Compare Gaastra, MI Car Insurance Rates (2021)

Car insurance in Gaastra, MI averages $747 a month. Gaastra, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Gaastra car insurance rates, compare quotes from the top car insurance companies in Gaastra, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Gaastra, MI are $8,958/year
  • The cheapest car insurance company in Gaastra for teen drivers is USAA
  • Average car insurance rates in Gaastra, MI after a DUI are $14,562/year

If you need to buy Gaastra, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Gaastra, MI is right here.

You’ll find Gaastra car insurance rates, the cheapest Gaastra, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Gaastra, Michigan car insurance rates to Warren car insurance rates, Livonia car insurance rates, and Flint car insurance rates.

Ready to find affordable Gaastra, MI car insurance today? Enter your ZIP code for fast, free Gaastra car insurance quotes.

Cheapest Gaastra, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gaastra, MI car insurance rates? Every Gaastra, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gaastra, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $4,087 $4,087 $3,817 $3,817 $8,742 $8,742 $4,581 $4,581
GEICO $3,614 $3,614 $3,636 $3,636 $9,865 $9,865 $3,459 $3,459
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $2,727 $2,580 $2,402 $2,647 $9,617 $10,331 $3,185 $3,024
State Farm $6,346 $6,346 $5,822 $5,822 $21,179 $21,179 $7,410 $7,410
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Gaastra, MI

Every driver must carry the minimum car insurance in Gaastra, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Gaastra, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gaastra, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gaastra, MI. Compare credit history car insurance rates in Gaastra from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gaastra, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $7,057 $4,612 $4,251
GEICO $6,607 $4,863 $3,961
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $5,265 $4,425 $4,003
State Farm $16,510 $8,367 $5,691
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

Cheapest Gaastra, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gaastra, MI to rates for a clean record with top companies.

Annual Gaastra, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,472 $5,671 $5,606 $5,477
GEICO $1,876 $3,838 $11,471 $3,389
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $3,894 $5,053 $4,566 $4,744
State Farm $6,717 $7,925 $16,380 $9,736
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheapest Gaastra, MI Car Insurance for Teen Drivers

Teen car insurance in Gaastra, MI can be expensive. Take a look at rates from the top car insurance companies in Gaastra for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gaastra, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,742 $8,742
GEICO $9,865 $9,865
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $9,617 $10,331
State Farm $21,179 $21,179
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheapest Gaastra, MI Car Insurance for Seniors

Take a look at Gaastra, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gaastra, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,817 $3,817
GEICO $3,636 $3,636
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,402 $2,647
State Farm $5,822 $5,822
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheapest Gaastra, MI Car Insurance Rates After a DUI

A DUI in Gaastra, MI increases car insurance rates. Compare Gaastra, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gaastra, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,606
GEICO $11,471
Liberty Mutual $28,910
Nationwide $5,903
Progressive $4,566
State Farm $16,380
Travelers $12,018
USAA $4,286

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gaastra, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gaastra, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gaastra, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,307 $5,307
GEICO $5,023 $5,264
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $4,564 $4,564
State Farm $9,914 $10,465
Travelers $7,683 $7,771
USAA $3,223 $3,297

The Best Cheap Car Insurance Companies in Gaastra, MI

Take a look at a side-by-side comparison of the top car insurance companies in Gaastra, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gaastra, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,307
GEICO $5,144
Liberty Mutual $19,375
Nationwide $5,675
Progressive $4,564
State Farm $10,189
Travelers $7,727
USAA $3,260

Category Winners: Cheapest Car Insurance in Gaastra, Michigan

Find the cheapest car insurance companies in Gaastra, MI for each category right here.

Best Annual Car Insurance Rates by Company in Gaastra, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gaastra, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gaastra car insurance rates. Find the cheapest Gaastra, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gaastra, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $5,196 $5,298 $5,426
GEICO $4,828 $5,101 $5,501
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $4,431 $4,570 $4,691
State Farm $9,703 $10,249 $10,615
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

What affects car insurance rates in Gaastra, Michigan?

What factors can have an impact on Gaastra, MI car insurance? There are several reasons why Gaastra car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gaastra, Michigan.

Commute Time in Gaastra

The more time you spend in your car the higher the risk of an accident. The average commute length in Gaastra, MI is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gaastra, MI

Ready to find affordable Gaastra, Michigan car insurance today? Enter your ZIP code for fast, free Gaastra, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption