the cheapest Fulton, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Fulton, Alabama car insurance rates to Mobile car insurance rates, Auburn car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Fulton, AL car insurance today? Enter your ZIP code for fast, free Fulton car insurance quotes.

Cheapest Fulton, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fulton, AL car insurance rates? Every Fulton, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fulton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,045 $1,961 $1,830 $1,868 $6,804 $7,302 $2,335 $2,405
Farmers $2,326 $2,307 $2,081 $2,200 $8,813 $9,070 $2,663 $2,792
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,074 $3,326 $2,524 $2,828 $10,803 $12,026 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,324 $2,191 $1,901 $2,027 $9,271 $10,367 $2,719 $2,892
State Farm $2,903 $2,903 $2,591 $2,591 $8,253 $10,379 $3,266 $3,744
Travelers $1,566 $1,593 $1,458 $1,456 $8,175 $12,831 $1,485 $1,727
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

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Minimum Car Insurance in Fulton, AL

Every driver must carry the minimum car insurance in Fulton, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Fulton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fulton, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fulton, AL. Compare credit history car insurance rates in Fulton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fulton, Alabama

Insurance Company Poor Fair Good
Allstate $4,111 $3,215 $2,630
Farmers $4,522 $3,888 $3,685
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,414 $4,533 $3,565
Nationwide $3,171 $2,467 $2,229
Progressive $4,772 $4,071 $3,793
State Farm $7,416 $3,761 $2,559
Travelers $4,134 $3,579 $3,646
USAA $2,937 $1,908 $1,703

Cheapest Fulton, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fulton, AL to rates for a clean record with top companies.

Annual Fulton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,844 $3,334 $3,906 $3,191
Farmers $3,388 $4,381 $4,272 $4,086
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,063 $5,630 $5,531 $5,459
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,811 $4,767 $4,082 $4,187
State Farm $4,169 $5,080 $4,533 $4,533
Travelers $3,156 $3,314 $4,828 $3,849
USAA $1,678 $2,102 $3,133 $1,816

Cheapest Fulton, AL Car Insurance for Teen Drivers

Teen car insurance in Fulton, AL can be expensive. Take a look at rates from the top car insurance companies in Fulton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fulton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,804 $7,302
Farmers $8,813 $9,070
GEICO $5,380 $5,307
Liberty Mutual $10,803 $12,026
Nationwide $4,418 $5,752
Progressive $9,271 $10,367
State Farm $8,253 $10,379
Travelers $8,175 $12,831
USAA $4,020 $4,464

Cheapest Fulton, AL Car Insurance for Seniors

Take a look at Fulton, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fulton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,868
Farmers $2,081 $2,200
GEICO $1,968 $1,996
Liberty Mutual $2,524 $2,828
Nationwide $1,577 $1,642
Progressive $1,901 $2,027
State Farm $2,591 $2,591
Travelers $1,458 $1,456
USAA $1,271 $1,252

Cheapest Fulton, AL Car Insurance Rates After a DUI

A DUI in Fulton, AL increases car insurance rates. Compare Fulton, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fulton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,906
Farmers $4,272
GEICO $3,808
Liberty Mutual $5,531
Nationwide $3,353
Progressive $4,082
State Farm $4,533
Travelers $4,828
USAA $3,133

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Cheapest Fulton, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fulton, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fulton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,319
Farmers $4,032 $4,032
GEICO $2,842 $2,954
Liberty Mutual $5,171 $5,171
Nationwide $2,623 $2,623
Progressive $4,212 $4,212
State Farm $4,470 $4,687
Travelers $3,786 $3,786
USAA $2,082 $2,282

The Best Cheap Car Insurance Companies in Fulton, AL

Take a look at a side-by-side comparison of the top car insurance companies in Fulton, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fulton, Alabama

Insurance Company Average Annual Rates
Allstate $3,319
Farmers $4,032
GEICO $2,898
Liberty Mutual $5,171
Nationwide $2,623
Progressive $4,212
State Farm $4,579
Travelers $3,786
USAA $2,182

Category Winners: Cheapest Car Insurance in Fulton, Alabama

Find the cheapest car insurance companies in Fulton, AL for each category right here.

Best Annual Car Insurance Rates by Company in Fulton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fulton, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fulton car insurance rates. Find the cheapest Fulton, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fulton, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,314 $3,414
Farmers $3,842 $3,988 $4,264
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,935 $5,146 $5,431
Nationwide $2,624 $2,595 $2,649
Progressive $3,778 $4,188 $4,669
State Farm $4,355 $4,571 $4,810
Travelers $3,613 $3,862 $3,884
USAA $2,105 $2,171 $2,271

What affects car insurance rates in Fulton, Alabama?

What factors can have an impact on Fulton, AL car insurance? There are several reasons why Fulton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fulton, Alabama.

Commute Time in Fulton

The more time you spend in your car the higher the risk of an accident. The average commute length in Fulton, AL is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Fulton, AL

Ready to find affordable Fulton, Alabama car insurance today? Enter your ZIP code for fast, free Fulton, AL car insurance quotes.

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