Compare Gainesboro, TN Car Insurance Rates (2021)

Car insurance in Gainesboro, TN averages $295 a month. Gainesboro, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Gainesboro car insurance rates, compare quotes from the top car insurance companies in Gainesboro, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gainesboro, TN after a DUI are $4,142/year
  • The cheapest car insurance company in Gainesboro for teen drivers is Travelers
  • The cheapest car insurance company in Gainesboro is State Farm

If you need to buy Gainesboro, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Gainesboro, TN is right here.

You’ll find Gainesboro car insurance rates, the cheapest Gainesboro, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Gainesboro, Tennessee car insurance rates to Bartlett car insurance rates, Memphis car insurance rates, and Jackson car insurance rates.

Ready to find affordable Gainesboro, TN car insurance today? Enter your ZIP code for fast, free Gainesboro car insurance quotes.

Cheapest Gainesboro, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gainesboro, TN car insurance rates? Every Gainesboro, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gainesboro, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,568 $2,465 $2,313 $2,400 $9,635 $10,484 $2,734 $2,827
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,082 $2,102 $1,919 $1,919 $6,270 $6,388 $2,112 $2,178
Liberty Mutual $3,665 $129 $3,010 $3,358 $14,543 $16,147 $3,935 $4,201
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,792 $1,695 $1,458 $1,524 $8,002 $9,013 $2,166 $2,373
State Farm $1,557 $1,557 $1,392 $1,392 $4,633 $5,785 $1,756 $2,055
Travelers $1,666 $1,751 $1,515 $1,610 $4,643 $5,728 $1,774 $1,866
USAA $1,495 $1,520 $1,351 $1,351 $5,357 $6,137 $1,952 $2,079

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Minimum Car Insurance in Gainesboro, TN

Every driver must carry the minimum car insurance in Gainesboro, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Gainesboro, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Gainesboro, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gainesboro, TN. Compare credit history car insurance rates in Gainesboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gainesboro, Tennessee

Insurance Company Poor Fair Good
Allstate $5,645 $4,328 $3,311
Farmers $4,435 $3,468 $3,281
GEICO $3,543 $3,033 $2,788
Liberty Mutual $8,788 $5,376 $4,208
Nationwide $3,876 $3,066 $2,714
Progressive $3,945 $3,394 $3,170
State Farm $3,653 $2,192 $1,703
Travelers $3,267 $2,566 $1,875
USAA $3,846 $2,257 $1,863

Cheapest Gainesboro, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gainesboro, TN to rates for a clean record with top companies.

Annual Gainesboro, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,709 $4,420 $5,342 $4,243
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,263 $3,038 $4,922 $2,263
Liberty Mutual $4,972 $7,149 $6,658 $5,716
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,086 $4,002 $3,286 $3,638
State Farm $2,301 $2,731 $2,516 $2,516
Travelers $2,087 $2,677 $2,946 $2,566
USAA $1,930 $2,895 $3,403 $2,393

Cheapest Gainesboro, TN Car Insurance for Teen Drivers

Teen car insurance in Gainesboro, TN can be expensive. Take a look at rates from the top car insurance companies in Gainesboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gainesboro, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,635 $10,484
Farmers $7,996 $8,459
GEICO $6,270 $6,388
Liberty Mutual $14,543 $16,147
Nationwide $5,610 $7,244
Progressive $8,002 $9,013
State Farm $4,633 $5,785
Travelers $4,643 $5,728
USAA $5,357 $6,137

Cheapest Gainesboro, TN Car Insurance for Seniors

Take a look at Gainesboro, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gainesboro, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,400
Farmers $1,797 $1,951
GEICO $1,919 $1,919
Liberty Mutual $3,010 $3,358
Nationwide $1,860 $1,893
Progressive $1,458 $1,524
State Farm $1,392 $1,392
Travelers $1,515 $1,610
USAA $1,351 $1,351

Cheapest Gainesboro, TN Car Insurance Rates After a DUI

A DUI in Gainesboro, TN increases car insurance rates. Compare Gainesboro, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gainesboro, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,342
Farmers $4,028
GEICO $4,922
Liberty Mutual $6,658
Nationwide $4,181
Progressive $3,286
State Farm $2,516
Travelers $2,946
USAA $3,403

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Cheapest Gainesboro, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gainesboro, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gainesboro, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,428 $4,428
Farmers $3,728 $3,728
GEICO $3,103 $3,139
Liberty Mutual $6,124 $6,124
Nationwide $3,219 $3,219
Progressive $3,503 $3,503
State Farm $2,459 $2,573
Travelers $2,469 $2,670
USAA $2,580 $2,730

The Best Cheap Car Insurance Companies in Gainesboro, TN

Take a look at a side-by-side comparison of the top car insurance companies in Gainesboro, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gainesboro, Tennessee

Insurance Company Average Annual Rates
Allstate $4,428
Farmers $3,728
GEICO $3,121
Liberty Mutual $6,124
Nationwide $3,219
Progressive $3,503
State Farm $2,516
Travelers $2,569
USAA $2,655

Category Winners: Cheapest Car Insurance in Gainesboro, Tennessee

Find the cheapest car insurance companies in Gainesboro, TN for each category right here.

Best Annual Car Insurance Rates by Company in Gainesboro, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gainesboro, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gainesboro car insurance rates. Find the cheapest Gainesboro, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gainesboro, Tennessee

Insurance Company Low Medium High
Allstate $4,266 $4,417 $4,601
Farmers $3,548 $3,713 $3,923
GEICO $2,977 $3,114 $3,272
Liberty Mutual $5,885 $6,123 $6,363
Nationwide $3,248 $3,149 $3,259
Progressive $3,315 $3,504 $3,690
State Farm $2,406 $2,524 $2,618
Travelers $2,426 $2,567 $2,714
USAA $2,568 $2,645 $2,752

What affects car insurance rates in Gainesboro, Tennessee?

What factors can have an impact on Gainesboro, TN car insurance? There are several reasons why Gainesboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gainesboro, Tennessee.

Commute Time in Gainesboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Gainesboro, TN is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gainesboro, TN

Ready to find affordable Gainesboro, Tennessee car insurance today? Enter your ZIP code for fast, free Gainesboro, TN car insurance quotes.

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