Compare Fults, IL Car Insurance Rates (2021)

Car insurance in Fults, IL averages $287 a month. Fults, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Fults car insurance rates, compare quotes from the top car insurance companies in Fults, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fults is State Farm
  • Average car insurance rates in Fults, IL after a DUI are $4,019/year
  • Average car insurance rates in Fults, IL are $3,443/year

If you need to buy Fults, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Fults, IL is right here.

You’ll find Fults car insurance rates, the cheapest Fults, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Fults, Illinois car insurance rates to Rockford car insurance rates, Chicago car insurance rates, and Aurora car insurance rates.

Ready to find affordable Fults, IL car insurance today? Enter your ZIP code for fast, free Fults car insurance quotes.

Cheapest Fults, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fults, IL car insurance rates? Every Fults, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fults, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,244 $3,259 $3,395 $3,395 $8,424 $10,922 $3,895 $4,206
American Family $2,532 $2,532 $2,315 $2,315 $7,127 $9,909 $2,532 $3,263
Farmers $2,510 $2,511 $2,226 $2,360 $10,824 $11,275 $2,855 $2,974
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,514 $1,637 $1,251 $1,403 $4,981 $5,551 $1,586 $1,680
Nationwide $2,375 $2,419 $2,104 $2,236 $6,607 $8,514 $2,773 $3,012
Progressive $2,352 $2,239 $1,933 $2,025 $8,141 $9,158 $2,808 $3,036
State Farm $1,445 $1,445 $1,292 $1,292 $4,165 $5,289 $1,634 $1,874
Travelers $1,684 $1,778 $1,550 $1,653 $5,026 $6,373 $1,782 $1,878
USAA $1,521 $1,549 $1,419 $1,400 $4,903 $5,401 $2,002 $2,200

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Minimum Car Insurance in Fults, IL

Every driver must carry the minimum car insurance in Fults, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Fults, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Fults, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fults, IL. Compare credit history car insurance rates in Fults from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fults, Illinois

Insurance Company Poor Fair Good
Allstate $6,490 $4,683 $4,104
American Family $5,416 $3,676 $3,105
Farmers $5,333 $4,480 $4,262
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,474 $2,159 $1,718
Nationwide $4,492 $3,613 $3,159
Progressive $4,532 $3,825 $3,527
State Farm $3,352 $2,006 $1,555
Travelers $3,309 $2,670 $2,166
USAA $3,389 $2,333 $1,925

Cheapest Fults, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fults, IL to rates for a clean record with top companies.

Annual Fults, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,624 $6,208 $5,757 $4,780
American Family $2,990 $4,234 $5,647 $3,392
Farmers $3,964 $5,111 $4,985 $4,708
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $2,043 $2,895 $2,547 $2,317
Nationwide $3,008 $3,920 $4,625 $3,468
Progressive $3,269 $4,818 $3,618 $4,141
State Farm $2,104 $2,504 $2,304 $2,304
Travelers $2,149 $2,824 $3,184 $2,704
USAA $1,819 $2,613 $3,573 $2,192

Cheapest Fults, IL Car Insurance for Teen Drivers

Teen car insurance in Fults, IL can be expensive. Take a look at rates from the top car insurance companies in Fults for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fults, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,424 $10,922
American Family $7,127 $9,909
Farmers $10,824 $11,275
GEICO $5,565 $5,775
Liberty Mutual $4,981 $5,551
Nationwide $6,607 $8,514
Progressive $8,141 $9,158
State Farm $4,165 $5,289
Travelers $5,026 $6,373
USAA $4,903 $5,401

Cheapest Fults, IL Car Insurance for Seniors

Take a look at Fults, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fults, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,395 $3,395
American Family $2,315 $2,315
Farmers $2,226 $2,360
GEICO $1,670 $2,030
Liberty Mutual $1,251 $1,403
Nationwide $2,104 $2,236
Progressive $1,933 $2,025
State Farm $1,292 $1,292
Travelers $1,550 $1,653
USAA $1,419 $1,400

Cheapest Fults, IL Car Insurance Rates After a DUI

A DUI in Fults, IL increases car insurance rates. Compare Fults, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fults, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,757
American Family $5,647
Farmers $4,985
GEICO $3,948
Liberty Mutual $2,547
Nationwide $4,625
Progressive $3,618
State Farm $2,304
Travelers $3,184
USAA $3,573

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Cheapest Fults, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fults, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fults, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,092 $5,092
American Family $4,013 $4,118
Farmers $4,692 $4,692
GEICO $2,792 $2,897
Liberty Mutual $2,450 $2,450
Nationwide $3,755 $3,755
Progressive $3,961 $3,961
State Farm $2,245 $2,364
Travelers $2,608 $2,823
USAA $2,478 $2,621

The Best Cheap Car Insurance Companies in Fults, IL

Take a look at a side-by-side comparison of the top car insurance companies in Fults, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fults, Illinois

Insurance Company Average Annual Rates
Allstate $5,092
American Family $4,066
Farmers $4,692
GEICO $2,844
Liberty Mutual $2,450
Nationwide $3,755
Progressive $3,961
State Farm $2,304
Travelers $2,715
USAA $2,549

Category Winners: Cheapest Car Insurance in Fults, Illinois

Find the cheapest car insurance companies in Fults, IL for each category right here.

Best Annual Car Insurance Rates by Company in Fults, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fults, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fults car insurance rates. Find the cheapest Fults, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fults, Illinois

Insurance Company Low Medium High
Allstate $4,911 $5,086 $5,280
American Family $3,912 $4,215 $4,071
Farmers $4,449 $4,576 $5,051
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,310 $2,445 $2,596
Nationwide $3,730 $3,788 $3,747
Progressive $3,659 $3,942 $4,283
State Farm $2,174 $2,309 $2,431
Travelers $2,515 $2,712 $2,919
USAA $2,367 $2,546 $2,734

What affects car insurance rates in Fults, Illinois?

What factors can have an impact on Fults, IL car insurance? There are several reasons why Fults car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fults, Illinois.

Commute Time in Fults

The more time you spend in your car the higher the risk of an accident. The average commute length in Fults, IL is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Fults, IL

Ready to find affordable Fults, Illinois car insurance today? Enter your ZIP code for fast, free Fults, IL car insurance quotes.

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