Compare Fulton, TX Car Insurance Rates (2021)

Car insurance in Fulton, TX averages $320 a month. Fulton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Fulton car insurance rates, compare quotes from the top car insurance companies in Fulton, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Fulton, TX are $3,838/year
  • Average car insurance rates in Fulton, TX after a DUI are $4,373/year
  • The cheapest car insurance company in Fulton for teen drivers is USAA

If you need to buy Fulton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Fulton, TX is right here.

You’ll find Fulton car insurance rates, the cheapest Fulton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Fulton, Texas car insurance rates to El Paso car insurance rates, Laredo car insurance rates, and Austin car insurance rates.

Ready to find affordable Fulton, TX car insurance today? Enter your ZIP code for fast, free Fulton car insurance quotes.

Cheapest Fulton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fulton, TX car insurance rates? Every Fulton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fulton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,322 $3,350 $3,280 $3,280 $8,790 $10,601 $4,105 $4,273
American Family $3,148 $3,543 $3,018 $3,494 $9,033 $11,751 $4,663 $5,319
GEICO $2,198 $2,391 $2,175 $2,507 $4,747 $4,869 $2,361 $2,307
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,164 $2,041 $1,936 $1,968 $9,048 $10,090 $2,540 $2,554
State Farm $1,699 $1,699 $1,511 $1,511 $4,030 $5,125 $1,844 $1,898
USAA $1,485 $1,496 $1,428 $1,423 $4,170 $4,533 $1,986 $2,126

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fulton, TX

Every driver must carry the minimum car insurance in Fulton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Fulton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fulton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fulton, TX. Compare credit history car insurance rates in Fulton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fulton, Texas

Insurance Company Poor Fair Good
Allstate $6,512 $4,775 $4,088
American Family $7,442 $4,841 $4,206
GEICO $4,532 $2,575 $1,725
Nationwide $5,435 $4,346 $3,768
Progressive $4,546 $3,934 $3,647
State Farm $3,416 $2,129 $1,698
USAA $3,390 $1,990 $1,612

Cheapest Fulton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fulton, TX to rates for a clean record with top companies.

Annual Fulton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,974 $6,141 $6,410 $3,974
American Family $4,973 $6,432 $5,606 $4,973
GEICO $2,502 $3,304 $2,747 $3,223
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,527 $4,569 $4,115 $3,958
State Farm $2,148 $2,460 $2,902 $2,148
USAA $1,735 $2,569 $3,027 $1,991

Cheapest Fulton, TX Car Insurance for Teen Drivers

Teen car insurance in Fulton, TX can be expensive. Take a look at rates from the top car insurance companies in Fulton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fulton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,790 $10,601
American Family $9,033 $11,751
GEICO $4,747 $4,869
Nationwide $8,017 $10,292
Progressive $9,048 $10,090
State Farm $4,030 $5,125
USAA $4,170 $4,533

Cheapest Fulton, TX Car Insurance for Seniors

Take a look at Fulton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fulton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,280 $3,280
American Family $3,018 $3,494
GEICO $2,175 $2,507
Nationwide $2,508 $2,654
Progressive $1,936 $1,968
State Farm $1,511 $1,511
USAA $1,428 $1,423

Cheapest Fulton, TX Car Insurance Rates After a DUI

A DUI in Fulton, TX increases car insurance rates. Compare Fulton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fulton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,410
American Family $5,606
GEICO $2,747
Nationwide $5,804
Progressive $4,115
State Farm $2,902
USAA $3,027

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fulton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fulton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fulton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,002 $5,248
American Family $5,496 $5,496
GEICO $2,888 $3,000
Nationwide $4,516 $4,516
Progressive $4,042 $4,042
State Farm $2,415 $2,415
USAA $2,301 $2,360

The Best Cheap Car Insurance Companies in Fulton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Fulton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fulton, Texas

Insurance Company Average Annual Rates
Allstate $5,125
American Family $5,496
GEICO $2,944
Nationwide $4,516
Progressive $4,042
State Farm $2,415
USAA $2,331

Category Winners: Cheapest Car Insurance in Fulton, Texas

Find the cheapest car insurance companies in Fulton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Fulton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fulton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fulton car insurance rates. Find the cheapest Fulton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fulton, Texas

Insurance Company Low Medium High
Allstate $5,003 $5,079 $5,292
American Family $5,056 $5,243 $6,190
GEICO $2,731 $2,883 $3,219
Nationwide $4,810 $4,320 $4,418
Progressive $3,788 $4,020 $4,320
State Farm $2,276 $2,403 $2,565
USAA $2,233 $2,317 $2,442

What affects car insurance rates in Fulton, Texas?

What factors can have an impact on Fulton, TX car insurance? There are several reasons why Fulton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fulton, Texas.

Commute Time in Fulton

The more time you spend in your car the higher the risk of an accident. The average commute length in Fulton, TX is 15.6 minutes according to City-Data.

Compare Car Insurance Quotes in Fulton, TX

Ready to find affordable Fulton, Texas car insurance today? Enter your ZIP code for fast, free Fulton, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption