Compare Galena, MO Car Insurance Rates (2021)

Car insurance in Galena, MO averages $274 a month. Galena, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Galena car insurance rates, compare quotes from the top car insurance companies in Galena, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Galena, MO are $3,290/year
  • Average car insurance rates in Galena, MO after a DUI are $3,854/year
  • The cheapest car insurance company in Galena for teen drivers is Nationwide

If you need to buy Galena, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Galena, MO is right here.

You’ll find Galena car insurance rates, the cheapest Galena, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Galena, Missouri car insurance rates to Florissant car insurance rates, St. Joseph car insurance rates, and Springfield car insurance rates.

Ready to find affordable Galena, MO car insurance today? Enter your ZIP code for fast, free Galena car insurance quotes.

Cheapest Galena, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Galena, MO car insurance rates? Every Galena, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Galena, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,177 $2,177 $1,940 $1,940 $5,997 $7,793 $2,177 $2,542
Farmers $2,285 $2,277 $2,038 $2,160 $9,509 $9,844 $2,612 $2,734
GEICO $1,849 $2,083 $1,431 $1,845 $5,862 $6,224 $1,683 $1,698
Liberty Mutual $2,626 $2,845 $2,157 $2,416 $9,174 $10,187 $2,772 $2,964
Nationwide $1,499 $1,529 $1,344 $1,420 $3,874 $4,948 $1,718 $1,854
Progressive $1,932 $1,783 $1,580 $1,628 $6,523 $7,322 $2,354 $2,425
State Farm $1,735 $1,735 $1,559 $1,559 $5,110 $6,422 $1,954 $2,241
USAA $1,556 $1,542 $1,404 $1,428 $4,603 $5,620 $1,932 $2,146

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Minimum Car Insurance in Galena, MO

Every driver must carry the minimum car insurance in Galena, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Galena, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Galena, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Galena, MO. Compare credit history car insurance rates in Galena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Galena, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,368 $3,073 $2,588
Farmers $4,777 $3,983 $3,787
GEICO $3,913 $2,550 $2,040
Liberty Mutual $6,307 $3,846 $3,025
Nationwide $2,678 $2,217 $1,925
Progressive $3,694 $3,061 $2,825
State Farm $3,858 $2,485 $2,024
USAA $4,206 $1,968 $1,413

Cheapest Galena, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Galena, MO to rates for a clean record with top companies.

Annual Galena, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,497 $3,606 $4,414 $2,854
Farmers $3,613 $4,500 $4,400 $4,216
GEICO $2,192 $2,865 $3,893 $2,386
Liberty Mutual $3,187 $4,581 $4,723 $5,079
Nationwide $1,777 $2,293 $3,074 $1,949
Progressive $2,740 $3,732 $3,057 $3,243
State Farm $2,556 $3,022 $2,789 $2,789
USAA $2,029 $2,462 $3,409 $2,217

Cheapest Galena, MO Car Insurance for Teen Drivers

Teen car insurance in Galena, MO can be expensive. Take a look at rates from the top car insurance companies in Galena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Galena, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $5,997 $7,793
Farmers $9,509 $9,844
GEICO $5,862 $6,224
Liberty Mutual $9,174 $10,187
Nationwide $3,874 $4,948
Progressive $6,523 $7,322
State Farm $5,110 $6,422
USAA $4,603 $5,620

Cheapest Galena, MO Car Insurance for Seniors

Take a look at Galena, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Galena, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $1,940 $1,940
Farmers $2,038 $2,160
GEICO $1,431 $1,845
Liberty Mutual $2,157 $2,416
Nationwide $1,344 $1,420
Progressive $1,580 $1,628
State Farm $1,559 $1,559
USAA $1,404 $1,428

Cheapest Galena, MO Car Insurance Rates After a DUI

A DUI in Galena, MO increases car insurance rates. Compare Galena, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Galena, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,414
Farmers $4,400
GEICO $3,893
Liberty Mutual $4,723
Nationwide $3,074
Progressive $3,057
State Farm $2,789
USAA $3,409

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Cheapest Galena, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Galena, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Galena, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,310 $3,376
Farmers $4,182 $4,182
GEICO $2,781 $2,887
Liberty Mutual $4,393 $4,393
Nationwide $2,273 $2,273
Progressive $3,193 $3,193
State Farm $2,721 $2,857
USAA $2,437 $2,620

The Best Cheap Car Insurance Companies in Galena, MO

Take a look at a side-by-side comparison of the top car insurance companies in Galena, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Galena, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,343
Farmers $4,182
GEICO $2,834
Liberty Mutual $4,393
Nationwide $2,273
Progressive $3,193
State Farm $2,789
USAA $2,529

Category Winners: Cheapest Car Insurance in Galena, Missouri

Find the cheapest car insurance companies in Galena, MO for each category right here.

Best Annual Car Insurance Rates by Company in Galena, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Galena, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Galena car insurance rates. Find the cheapest Galena, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Galena, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,237 $3,448 $3,343
Farmers $3,913 $4,141 $4,494
GEICO $2,655 $2,854 $2,993
Liberty Mutual $4,159 $4,411 $4,607
Nationwide $2,132 $2,296 $2,392
Progressive $2,874 $3,200 $3,506
State Farm $2,612 $2,798 $2,957
USAA $2,414 $2,520 $2,654

What affects car insurance rates in Galena, Missouri?

What factors can have an impact on Galena, MO car insurance? There are several reasons why Galena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Galena, Missouri.

Commute Time in Galena

The more time you spend in your car the higher the risk of an accident. The average commute length in Galena, MO is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Galena, MO

Ready to find affordable Galena, Missouri car insurance today? Enter your ZIP code for fast, free Galena, MO car insurance quotes.

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