Compare Fulton, IN Car Insurance Rates (2021)

Car insurance in Fulton, IN averages $267 a month. Fulton, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fulton car insurance rates, compare quotes from the top car insurance companies in Fulton, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fulton is USAA
  • The cheapest car insurance company in Fulton for teen drivers is USAA
  • Average car insurance rates in Fulton, IN after a DUI are $3,811/year

If you need to buy Fulton, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Fulton, IN is right here.

You’ll find Fulton car insurance rates, the cheapest Fulton, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Fulton, Indiana car insurance rates to Carmel car insurance rates, Bloomington car insurance rates, and Gary car insurance rates.

Ready to find affordable Fulton, IN car insurance today? Enter your ZIP code for fast, free Fulton car insurance quotes.

Cheapest Fulton, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fulton, IN car insurance rates? Every Fulton, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fulton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,656 $2,262 $2,479 $7,826 $9,869 $2,638 $2,869
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,445 $1,426 $1,239 $1,391 $7,658 $8,156 $1,894 $2,046
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,577 $1,616 $1,383 $1,480 $4,523 $5,889 $1,843 $2,018
Progressive $1,602 $1,522 $1,450 $1,461 $9,267 $10,439 $2,006 $2,050
State Farm $1,409 $1,409 $1,250 $1,250 $4,173 $5,362 $1,556 $1,726
Travelers $1,102 $1,122 $1,027 $1,029 $6,646 $10,512 $1,161 $1,353
USAA $985 $972 $914 $925 $2,708 $3,035 $1,333 $1,432

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Minimum Car Insurance in Fulton, IN

Every driver must carry the minimum car insurance in Fulton, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Fulton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fulton, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fulton, IN. Compare credit history car insurance rates in Fulton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fulton, Indiana

Insurance Company Poor Fair Good
Allstate $5,154 $3,820 $3,471
American Family $4,953 $3,229 $2,706
Farmers $3,689 $3,002 $2,780
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,892 $2,446 $2,285
Progressive $4,115 $3,635 $3,424
State Farm $3,303 $1,970 $1,528
Travelers $3,335 $2,825 $2,822
USAA $2,075 $1,367 $1,171

Cheapest Fulton, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fulton, IN to rates for a clean record with top companies.

Annual Fulton, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,320 $4,865 $4,473 $3,936
American Family $2,501 $3,991 $5,046 $2,979
Farmers $2,824 $3,293 $3,391 $3,119
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,185 $2,817 $2,701 $2,461
Progressive $2,792 $4,890 $3,329 $3,887
State Farm $2,215 $2,422 $2,215 $2,215
Travelers $2,546 $3,142 $3,558 $2,730
USAA $1,164 $1,651 $1,894 $1,443

Cheapest Fulton, IN Car Insurance for Teen Drivers

Teen car insurance in Fulton, IN can be expensive. Take a look at rates from the top car insurance companies in Fulton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fulton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,826 $9,869
American Family $6,152 $8,981
Farmers $7,658 $8,156
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $4,523 $5,889
Progressive $9,267 $10,439
State Farm $4,173 $5,362
Travelers $6,646 $10,512
USAA $2,708 $3,035

Cheapest Fulton, IN Car Insurance for Seniors

Take a look at Fulton, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fulton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,262 $2,479
American Family $2,063 $2,063
Farmers $1,239 $1,391
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,383 $1,480
Progressive $1,450 $1,461
State Farm $1,250 $1,250
Travelers $1,027 $1,029
USAA $914 $925

Cheapest Fulton, IN Car Insurance Rates After a DUI

A DUI in Fulton, IN increases car insurance rates. Compare Fulton, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fulton, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,473
American Family $5,046
Farmers $3,391
GEICO $3,115
Liberty Mutual $8,386
Nationwide $2,701
Progressive $3,329
State Farm $2,215
Travelers $3,558
USAA $1,894

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Cheapest Fulton, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fulton, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fulton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,148 $4,148
American Family $3,585 $3,673
Farmers $3,157 $3,157
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,541 $2,541
Progressive $3,725 $3,725
State Farm $2,202 $2,332
Travelers $2,994 $2,994
USAA $1,517 $1,558

The Best Cheap Car Insurance Companies in Fulton, IN

Take a look at a side-by-side comparison of the top car insurance companies in Fulton, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fulton, Indiana

Insurance Company Average Annual Rates
Allstate $4,148
American Family $3,629
Farmers $3,157
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,541
Progressive $3,725
State Farm $2,267
Travelers $2,994
USAA $1,538

Category Winners: Cheapest Car Insurance in Fulton, Indiana

Find the cheapest car insurance companies in Fulton, IN for each category right here.

Best Annual Car Insurance Rates by Company in Fulton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fulton, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fulton car insurance rates. Find the cheapest Fulton, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fulton, Indiana

Insurance Company Low Medium High
Allstate $3,955 $4,134 $4,356
American Family $3,604 $3,750 $3,534
Farmers $3,042 $3,149 $3,280
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,587 $2,520 $2,516
Progressive $3,500 $3,661 $4,013
State Farm $2,161 $2,266 $2,375
Travelers $2,940 $3,022 $3,021
USAA $1,486 $1,534 $1,594

What affects car insurance rates in Fulton, Indiana?

What factors can have an impact on Fulton, IN car insurance? There are several reasons why Fulton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fulton, Indiana.

Commute Time in Fulton

The more time you spend in your car the higher the risk of an accident. The average commute length in Fulton, IN is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Fulton, IN

Ready to find affordable Fulton, Indiana car insurance today? Enter your ZIP code for fast, free Fulton, IN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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