Compare Gadsden, AL Car Insurance Rates (2021)

Car insurance in Gadsden, AL averages $310 a month. Gadsden, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gadsden car insurance rates, compare quotes from the top car insurance companies in Gadsden, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gadsden is USAA
  • The cheapest car insurance company in Gadsden for teen drivers is USAA
  • Average car insurance rates in Gadsden, AL after a DUI are $4,235/year

If you need to buy Gadsden, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Gadsden, AL is right here.

You’ll find Gadsden car insurance rates, the cheapest Gadsden, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Gadsden, Alabama car insurance rates to Decatur car insurance rates, Tuscaloosa car insurance rates, and Montgomery car insurance rates.

Ready to find affordable Gadsden, AL car insurance today? Enter your ZIP code for fast, free Gadsden car insurance quotes.

Cheapest Gadsden, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gadsden, AL car insurance rates? Every Gadsden, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gadsden, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,965 $1,871 $1,781 $1,814 $6,869 $7,369 $2,193 $2,239
Farmers $2,540 $2,520 $2,268 $2,416 $9,993 $10,277 $2,880 $2,980
GEICO $1,988 $1,979 $1,898 $1,965 $5,256 $5,153 $2,098 $1,945
Liberty Mutual $2,996 $3,237 $2,461 $2,752 $11,008 $12,239 $3,185 $3,387
Nationwide $1,744 $1,764 $1,592 $1,645 $4,645 $5,967 $1,938 $2,163
Progressive $2,236 $2,087 $1,834 $1,964 $9,366 $10,444 $2,610 $2,775
State Farm $3,227 $3,227 $2,943 $2,943 $10,083 $12,614 $3,653 $4,214
Travelers $1,420 $1,440 $1,338 $1,333 $7,705 $12,139 $1,344 $1,527
USAA $1,274 $1,291 $1,191 $1,165 $3,814 $4,226 $1,658 $1,786

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Minimum Car Insurance in Gadsden, AL

Every driver must carry the minimum car insurance in Gadsden, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Gadsden, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gadsden, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gadsden, AL. Compare credit history car insurance rates in Gadsden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gadsden, Alabama

Insurance Company Poor Fair Good
Allstate $4,028 $3,167 $2,592
Farmers $5,025 $4,328 $4,100
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,384 $4,533 $3,558
Nationwide $3,234 $2,526 $2,287
Progressive $4,687 $4,034 $3,773
State Farm $8,699 $4,401 $2,989
Travelers $3,848 $3,340 $3,404
USAA $2,751 $1,796 $1,605

Cheapest Gadsden, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gadsden, AL to rates for a clean record with top companies.

Annual Gadsden, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,770 $3,267 $3,880 $3,133
Farmers $3,771 $4,887 $4,768 $4,510
GEICO $1,875 $3,024 $3,746 $2,497
Liberty Mutual $4,044 $5,635 $5,504 $5,450
Nationwide $2,349 $2,349 $3,411 $2,620
Progressive $3,753 $4,737 $4,051 $4,117
State Farm $4,819 $6,028 $5,303 $5,303
Travelers $2,940 $3,084 $4,520 $3,578
USAA $1,578 $1,983 $2,936 $1,706

Cheapest Gadsden, AL Car Insurance for Teen Drivers

Teen car insurance in Gadsden, AL can be expensive. Take a look at rates from the top car insurance companies in Gadsden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gadsden, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,869 $7,369
Farmers $9,993 $10,277
GEICO $5,256 $5,153
Liberty Mutual $11,008 $12,239
Nationwide $4,645 $5,967
Progressive $9,366 $10,444
State Farm $10,083 $12,614
Travelers $7,705 $12,139
USAA $3,814 $4,226

Cheapest Gadsden, AL Car Insurance for Seniors

Take a look at Gadsden, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gadsden, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,781 $1,814
Farmers $2,268 $2,416
GEICO $1,898 $1,965
Liberty Mutual $2,461 $2,752
Nationwide $1,592 $1,645
Progressive $1,834 $1,964
State Farm $2,943 $2,943
Travelers $1,338 $1,333
USAA $1,191 $1,165

Cheapest Gadsden, AL Car Insurance Rates After a DUI

A DUI in Gadsden, AL increases car insurance rates. Compare Gadsden, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gadsden, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,880
Farmers $4,768
GEICO $3,746
Liberty Mutual $5,504
Nationwide $3,411
Progressive $4,051
State Farm $5,303
Travelers $4,520
USAA $2,936

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Cheapest Gadsden, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gadsden, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gadsden, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,262 $3,262
Farmers $4,484 $4,484
GEICO $2,736 $2,835
Liberty Mutual $5,158 $5,158
Nationwide $2,682 $2,682
Progressive $4,164 $4,164
State Farm $5,231 $5,496
Travelers $3,531 $3,531
USAA $1,957 $2,144

Cheapest Gadsden, AL Car Insurance Rates by ZIP Code

Gadsden car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gadsden, AL.

Annual Car Insurance Rates by ZIP Code in Gadsden, Alabama

ZIP Code Average Annual Rates
35903 $3,775
35904 $3,846

The Best Cheap Car Insurance Companies in Gadsden, AL

Take a look at a side-by-side comparison of the top car insurance companies in Gadsden, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gadsden, Alabama

Insurance Company Average Annual Rates
Allstate $3,262
Farmers $4,484
GEICO $2,786
Liberty Mutual $5,158
Nationwide $2,682
Progressive $4,164
State Farm $5,363
Travelers $3,531
USAA $2,051

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Category Winners: Cheapest Car Insurance in Gadsden, Alabama

Find the cheapest car insurance companies in Gadsden, AL for each category right here.

Best Annual Car Insurance Rates by Company in Gadsden, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Gadsden, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gadsden car insurance rates. Find the cheapest Gadsden, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gadsden, Alabama

Insurance Company Low Medium High
Allstate $3,142 $3,257 $3,388
Farmers $4,212 $4,421 $4,820
GEICO $2,560 $2,773 $3,023
Liberty Mutual $4,908 $5,132 $5,435
Nationwide $2,660 $2,661 $2,725
Progressive $3,704 $4,142 $4,648
State Farm $5,042 $5,358 $5,690
Travelers $3,343 $3,601 $3,648
USAA $1,974 $2,039 $2,138

What affects car insurance rates in Gadsden, Alabama?

What factors can have an impact on Gadsden, AL car insurance? There are several reasons why Gadsden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gadsden, Alabama.

Car Theft in Gadsden

High levels of vehicle theft can make car insurance more expensive. Gadsden, AL car theft statistics from the FBI indicate 255 vehicle thefts a year.

Commute Time in Gadsden

The more time you spend in your car the higher the risk of an accident. The average commute length in Gadsden, AL is 20.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Gadsden, AL

Ready to find affordable Gadsden, Alabama car insurance today? Enter your ZIP code for fast, free Gadsden, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State